Find Mortgages for Purchase and Refinance

Buying a home is one of the biggest financial decisions you'll ever make. Our tools and guides can help you navigate the mortgage process and evaluate your many options.

Finding the Best Mortgage Lenders in Your State

Click on your state to see our analysis of mortgage lenders and financing options near you.

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Best Mortgage Lenders

With hundreds of banks and direct lenders advertising mortgage rates, it's difficult to tell the difference. We evaluated dozens of companies to find the best place for your home loan.

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Lender30-Year Fixed RateMin. Down Payment
Quicken4.13%5%
SoFi4.63%10%
Chase4.00%3%

Mortgage Lender Reviews

With hundreds of lenders looking for your business, vetting your options can seem like an endless task. Our reviews of the biggest mortgage lenders will help you find what you need, whether that means a lower down payment, better interest rate or higher standards of customer service.


Mortgage Guides and Statistics

Most people only shop for mortgages two or three times in their lives, so it's natural to feel confused. Our mortgage guides explain the most important concepts in clear and simple terms. We've also conducted a number of studies that give you an idea of the typical payments, rates and fees you should expect in a home loan.


Mortgage Research & Advice

J.G. Wentworth Mortgage Review: Strong VA Loans and Online Tools

J.G. Wentworth is a strong home loan option for veterans eligible to apply for VA loans. Find out how J.G. Wentworth's mortgage rates and... Read More

Average Closing Costs for a Mortgage

The average closing costs for a mortgage on a median-value home are $7,227 in 2020. These costs cover the many services, insurance policies... Read More

Mortgage LTV vs. CLTV: What's the Difference?

Your combined loan to value (CLTV) ratio includes all the loans secured by your property, while loan to value (LTV) includes just your... Read More

PennyMac Mortgage Review: Standard Value and Service

PennyMac's website offers far more information on mortgage rates than other lenders, but its services and value aren't any better than... Read More

AnnieMac Mortgage Review: National Brand with Local Service

We spoke with loan officers at AnnieMac and reviewed data on its rates and fees to find out how it compares to other mortgage lenders and... Read More

DiTech Mortgage Review: Many Options, Poor Servicing

DiTech offers a wide range of purchase and refinance mortgage products at average rates, but the company has a checkered reputation for... Read More

How Condo Mortgages Work

Mortgages for condos tend to have more requirements than a standard home loan, but some of these rules focus on the condo project rather... Read More

What is the Prepaid Interest Charged on a Mortgage?

As part of the closing costs on a mortgage, prepaid interest charges cover the expense of borrowing money in the time between your closing... Read More

Guaranteed Rate Mortgage Review: Great Option for Highly Qualified Borrowers

Guaranteed Rate is a nationwide mortgage lender specializing in lower rates and fees for highly qualified homebuyers. Click to read about... Read More