Joe Resendiz

Joe Resendiz is a former investment banking analyst for Goldman Sachs, where he covered public sector and infrastructure financing. During his time on Wall Street, Joe worked closely with the debt capital markets team, which allowed him to gain unique insights into the credit market. Joe is currently a research analyst who covers credit cards and the payments industry. He earned a bachelor’s degree from the University of Texas at Austin, where he majored in finance.

Startups Raise $4B to Serve Those Left Behind by the Big Banks

In recent years, financial technology (fintech) companies have begun addressing this underserved segment of the population. To get better...

Credit Card Reward Programs More Popular Than Retirement Savings (2018 Report)

Specialized savings products—like 401(k)s, IRAs and private pensions—can help consumers achieve financial independence once they hit...

Changes in Average Credit Card and Mortgage Debt 2013 - 2018

Outstanding debt per household in the United States continues to hit all-time highs. The two leading forms of debt in the United States are...

The Ten Largest Auto Insurance Companies of 2020

With hundreds of auto insurance companies to choose from it can be difficult to select one that is compatible with your needs. We compiled...

Homesite Insurance Review

Learn about Homesite’s ratings, reviews, coverage options and discounts. Read more to see how Homesite compares to its competitors and...

Chase Sapphire Preferred® Card vs Capital One® Venture® Rewards Credit Card: What's the Best Choice?

We evaluated the relevant differences between the Chase Sapphire Preferred® Card and the Capital One® Venture® Rewards Credit Card to help...

Credit Cards for Teens: Best Options and What You Should Know

There are several options available to teenagers looking to get their first credit card depending on their age. Read more about about...

The Best HSBC Credit Cards 2020: Which One Should You Get?

We selected the best HSBC credit cards for this year. Here are the cash back, travel and low interest options you should be looking at if...

Chase Freedom® Credit Card vs U.S. Bank Cash+™ Visa Signature® Card: Which is Better?

Find out how to choose between the Chase Freedom credit card and the US Bank Cash+. We go over the two popular 5% credit cards, and show...

Visa Infinite: What Is It? How Is It Different From Other Credit Cards?

Find out everything you need to know about Visa Infinite credit cards. We go over the basics, what benefits you get, and how Visa Infinite...

Star Alliance Credit Cards: Everything You Need to Know

Getting a Star Alliance credit card can help you earn more miles to fly all around the world. We break down the best offers and go over...

Best Credit Card Combination: What You Should Be Using in 2020

Find out what credit card pairs will get you the best rewards. We sifted through over 300 offers to uncover the best credit card...