Richard Zhang

Richard is a research analyst who recently graduated from New York University's Stern School of Business with a B.S. in Finance and Sustainable business. During his time at school, he enjoyed learning how business and society intersects. Since graduating, he has enjoyed traveling, cooking, and learning about retirement accounts.

Debit Card Usage Declines as Consumers Turn to Credit Cards and Digital Payments

A look at consumer payment data reveals that the number of debit card users is declining across the country as a growing number of...