Justin Song

Justin is a Sr. Research Analyst at ValuePenguin, focusing on small business lending. He was a corporate strategy associate at IBM.

7 Employee Benefits That Are Actually Taxable Income

With more perks and benefits becoming standard (and with tax day coming up), it's important to know which perks are considered taxable...

Handling Debt: Government Debt Consolidation Programs

Struggling with debt, dealing with multiple lenders and being bombarded with due dates can be stressful. In this situation, considering...

What is a 1099-C Form?

If you’ve had a debt discharged this year, you’ll likely need to fill out an IRS form 1099-C. It can be a confusing process, and it’s...

Cheap Franchises to Own in April 2020: The Complete Guide

Buying a franchise may be a better option than starting your own business outright. Deciding what franchise to buy will depend on numerous...

5 Types of Insurance Your Business (Probably) Needs

Your business began as a great idea, and has now proceeded to funding. Now, among other priorities, you need to insure the enterprise.

Small-Biz Talks: Using Capital One Rewards for Growth

Pooling business expenses on a business credit card and earning rewards is often a no brainer. However, there aren’t many businesses that...

Small-Biz Talks: How Vestive Launched a Sustainable Investing Platform

The process of driving an idea into a tangible product isn't easy. It's a challenge that Vestive co-founder Mik Breiterman-Loader is more...

How to Prepare Your Small Business for Memorial Day Weekend

Memorial Day weekend is a chance for businesses to offer enticing deals and discounts in an effort to woo potential customers. Here’s how...

How to Shrink Your Carbon Footprint Without Shrinking Your Wallet

Taking individual steps to help reduce your carbon footprint can help you save the earth while also saving you money.

Do You Have Too Much Debt? 5 Signs That You May

Most Americans have some form of debt but sometimes it can get out of control. Here are five signs to figure out if you have to much debt...

States With Small Businesses Most Affected by Government Shutdowns in 2019

The government shutdown means the SBA's activities are on hold for the time being. We analyzed how small businesses in different states...

Small-Biz Talks: QuickBooks Capital on Small Business Lending

QuickBooks Capital is one of the newest lenders to come onto the small-business lending stage. We had the opportunity to chat with the Luke...

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