The Most and Least Affordable Cities for Public Transit
Do you think your city's public transport is expensive? Here's how it stacks up to other... Read More
Car Insurance Near Me
Finding a car insurance company based near you can come with a lot of benefits, like a personal relationship with an agent which can mean better customer service.
Smaller regional companies tend to offer cheap rates and reliable customer service. It can also be easier to work with an agent with an office nearby than someone located in a call center across the country.
Many large insurance companies and regional providers have local agents who understand the needs of drivers near you. Additionally, working with someone near you can make the claims process much easier if you're ever in an accident.
Best car insurance near me
State Farm is the best car insurance company in 28 states.
That's because State Farm has great customer service reviews, affordable rates and most people are able to buy insurance from them.
However, the best car insurance near you may be different. Erie and Farm Bureau offer excellent customer service and affordable rates in the states where they sell insurance.
The best car insurance near you also depends on factors like your driving history and age, since these factors affect how much you'll pay for insurance. For that reason, it's important to compare quotes from multiple companies to find the best company for you.
Find Cheap Auto Insurance Quotes in Your Area
Best car insurance companies by state
State |
Best company
| |
|---|---|---|
| Alabama | State Farm | 
|
| Alaska | State Farm |
|
| Arizona | State Farm |
|
| Arkansas | State Farm |
|
| California | AAA | 
|
Show All Rows
USAA has the best customer service in many states, along with very affordable rates. But only military members, veterans and some of their family members can get car insurance from USAA.
Car insurance rates near me
Where you live can have a big impact on your car insurance rates. For example, drivers in Wyoming pay $31 per month for minimum coverage auto insurance, on average. People living in Michigan pay four times as much for the same coverage, at $133 per month.
It's important to compare rates from a handful of companies near you to find the best price for car insurance.
Cheap monthly car insurance rates near me
Compare rates in your state
Related articles: Car insurance near me
Does Homeowners Insurance Cover Water Damage?
Water damage to your house may be covered by your homeowners insurance. It depends on what caused the damage.... Read More
Who Has The Cheapest Auto Insurance Quotes in Oakland, CA?
Geico offers the cheapest car insurance in Oakland, at $40 per month for minimum coverage, or $135 per month for full... Read More
How to Insure a Car with a Rebuilt or Salvage Title
You typically can't get car insurance for a non-repairable car that's considered a total loss, but most insurance companies offer liability... Read More
What is Temporary Car Insurance and Should I Get It?
Reputable insurers generally don't market or sell temporary insurance. You must buy a six-month policy first, and then end the coverage... Read More
Who Has the Cheapest Auto Insurance in San Francisco?
Geico sells the cheapest car insurance in San Francisco, at an average of $124 per... Read More
Who Has the Cheapest Auto Insurance Quotes in San Jose, CA?
Geico has the most affordable full coverage car insurance in San Jose, at $113 per month, on... Read More
What Is Hazard Insurance?
Hazard insurance is part of your homeowners insurance. It protects the structure of your home from common perils, such as fire, vandalism... Read More
Who Has the Cheapest Auto Insurance Quotes in Sacramento, CA?
In Sacramento, Geico offers the best rates for both full and minimum coverage, at $126 and $44 per month, respectively. The average cost... Read More
Who Has The Cheapest Auto Insurance Quotes in Fresno, CA?
The cheapest car insurance in Fresno is from Geico, with full coverage rates at $120 per month and minimum coverage at just $43 per... Read More
Who Has the Cheapest Auto Insurance in San Diego?
Geico has the cheapest car insurance in San Diego. A full coverage policy costs an average of $116 per... Read More
Who Has the Cheapest Car Insurance Quotes in Houston?
Texas Farm Bureau has the cheapest car insurance quotes in Houston, at $40 per month for minimum coverage and $97 per month for full... Read More
Does Homeowners Insurance Cover AC Units?
Air-conditioning units are covered by homeowners insurance for things like fire and falling trees. But you're responsible for proper... Read More
Average Personal Loan Interest Rates
The average personal loan interest rates were between 10% to 28%. Click to find out more about what affects your interest rate and what... Read More
Cheapest Car Insurance in San Antonio, TX
Texas Farm Bureau offers the cheapest full coverage car insurance in San Antonio, at $91 per month for a full coverage policy. It also has... Read More
When is Car Insurance Tax-Deductible?
If you use your car to commute to work or run errands — which are considered personal use — you can't write off your car insurance.... Read More
Does Homeowners Insurance Cover Fence Damage?
Fences are expensive to repair and replace, so you should know if your homeowners insurance will cover you if yours is damaged. Here's when... Read More
4 Reasons to Avoid Buying Salvage Title Cars
If you're in the market for a used car, there's a good chance you'll run across a vehicle that looks great, has low mileage and is selling... Read More
Frequently asked questions
Who normally has the cheapest car insurance?
State Farm usually has the cheapest rates among national car insurance companies. However, it might not be the cheapest option near you, especially if you have access to smaller regional companies like Erie, Farm Bureau or Country Financial.
Is it better to use a local insurance agent?
This depends on how you prefer to connect with your insurance company. If you prefer speaking with someone in person or on the phone, then a local agent is the best choice for you. However, if you would rather manage your insurance with an app and prefer virtual chat to phone calls, you may not need a local agent.
Methodology
To find rates by state, ValuePenguin compared quotes from the top insurance companies in each state. Rates are for a 30-year-old man with good credit and a clean driving record who owns a 2015 Honda Civic EX.
Full coverage limits are greater than any one state's minimum requirement. Full coverage also includes comprehensive coverage, collision coverage and uninsured/underinsured motorist bodily injury coverage.
- Bodily injury liability: $50,000 per person and $100,000 per accident
- Property damage liability: $25,000 per accident
- Uninsured/underinsured motorist bodily injury liability: $50,000 per person and $100,000 per accident
- Comprehensive and collision: $500 deductible
- Personal injury protection: Minimum when required by state
The best car insurance companies offered quotes in at least five states. ValuePenguin editors rated insurance companies based on J.D. Power customer satisfaction survey scores, data from the National Association of Insurance Commissioners (NAIC) complaint index, coverage availability and the overall value provided to customers.
ValuePenguin's analysis used insurance rate data from Quadrant Information Services. These rates were publicly sourced from insurer filings and should be used for comparative purposes only. Your own quotes may be different.