Find the Best Credit Card for You

Compare credit card rewards, bonuses, features and offers. Use our in-depth tools and research to find the best credit cards available for you.

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Advertiser Disclosure: ValuePenguin is an advertising-supported comparison service which receives compensation from some of the financial providers whose offers appear on our site. This compensation from our advertising partners may impact how and where products appear on our site (including for example, the order in which they appear). To provide more complete comparisons, the site features products from our partners as well as institutions which are not advertising partners. While we make an effort to include the best deals available to the general public, we make no warranty that such information represents all available products.

Our articles and analyses simplify credit cards. Whether you’re a student taking the first steps in building credit or a mother of two looking to refinance her card debt, we provide the resources you need to make better financial decisions.

Average Rewards Among Top 10 Cards

$899
Hotel
$837
Miles
$429
Cash Back

What are the best travel cards?

We combed through hundreds of credit cards to figure out what the best ones are for a variety of people. We have the list of top travel credit cards for all the different offers you may be looking for.

Learn More

Want a Credit Card for a Specific Purpose?

You can get the best value out of credit cards when you have a specific goal in mind. Whether you’re looking for pure cash back or want to earn airline miles, we culled together a list of top-notch credit cards that can serve most purposes.

Best Rewards Credit Cards

Best Rewards Credit Cards of January 2023 (Updated Monthly)

by Lee Huffman

Credit Scores 101

Credit scores are a three-digit-number that can decide a surprising number of aspects in your daily life. These guides can help you get a complete picture of credit scores, and everything you might want to know about them.

Credit Card Fees, Bills & Debt

Credit cards come with dozens of fees and rules governing your bill. We break down the items your monthly bill that may have you scratching your head in confusion.

Applying for a Credit Card

Credit scores are a three-digit-number that can decide a surprising number of aspects in your daily life. These guides can help you get a complete picture of credit scores, and everything you might want to Ready to apply for a credit card? Here are some things you might want to know before hitting that "Apply Now" button.

How Much In Travel Rewards Are Americans Missing Out On?

Our survey found that 59% of Americans aren't utilizing travel rewards programs. Top reasons for joining among those that do? Ability to earn rewards, special discounts and status perks.

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rewards illustration

We've Reviewed Over 264 Credit Cards for You


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Credit Card News & Analysis

Medical Credit Cards: Should You Use Them? What Are Good Alternatives?

by Janna Herron

Consider all your options to pay for medical bills before relying on your credit card or signing up for a medical credit card. Here's what... Read More

Delta SkyMiles® Reserve Business American Express Card Review: Is It Worth the High Fee?

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Enjoy premium perks with the , a must-have for frequent flyers with Delta Air Lines. Here’s our expert review of the card. Read More

Delta SkyMiles Platinum Business American Express Card Review: Is It Worth It?

by Dan Miller

The is a solid card for frequent Delta flyers, especially those who are seeking Delta elite status. Read More

Delta SkyMiles Gold Business American Express Card: Is It Good for Business Travelers?

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We reviewed the to find out if it’s worthwhile to get, who it would be the best for, and how to get the most value out of it. Our analysis... Read More

How Credit Card Companies Make and Earn Money

by Joe Resendiz

We explain how credit card companies make money, and show exactly how much the biggest card issuers earned this year. Read More

Credit Card Purchase Protection Explained

by Stella Shon

When buying an expensive item on your credit card, complimentary purchase protection can safeguard your investment in the event of theft or... Read More

How to Use a Credit Card: Best Practices Explained

by Stella Shon

Follow these credit card best practices to learn how to establish your credit and earn valuable rewards simultaneously. Read More

FICO Models Explained: Which Differences Matter Most

by Joe Resendiz

FICO has dozens of different models, all of which can result in very different scores. We explain the most prevalent models and where they'... Read More

Where and How Widely are Visa, Mastercard, Discover and American Express Credit Cards Accepted?

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Find how many merchants worldwide accept Visa, Mastercard, Discover and American Express. We go over where you can have a hard time using... Read More

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