Average Household Budget: How Much Does the Typical American Spend?
The average U.S. household spends $5,111 per month on everything from housing, food and taxes to education to health care. Overall,... Read More
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State of Home Insurance 2026
Home insurance in the United States costs an average of $179 per month in 2026.
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A full coverage car insurance policy costs an average of $208 per month in 2026.
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A Silver health plan without subsidies costs an average of $752 per month in 2026.
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Latest Research from ValuePenguin
Vacation and Secondary Home Insurance
There are special considerations when insuring a vacation home, because they're only inhabited part of the year and often remotely located,... Read More
Average Cost of a Vacation and How Travel Habits are Changing
Vacation costs have been rising, and the number of trips taken by Americans have gone way down. A large majority of American households... Read More
Homeowners Insurance vs. Home Warranty Coverage
Homeowners insurance and a home warranty both pay for repairs when part of your home is damaged, but they protect you in different... Read More
Texas Automobile Insurance Plan Association (TAIPA)
The TAIPA was established to help ensure motorists in Texas carry auto insurance as required by state law. Drivers who have been rejected... Read More
Home Insurance Cancellation, Nonrenewal and Policy Lapses
There are several situations where a homeowners insurance company will discontinue your coverage. Here's how a homeowners insurance... Read More
Vehicle Registration Suspension in California
Drivers in California are required to carry car insurance. The penalties for driving without it include registration suspension. Learn how... Read More
Penalties for Driving Without Insurance in California
Driving without car insurance in California could result in serious penalties, including a fine from $100 to well over $1,000. If you're a... Read More
Auto Insurance Companies in Michigan
Summary: There are dozens of auto insurance companies Michigan drivers can choose from. Learn what differentiates them, and find their... Read More
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