Defensive Driving Courses in New Jersey

Defensive Driving Courses in New Jersey

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Whether you were issued a traffic citation or you're looking for cheaper car insurance rates, you might need to take a defensive driving course at some point. It's a good way for any driver in New Jersey to lower the cost of their car insurance rates.

There are two ways to attend a defensive driving course in New Jersey: through a certified in-person class or online, as long as it's approved by the New Jersey Motor Vehicles Commission. Defensive driving courses last six hours in person but can be done at your own pace for the online option. At the end of the course, participants must take an exam to certify they've passed the course. New Jersey requires that drivers answer a 50-question multiple-choice test with at least 80% correct answers for a passing grade. In-class participants can take the exam three times without penalty.

What are the benefits of taking defensive driving courses in New Jersey?

When you pass a New Jersey-certified defensive driving course or mature-driver improvement course, you get these benefits:

  • Point reduction: When you take a defensive-driver course, you knock two points off your driver's license record. This is beneficial because once you've accumulated 12 points, the state suspends your license. The state allows drivers to take this course once every five years to get the two-point reduction, but you can only reduce existing points, not points you might earn in the future.
  • Auto insurance discounts: Many carriers in New Jersey provide a discount around 5% to 10% once you successfully complete a defensive driving course. The discount lasts up to three years.

Defensive driving course providers in New Jersey

To help you shop for defensive driving courses, we've researched the approved online and in-classroom providers and their prices. The New Jersey MVC site does not include prices since they want to equally advertise all your options. Your best bet is to use one of the online MVC approved classes, since they're more convenient and flexible in letting you complete the requirements at your own leisure.

Online New Jersey defensive driving courses

The courses listed here can be completed online. Prices vary among providers, but you get the same benefits, as long as you complete the required materials and pass the exam.

Company

Website
Price
1SafeDriver.comwww.1safedriver.com$39.95

247NewJerseyDefensiveDriving.com

www.247newjerseydefensivedriving.com$29.95

A & A Safe2Drive

www.safe2drive.com$24.95

AAA

https://northeast.aaa.com/community/defensive-driving-courses/NJ_Defensive_Driving_Course.html$35.05 - $38.95

AARP

aarpdriversafety.org$17.95 - $21.95

American Safety Council

www.safemotorist.com$20.00

American Safety Institute Inc.

www.njinsurancereduction.com$24.95

Cheap Defensive Driving Course

www.cheapdefensivedrivingcourse.com$27.95

Cheap Easy Fast New Jersey Defensive Driving

www.cheapeasyfastnj.com$27.95

Complete Today Defensive Driving

www.completetodaydefensivedriving.com$18.95

Defensive Drivers Group

www.defensivedriversgroup.com$24.95

Defensive Driving Express.com

www.defensivedrivingexpress.com$24.95
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Jonathan Wu

Jonathan was the CEO and Co-Founder of ValuePenguin. He reports on an array of topics, including the financial services industry, healthcare reform, and financial products for consumers. He previously worked in the financial services industry, including at such hedge funds as Avenue Capital Group.

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