Joe Resendiz

Joe Resendiz is a former investment banking analyst for Goldman Sachs, where he covered public sector and infrastructure financing. During his time on Wall Street, Joe worked closely with the debt capital markets team, which allowed him to gain unique insights into the credit market. Joe is currently a research analyst who covers credit cards and the payments industry. He earned a bachelor’s degree from the University of Texas at Austin, where he majored in finance.

Best Premium Credit Cards of 2020

We looked through a database of hundreds of credit cards to find the best luxury premium credit cards available to consumers. Find the best...

Chase Launching New Credit Card: The Sapphire Reserve

Chase is gearing up to launch the Chase Sapphire Reserve credit card. We go over what this means for both consumers and the company itself.

5 Reasons Why You Shouldn't Get A Credit Card

Credit cards aren’t for everyone. In the wrong hands, they can become a costly burden, rather than a money-saving tool. We break down the...

Are Premium Credit Cards Worth The High Annual Fee?

Does it ever make sense to pay hundreds of dollars for a credit card? Turns out the answer is ‘yes’. We explore why and when people can...

How To Use Credit Cards To Protect Your Purchases

When you charge a purchase to a credit card, you potentially unlock a number of protections. If your item is damaged, stolen, or defective...

What You Should Know About Cards With No Pre-Set Spending Limit

Having no pre-set spending limit can be an enticing benefit. However, to get the most out of cards with this perk, it’s important to...

Dealing With Mistakes On Your Credit Report

With how prevalent credit mistakes are, everyone should know how to combat them. We detail how consumers can find errors and what steps...

Why High Net Worth Individuals Prefer Cash Back Rewards

Though they have lower rewards rates, cash back credit cards hold some of the biggest saving potential of any rewards program. We go over...

Which PC Games Have The Most Playtime Per Dollar?

We analyzed PC game data to figure out which products give players the most bang for their buck. We also explore interesting trends, and...

Southwest Airlines Companion Pass: Best and Fastest Ways to Earn

Southwest Airlines offers a unique loyalty benefit called Companion Pass: one of the best travel promotions within the industry. Although...

Is Facebook Entering The Mobile Payments Space?

Facebook (NASDAQ:FB) may be looking to get into the digital wallet game, according to source code uncovered by The Information. Some of the...

What Are The Best Prepaid Debit Cards in 2019?

We've analyzed and compared dozens of prepaid debit card offers to determine their pros and cons, and find which ones will get consumers...