Joe Resendiz

Joe Resendiz is a former investment banking analyst for Goldman Sachs, where he covered public sector and infrastructure financing. During his time on Wall Street, Joe worked closely with the debt capital markets team, which allowed him to gain unique insights into the credit market. Joe is currently a research analyst who covers credit cards and the payments industry. He earned a bachelor’s degree from the University of Texas at Austin, where he majored in finance.

Millennials Are Applying for Credit Cards but Not Qualifying for Them

New findings by consumer risk management firm ID Analytics found that 35% of new credit card applications are made by millennials.

USAA Credit Cards: Everything You Need To Know

Find out what you should know about the USAA credit cards. We go over which are the best ones, and what you should consider before applying...

Should You Sign up for a Credit Card Just to Get Its Bonus?

The idea of applying for a credit card based solely on its bonus isn’t new.

The Best Credit Cards with No Balance Transfer Fee (2019)

Find the best no balance transfer fee credit cards to help deal with your debt. We looked through hundreds of contracts to figure out the...

Some Big Credit Card Blunders and How to Fix Them

Find out how to deal with some common mistakes people make with their credit cards. We go over the strategies and mindsets that will make...

Do's and Don'ts of Refinancing Credit Card Debt

Find out what you should and shouldn’t do when looking to consolidate your credit card debt. We go over different options and the caution...

Think Twice Before You Pay Your Rent with a Credit Card

Paying for rent using a credit card may seem like a good idea at first. Find out all the risks and costs involved before you make a bad...

When Signing Up For Store Credit Cards Makes Sense

Store credit cards aren’t as bad as people make them out to be. As long as one understands their shortcomings, there is some value that can...

Should You Pay Rent with a Credit Card? What Will It Cost?

Paying rent with a credit card may seem convenient, but is it worth the cost? We break down the mechanics of how to pay your rent with a...

What Are The Best 0% Interest Credit Cards in 2020?

We list the best 0% interest credit card offers currently available. These zero interest credit cards can help save on high APR charges and...

Cash Back vs Statement Credit: Does it Make a Difference?

Find out why you need to be careful before you sign up for a cash back credit card. We go over the differences between true cash back and...

Credit Cards & Divorce: What You Should Know

Find out how credit cards can complicate matters when it comes to a divorce. We go over the assets and liabilities that may need to be...