The Best Cheap Renters Insurance in Maine (2025)
State Farm sells the cheapest renters insurance in Maine, with an average rate of $7 per month. Progressive is a good option for extra... Read More
Car Insurance Near Me
Finding a car insurance company based near you can come with a lot of benefits, like a personal relationship with an agent which can mean better customer service.
Smaller regional companies tend to offer cheap rates and reliable customer service. It can also be easier to work with an agent with an office nearby than someone located in a call center across the country.
Many large insurance companies and regional providers have local agents who understand the needs of drivers near you. Additionally, working with someone near you can make the claims process much easier if you're ever in an accident.
Best car insurance near me
State Farm is the best car insurance company in 28 states.
That's because State Farm has great customer service reviews, affordable rates and most people are able to buy insurance from them.
However, the best car insurance near you may be different. Erie and Farm Bureau offer excellent customer service and affordable rates in the states where they sell insurance.
The best car insurance near you also depends on factors like your driving history and age, since these factors affect how much you'll pay for insurance. For that reason, it's important to compare quotes from multiple companies to find the best company for you.
Find Cheap Auto Insurance Quotes in Your Area
Best car insurance companies by state
State |
Best company
| |
|---|---|---|
| Alabama | State Farm | 
|
| Alaska | State Farm |
|
| Arizona | State Farm |
|
| Arkansas | State Farm |
|
| California | AAA | 
|
Show All Rows
USAA has the best customer service in many states, along with very affordable rates. But only military members, veterans and some of their family members can get car insurance from USAA.
Car insurance rates near me
Where you live can have a big impact on your car insurance rates. For example, drivers in Wyoming pay $31 per month for minimum coverage auto insurance, on average. People living in Michigan pay four times as much for the same coverage, at $133 per month.
It's important to compare rates from a handful of companies near you to find the best price for car insurance.
Cheap monthly car insurance rates near me
Compare rates in your state
Related articles: Car insurance near me
The Best Cheap Renters Insurance in Kentucky for 2025
State Farm has the cheapest renters insurance in Kentucky. The company has a good customer service reputation, plus it lets you personalize... Read More
Who Has the Cheapest Renters Insurance Quotes in Michigan? (2025)
Michigan renters can find the cheapest insurance with Amica, where a policy costs $18 per month, on average. The next cheapest is State... Read More
The Cheapest Renters Insurance in Arkansas (2025)
State Farm has the cheapest renters insurance in Arkansas, with an average rate of $17 per month. Lemonade also has cheaper-than-average... Read More
Who Has the Cheapest Renters Insurance Quotes in Oregon? (2025)
Lemonade has the cheapest renters insurance in Oregon. However, State Farm is the best choice because of its cheap rates and strong... Read More
The Best Cheap Renters Insurance in Rhode Island (2025)
Lemonade has the best cheap renters insurance in Rhode Island. A policy costs $10 per month, on average, for $30,000 in coverage for your... Read More
The Best Cheap Renters Insurance in Idaho (2025)
State Farm has the best cheap renters insurance in Idaho. Amica has a strong reputation for customer satisfaction and Progressive stands... Read More
Penalty for Driving Without Insurance in Massachusetts
If you're caught driving uninsured in Massachusetts, you'll face a number of penalties, ranging from fines and jail time to registration... Read More
The Best Cheap Renters Insurance in Delaware (2025)
State Farm offers the cheapest renters insurance in Delaware, at an average of $10 per month.... Read More
Penalties for Driving without Insurance in Virginia
If you're caught driving without car insurance or proof of financial responsibility in Virginia, you'll face a number of penalties ranging... Read More
Coinsurance vs. Copays: What Are the Differences?
Coinsurance and copays are both forms of cost sharing between health insurance companies and the people they cover. Understanding the... Read More
Penalties for Driving Without Insurance in Arizona
If you're caught driving without insurance in Arizona, the state can charge you fines of up to $1,000 and suspend your license and... Read More
The Cheapest Renters Insurance Quotes in Alaska (2025)
Allstate has the cheapest renters insurance in Alaska, at $13 per month. That's 45% cheaper than the state average.... Read More
The Best Cheap Renters Insurance in Connecticut (2025)
Lemonade has the best renters insurance prices in Connecticut, at just $12 per month. That's 27% less than the average rate statewide.... Read More
Defensive Driving Courses in Florida
Taking a Florida DHSMV–approved driver improvement course can earn you a car insurance discount, reduce traffic points or fulfill a court... Read More
The Best Cheap Renters Insurance in Colorado (2025)
Lemonade has the cheapest renters insurance in Colorado at $12 per month, or $143 per year, on average. That's half the average cost of... Read More
The Best Cheap Renters Insurance in New York City (2025)
State Farm offers the best combination of low rates and good service for renters in New York City, at $10 per month for $30,000 of... Read More
The Best Cheap Renters Insurance in North Carolina for 2025
Amica has the best cheap renters insurance in North Carolina. The company offers affordable rates and strong customer service.... Read More
Frequently asked questions
Who normally has the cheapest car insurance?
State Farm usually has the cheapest rates among national car insurance companies. However, it might not be the cheapest option near you, especially if you have access to smaller regional companies like Erie, Farm Bureau or Country Financial.
Is it better to use a local insurance agent?
This depends on how you prefer to connect with your insurance company. If you prefer speaking with someone in person or on the phone, then a local agent is the best choice for you. However, if you would rather manage your insurance with an app and prefer virtual chat to phone calls, you may not need a local agent.
Methodology
To find rates by state, ValuePenguin compared quotes from the top insurance companies in each state. Rates are for a 30-year-old man with good credit and a clean driving record who owns a 2015 Honda Civic EX.
Full coverage limits are greater than any one state's minimum requirement. Full coverage also includes comprehensive coverage, collision coverage and uninsured/underinsured motorist bodily injury coverage.
- Bodily injury liability: $50,000 per person and $100,000 per accident
- Property damage liability: $25,000 per accident
- Uninsured/underinsured motorist bodily injury liability: $50,000 per person and $100,000 per accident
- Comprehensive and collision: $500 deductible
- Personal injury protection: Minimum when required by state
The best car insurance companies offered quotes in at least five states. ValuePenguin editors rated insurance companies based on J.D. Power customer satisfaction survey scores, data from the National Association of Insurance Commissioners (NAIC) complaint index, coverage availability and the overall value provided to customers.
ValuePenguin's analysis used insurance rate data from Quadrant Information Services. These rates were publicly sourced from insurer filings and should be used for comparative purposes only. Your own quotes may be different.