Justin Song

Justin is a Sr. Research Analyst at ValuePenguin, focusing on small business lending. He was a corporate strategy associate at IBM.

The Best & Worst States for Your Small Business in 2020

We analyzed dozens of different data points across all 50 states to determine the best and worst states for small businesses.

Small-Biz Talks: Fundbox on Small Business Lending

We interviewed Greg Powell, Head of Brand and Product Marketing at Fundbox, to get some clarity and advice around the small business...

Small-Biz Talks: How Your Startup Can Leverage Debt

We interviewed Adam Cole, co-founder of Grant Park Academy of the Arts, about how his company leveraged debt and used it to kick off his...

When Does Personal Debt Consolidation Make Sense?

If you are drowning in credit card debt, should you consider a debt consolidation loan? Here are four times to get one.

Best Small Business Loans for Minority Entrepreneurs

While minorities own 29% of all businesses in the U.S., they are more three times more likely to be declined for a loan than a non-minority...

SBA 7(a) vs. 504 Loans: What's the Difference?

The Small Business Administration (SBA) backs a number of loan programs to help small businesses get access to the capital they need to...

Best Cash Flow Loans for Small Businesses

Need financing to cover cash flow gaps? Read more about what financing options exist and what else you can do to fix cash flow gaps.

Best Short-Term Small Business Loans for 2020

Looking for a short-term business loan? We've reviewed alternative lenders to find short-term business loans, lines of credit, loans for...

Four Types of Insurance to Cover Your Employees

Congratulations! Your business just joined the one in five small enterprises that have grown big enough to need employees to help get the...

Kabbage vs. Fundbox: Which Lender Is Better for Your Small Business?

Debating between getting small business financing from Kabbage and Fundbox? Click to read our expert analysis of the two companies and see...

OnDeck vs. Kabbage: Which Lender Is Better for Your Small Business?

If you’ve been wondering what the difference is between Kabbage and OnDeck, we’ve analyzed, compared and contrasted the two lenders. Find...

Why To Consider Making Your Small Business an LLC

There are numerous benefits to registering a business as an LLC. Click here to learn what they are.