Do You Have to Pay Taxes on Life Insurance?
In most cases, life insurance death benefits are not taxed. But you may owe taxes if the estate is very large or you sell your own policy... Read More
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State of Home Insurance 2026
Home insurance in the United States costs an average of $179 per month in 2026.
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A full coverage car insurance policy costs an average of $208 per month in 2026.
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A Silver health plan without subsidies costs an average of $752 per month in 2026.
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Latest Research from ValuePenguin
Should I Buy Group and Supplemental Life Insurance?
Group and supplemental life insurance from your employer can provide coverage at discounted rates. But should you buy individual term life... Read More
How Much Life Insurance Do You Actually Need?
Your life insurance policy should include enough to cover the money your family relies on you for, plus your end-of-life expenses, if... Read More
Flood Zones & How They Affect Insurance
The flood zone your home is in determines if you need to buy flood insurance. But your flood insurance rate is based on details of your... Read More
What is Universal Life Insurance? Pros and Cons
Universal life insurance offers permanent coverage similar to whole life insurance, but it has better rates and the opportunity to pay... Read More
What Happens to my Debt When I Die? Is it Forgiven or Transferable?
When you die, some debts are forgiven, but most are collected from your estate. If your loans are larger than the value of your estate,... Read More
Do You Need to Have Boat Insurance?
Most states don't require boat insurance. However, your bank or marina may require... Read More
Does Homeowners Insurance Include Fire Insurance?
Fire insurance pays for damage to the structure of your home and your stuff, like furniture and clothing. It's included in most basic home... Read More
How to Choose a Life Insurance Beneficiary & How Claims Work
When you purchase a life insurance policy, you’ll be given the option of designating one or multiple beneficiaries to receive a death... Read More
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