Chris Moon

Chris is a Senior Research Analyst at ValuePenguin who has covered deposit accounts and home loans since 2016. He has contributed insights and opinions to the New York Times and many other publications.

How Are Prepaid Debit Cards Different From Checking Accounts?

Many people use prepaid debit cards instead of regular bank accounts, but there are some important differences between using a prepaid card...

Chase Liquid: Is It A Good Prepaid Card?

Chase Liquid is Chase Bank's version of the prepaid debit card. Check here to see how Chase Liquid's fees and benefits compare to those of...

Chase QuickPay: Free and Convenient for Basic Transfers

Chase QuickPay is Chase Bank's version of the clearXchange P2P payment service. Find out how it measures up to other apps like Venmo and...

The Problems of Being Unbanked

While many unbanked people believe that they don't have enough money to keep in a bank account, opening and maintaining a new account is...

How Is An HSA Different From a Regular Savings Account?

In the post-election discussion about the future of U.S. health insurance, the role of health savings accounts has garnered increased...

Why You Should Have a Savings Account

With the average interest rate on U.S. savings accounts continuing to crawl along at 0.06% since 2013, the traditional savings account isn'...

How to Avoid Paying ATM Fees

Complaining about bank fees is something of a national pastime for Americans, and the fees charged at ATMs tend to be the most popular...

Why International Students Should Open U.S. Bank Accounts

Having a U.S. bank account makes it easier for international students to handle payments to and from their schools and employers. Find out...

Should I Keep All My Accounts at the Same Bank?

Depending on how large your bank is, you may find that it works as a one-stop solution for all of your financial needs. Beyond the usual...

ATM Withdrawal & Daily Debit Purchase Limits: What Are They?

Every bank sets daily limits on the amounts you can withdraw from an ATM and charge to your debit card. Find out how much your bank lets...

How to Handle a Bank Error

Though bank errors happen very rarely, they aren't entirely unheard of, and having a plan of response in mind may save you a mountain of...

Wire Transfers: What Are They and How Much Do They Cost?

Wire transfers are a method of sending money from one bank account to another quickly and securely. A typical wire transfer costs $14 to $...