Best Cheap Defensive Driving Courses in New York
Find Cheap Auto Insurance Quotes in New York
Defensive driving courses can be taken online or in a classroom. They can help New Yorkers refresh their memory on driving laws, plus reduce up to four points on a driver’s license. Registering for a class in New York is easy, and there is no final test requirement. However, it’s important to choose an approved provider.
Best cheap defensive driving online courses in New York
The best cheap defensive driving courses are offered online by the American Safety Institute and the New York Safety Program for $23.95. The cost of a defensive driving course from the most popular trainers ranges from $23.95 to $35.95, with nine companies offering defensive driving courses for $36 or less.
Provider|Cost _ American Safety Institute.|$23.95 _ New York Safety Program*|$23.95 _ American Safety Council|$24.95 _ Driver Training Associates|$24.95 _ National Traffic Safety Institute|$24.95 _ I Drive Safely|$29 _ AARP|$29.95 _
Empire Safety Council|$34.95 _ Online Defensive Driving Course by Improv|$35.95 _
[/table]Some organizations provide courses exclusively for their employees and members. Before registering for a class, talk to your employer to see whether they discount these courses or provide them for free.
Most of the online and in-person classes do not have a final exam and are graded based on completion or attendance. You can sign up for a defensive driving course on the company's website.
Benefits of taking a defensive driving course in New York
If you complete a defensive driving course or an accident prevention course that is approved by the state's Point and Insurance Reduction Program (PIRP) or Internet Point and Insurance Reduction Program (IPIRP), you can get points removed from your license and lower your NY auto insurance costs.
- Four points deducted on current driving license: If a driver in New York accumulates 11 points in 18 months, their license may be suspended. Taking a defensive driving course before getting 11 points is one way to keep more breathing room. Upon completion, drivers can get rid of up to four points from violations over the past 18 months. Most organizations can automatically send a copy of the certificate to the DMV after graduation.
- Auto insurance discount in New York: Drivers will receive a 10% reduction on the liability, no-fault and collision portions of their car insurance every year for three years after completion of the course. The same PIRP course has to be retaken every three years to renew the insurance reduction. Once the driver has a certificate of completion, they must send a copy of the certificate, within the first 90 days of registration, to their insurer or agent to get the 10% discount.
- Opportunity to learn techniques to be a safe driver: A refresher on driving skills could help prevent future tickets and accidents. The long-term effects of a clean driving record include cheaper car insurance rates.
How to find the best defensive driving course in NY
When searching for the best defensive driving course in New York, you should first determine if you prefer an online or in-person class. Taking an online course may be more convenient, since you can complete it at your own pace, but some people prefer taking the in-person course, which can be completed in one day.
If price is an important factor for choosing a course, the two cheapest defensive driving courses are offered by the American Safety Institute and the New York Safety Program.
How long is the defensive driving course in NY?
Whether you take the defensive driving course online or in person, classes are required to be at least a total of 320 minutes long. Online classes can be taken at the most convenient time for you. In a classroom setting, classes can be taken in one or moresessions.
Senior Insurance Analyst
Michael Hoffmann is a former Senior Research Analyst focused on insurance. He was previously a Technology Editor at The Economist Intelligence Unit and has had prior roles as an ETF and Equity Analyst focused on emerging technologies like artificial intelligence, cybersecurity and cloud computing.
Editorial Note: The content of this article is based on the author's opinions and recommendations alone. It has not been previewed, commissioned or otherwise endorsed by any of our network partners.
