Auto Insurance Companies in New Jersey
Geico sells roughly a quarter of auto insurance policies in New Jersey, making it the most popular company in the Garden State. The 10... Read More
Car Insurance Near Me
Finding a car insurance company based near you can come with a lot of benefits, like a personal relationship with an agent which can mean better customer service.
Smaller regional companies tend to offer cheap rates and reliable customer service. It can also be easier to work with an agent with an office nearby than someone located in a call center across the country.
Many large insurance companies and regional providers have local agents who understand the needs of drivers near you. Additionally, working with someone near you can make the claims process much easier if you're ever in an accident.
Best car insurance near me
State Farm is the best car insurance company in 28 states.
That's because State Farm has great customer service reviews, affordable rates and most people are able to buy insurance from them.
However, the best car insurance near you may be different. Erie and Farm Bureau offer excellent customer service and affordable rates in the states where they sell insurance.
The best car insurance near you also depends on factors like your driving history and age, since these factors affect how much you'll pay for insurance. For that reason, it's important to compare quotes from multiple companies to find the best company for you.
Find Cheap Auto Insurance Quotes in Your Area
Best car insurance companies by state
State |
Best company
| |
|---|---|---|
| Alabama | State Farm | 
|
| Alaska | State Farm |
|
| Arizona | State Farm |
|
| Arkansas | State Farm |
|
| California | AAA | 
|
Show All Rows
USAA has the best customer service in many states, along with very affordable rates. But only military members, veterans and some of their family members can get car insurance from USAA.
Car insurance rates near me
Where you live can have a big impact on your car insurance rates. For example, drivers in Wyoming pay $31 per month for minimum coverage auto insurance, on average. People living in Michigan pay four times as much for the same coverage, at $133 per month.
It's important to compare rates from a handful of companies near you to find the best price for car insurance.
Cheap monthly car insurance rates near me
Compare rates in your state
Related articles: Car insurance near me
State of Auto Insurance in 2024
Car insurance rates are expected to increase by 12.6% across the U.S. in 2024, according to the latest ValuePenguin... Read More
Average Health Insurance Cost in 2025
A Silver health insurance plan from the ACA marketplace costs an average of $621 per month for... Read More
61% of Americans Will Feel Sad or Lonely This Holiday Season, and 37% Wish They Could Skip It Altogether
Among those struggling, 67% partially blame societal or cultural expectations and 49% say they don’t believe others acknowledge their... Read More
78% of Auto Insurance Policyholders Face Rising Rates, but 68% Save by Shopping Around
About 3 in 4 policyholders believe their car insurance rates will rise in... Read More
5 Easy Tips for Navigating Open Enrollment
Open enrollment can be a headache — here’s how to make it less... Read More
Uninsured Rates Rise in 26 States Over Past Year but Are Down Slightly Across US
The District of Columbia and Connecticut at least doubled their uninsured rate over the past... Read More
Hospital Pricing Remains Cloudy — Even Under CMS Transparency Rule
Even with new law, consumers are still left guessing what they’ll pay for common... Read More
Nearly 3 in 4 Americans Prep for Winter, but It Comes at an Expensive Cost
On average, Americans spend $1,258 getting ready for the coldest season.... Read More
Loggerhead Insurance Review: Replacement for Florida Progressive Customers
Loggerhead Insurance is a Florida home insurance company. It will offer replacement policies to homeowners whose insurance was canceled by... Read More
Typical US Hospital Stay Costs 384 Hours of Work With Average Earnings
The average per-day hospital cost is $2,883, but the average stay is 4.5 days. Here’s how the cost varies by state.... Read More
Ambulance Spending for Medicare Beneficiaries Totaled $3.95 Billion in 2021 — Down 3.9% From 2020 and the Lowest in 10 Years
This equates to $1,213 per user in 2021 — down 1.4% from 2020 but the first annual decrease since 2016.... Read More
How to Get a New or Replacement Medicare Card
If you lost your card, you can order a replacement or print a new copy from your computer. Most people get their Medicare card in the mail... Read More
How Does Travel Medical Insurance Work?
Travel health insurance pays for emergency medical costs when you're traveling outside the U.S. A travel medical policy can protect you... Read More
What Is COBRA Insurance?
COBRA insurance lets you keep your employer health insurance after you lose your job. COBRA can keep you covered between jobs, but it is... Read More
Best Cheap Medicare Advantage Plans in Tennessee
Amerigroup sells the best cheap Medicare Advantage plans in Tennessee. BlueCross BlueShield of TN has the highest-rated plans, and Aetna is... Read More
Best Cheap Medicare Advantage Plans in Arizona
Devoted Health has the best Medicare Advantage plans in Arizona because of its cheap rates and good coverage quality. UnitedHealthcare and... Read More
How Does Coordination of Benefits Work?
If you have two health insurance policies, coordination of benefits (COB) decides which plan pays first. Understanding your COB can help... Read More
Frequently asked questions
Who normally has the cheapest car insurance?
State Farm usually has the cheapest rates among national car insurance companies. However, it might not be the cheapest option near you, especially if you have access to smaller regional companies like Erie, Farm Bureau or Country Financial.
Is it better to use a local insurance agent?
This depends on how you prefer to connect with your insurance company. If you prefer speaking with someone in person or on the phone, then a local agent is the best choice for you. However, if you would rather manage your insurance with an app and prefer virtual chat to phone calls, you may not need a local agent.
Methodology
To find rates by state, ValuePenguin compared quotes from the top insurance companies in each state. Rates are for a 30-year-old man with good credit and a clean driving record who owns a 2015 Honda Civic EX.
Full coverage limits are greater than any one state's minimum requirement. Full coverage also includes comprehensive coverage, collision coverage and uninsured/underinsured motorist bodily injury coverage.
- Bodily injury liability: $50,000 per person and $100,000 per accident
- Property damage liability: $25,000 per accident
- Uninsured/underinsured motorist bodily injury liability: $50,000 per person and $100,000 per accident
- Comprehensive and collision: $500 deductible
- Personal injury protection: Minimum when required by state
The best car insurance companies offered quotes in at least five states. ValuePenguin editors rated insurance companies based on J.D. Power customer satisfaction survey scores, data from the National Association of Insurance Commissioners (NAIC) complaint index, coverage availability and the overall value provided to customers.
ValuePenguin's analysis used insurance rate data from Quadrant Information Services. These rates were publicly sourced from insurer filings and should be used for comparative purposes only. Your own quotes may be different.