How Does Personal Injury Protection (PIP) Work in New Jersey?
New Jersey requires all drivers to have personal injury protection car insurance, which covers your medical expenses and other costs after... Read More
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State of Home Insurance 2026
Home insurance in the United States costs an average of $179 per month in 2026.
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A full coverage car insurance policy costs an average of $208 per month in 2026.
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A Silver health plan without subsidies costs an average of $752 per month in 2026.
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Latest Research from ValuePenguin
Going on a Road Trip? Car Insurance Tips for Every Destination
Your car insurance will likely cover you while you're on a road trip, whether you're driving your own car or renting. Here's what to look... Read More
How Does a Lapse in Car Insurance Coverage Affect Rates?
Having a lapse in your car insurance history will lead to higher rates when you try to get auto insurance again — up to 35% for a lapse... Read More
Average Cost of a Root Canal & How to Save
A root canal costs about $1,000 without dental insurance coverage. However, insurance can cut your costs by 40% to 80%, and many dentists... Read More
Does Renters Insurance Cover Moving?
Renters insurance may cover your things when you move yourself, but it doesn’t cover anything that’s damaged when you hire professional... Read More
Does Renters Insurance Cover Dog Bites?
Dog bites are covered under renters insurance, unless your dog is on the restricted breeds list or has a previous bite... Read More
Does Renters Insurance Cover Bed Bugs?
Bed bugs can be hard to get rid of, so renters might be frustrated to learn that their insurance likely doesn’t cover the... Read More
How Much Is Renters Insurance for an Apartment?
The average cost of renters insurance for an apartment is about $19 per month, or $228 per year. Lemonade has the best rates for most... Read More
What is Total Loss after a Car Insurance Claim?
If a car receives so much damage in a crash that the cost to repair is more than the car is worth, it's considered a total... Read More
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