Joe Resendiz

Joe Resendiz is a former investment banking analyst for Goldman Sachs, where he covered public sector and infrastructure financing. During his time on Wall Street, Joe worked closely with the debt capital markets team, which allowed him to gain unique insights into the credit market. Joe is currently a research analyst who covers credit cards and the payments industry. He earned a bachelor’s degree from the University of Texas at Austin, where he majored in finance.

Chase Sapphire Preferred® Card vs Barclaycard Arrival Plus® World Elite Mastercard®: How to Pick The Right One For You

Choosing between the Barclaycard Arrival Plus® World Elite Mastercard® and the Chase Sapphire Preferred® Card can be difficult. The two...

Don’t Have Your Credit Card Details Stolen This Holiday Season

Find out how to protect yourself against credit card fraud as you embark on your holiday shopping sprees.

Easiest Credit Cards to Get: Top Offers for Those With Bad Credit, Fair Credit, No Credit and Students

We complied a list of credit cards that are easy to get while also being of good value to cardholders. This list of easy-to-get credit...

Credit Cards Transaction Volume Expected to Grow 54% by 2020

Credit card, debit card, and prepaid card payments are expected to grow in the coming years according to recent projections by the Nilson...

Should You Keep Your Credit Card If You’re Moving Out of the Country?

When you move to a new country, whether permanently or temporarily, you may want to keep or cancel your credit card accounts. However,...

Which Bank of America Student Credit Card Is Best For You?

The Bank of America student credit cards are some of the best available to people in school. Find out how to choose between the three BofA...

Chase Slate® versus Chase Freedom®: Which Should You Apply For?

Find out how to pick between two of Chase’s most popular no annual fee credit cards – the Freedom and the Slate. We go over their benefits...

Chase Freedom® vs Discover it® Cash Back: How to Pick Between the Two

We broke down the relevant differences between the Chase Freedom and Discover it credit cards to make choosing between them easier. We go...

Best Kept Credit Card Secrets

Find out about the credit card perks and features you didn’t know about. Familiarizing yourself with all the things your credit card can do...

The Things You Should Never Pay for With a Credit Card

Find out what things you should absolutely never charge to your credit card. These items will result in heavy fees and potentially...

Instant Approval vs Guaranteed Approval Credit Cards: What You Should Know

Find out everything you should know about instant approval credit cards. We go over common questions like: Can you get a card number...

How to Negotiate a Higher Credit Limit

Find out how you need to approach your bank about getting a higher limit on your credit card. We go over the questions you should ask...