Yowana Wamala

Yowana is a former product analyst at ValuePenguin, specializing in credit cards, rewards programs and travel. He previously covered mortgages, banking and insurance for the website. Yowana graduated from Columbia University with a B.A. in Political Science.

How Credit Card Debt Burdens Vary Across Cities in California - 2017 Report

We examined the credit card debt-to-income (CDTI) ratio across 150 cities in California. Our findings show that some cities in the state...

How To Benefit By Volunteering To Take Another Flight

The recent United Airlines fiasco, in which a passenger was forcibly ejected from a plane to make room for a team member that needed his...

5 Tips On Guiding Your Kid To Their First Debit Card

For many people today, a debit card has become the go-to way to pay. In fact, Americans now use debit cards more than twice as often as...

How Credit Card Debt Burdens Vary Across Cities in Texas - 2017 Report

We evaluated how credit card debt varies throughout Texas in relation to household incomes. The average household in Texas has an income of...

How Your Opinions Can Make You Money

Your friends may tire of hearing your thoughts on shampoo, politics or hotels, but there are indeed businesses that find your input so...

Credit Card Currency Conversion & Foreign Transaction Fees: What You Need to Know

We go over how credit card currency conversion works when you use your card abroad. Our guide goes over how currency conversion plays into...

3rd Annual Study of Credit Card Complaints (2017)

We crunched the numbers to see where in the United States people are having the most trouble with their credit cards. By analyzing CFPB...

3 Ways Credit Cards Can Be Helpful

Credit Cards can be scary, it requires responsibility and maturity. However, it's also important to get credit cards as early as possible....

3 Great Options for Your Child’s First Credit Card

Teaching a child about personal finance? Building credit score for your child? Here's some tips on what to do for your child's first credit...

Cities Where Credit Scores Are The Most and Least Improved

ValuePenguin ranked more than 200 cities on how much the average credit score has changed between 2010 and 2016. That data offers an...

What You Need to Know about the Cost of Meal Kits

With limited time between the end of the workday and dinnertime, meal kits like Blue Apron, Plated and HelloFresh allow you to skip the...

Getting Your First Credit Card: What You Should Know

Find out everything you need to know about getting your first credit card. This guide goes over why you shouldn’t and shouldn’t sign up,...