Can I Use a Home Equity Loan to Buy Another House?
If you already own your primary residence and are seeking to buy an investment property, unlocking the home equity in your current house... Read More
Car Insurance Near Me
Finding a car insurance company based near you can come with a lot of benefits, like a personal relationship with an agent which can mean better customer service.
Smaller regional companies tend to offer cheap rates and reliable customer service. It can also be easier to work with an agent with an office nearby than someone located in a call center across the country.
Many large insurance companies and regional providers have local agents who understand the needs of drivers near you. Additionally, working with someone near you can make the claims process much easier if you're ever in an accident.
Best car insurance near me
State Farm is the best car insurance company in 28 states.
That's because State Farm has great customer service reviews, affordable rates and most people are able to buy insurance from them.
However, the best car insurance near you may be different. Erie and Farm Bureau offer excellent customer service and affordable rates in the states where they sell insurance.
The best car insurance near you also depends on factors like your driving history and age, since these factors affect how much you'll pay for insurance. For that reason, it's important to compare quotes from multiple companies to find the best company for you.
Find Cheap Auto Insurance Quotes in Your Area
Best car insurance companies by state
State |
Best company
| |
|---|---|---|
| Alabama | State Farm | 
|
| Alaska | State Farm |
|
| Arizona | State Farm |
|
| Arkansas | State Farm |
|
| California | AAA | 
|
Show All Rows
USAA has the best customer service in many states, along with very affordable rates. But only military members, veterans and some of their family members can get car insurance from USAA.
Car insurance rates near me
Where you live can have a big impact on your car insurance rates. For example, drivers in Wyoming pay $31 per month for minimum coverage auto insurance, on average. People living in Michigan pay four times as much for the same coverage, at $133 per month.
It's important to compare rates from a handful of companies near you to find the best price for car insurance.
Cheap monthly car insurance rates near me
Compare rates in your state
Related articles: Car insurance near me
What to Know About Low Income Health Insurance
Medicaid and the Children's Health Insurance Program (CHIP) can help those with low incomes get health insurance. You might also get... Read More
Obamacare / Affordable Care Act Subsidy Calculator
ValuePenguin's ACA subsidy calculator estimates how much you'll pay for health insurance based on your income. The average cost of a plan... Read More
What is a UCC-1 Filing? How Do UCC Liens Work?
UCC-1 forms are filed to announce that a lender has a right to collateral on a loan. Read more about what these filings are and when... Read More
61% of Americans Trying to Break Unhealthy Pandemic Habits
Meanwhile, 65% of consumers developed healthy habits during the crisis that they plan to keep, led by frequent... Read More
How Do You Get a Land Loan? Rates and Procedure, Explained
Getting a land loan requires meeting several lender requirements you wouldn't need for a regular mortgage. Read about the credit... Read More
Medicare and the Shingles Vaccine: Are You Covered?
The shingles vaccine is fully covered through Medicare Part D or a Medicare Advantage prescription drug plan.... Read More
45% of Americans Have Already Been Sunburned This Year
82% of Americans don’t wear sunscreen daily in the summer, even though sun damage can occur year-round.... Read More
What Is Medicare Tax? Definitions, Rates and Calculations
Medicare tax is a required deduction from your paycheck. This deduction pays for Medicare Part A, which provides hospital insurance to... Read More
72% of Americans Prefer Hotels and Resorts to Vacation Rentals
In addition to favoring hotels’ amenities and ease of booking, 74% of survey respondents feel hotels keep travelers safer than rentals... Read More
Deductible vs. Out-of-Pocket Max: Health Insurance Basics
The deductible is the amount you pay for medical care before your plan's full benefits begin. You won't pay any medical costs after... Read More
What Is Secondary Health Insurance?
A secondary health insurance policy can help protect you from expensive medical bills with extra coverage on top of your main insurance... Read More
What is a Point of Service (POS) Health Insurance Plan?
Point of service (POS) health insurance plans allow beneficiaries to access in-network and out-of-network providers and are a middle-ground... Read More
Mutual of Enumclaw Insurance Review
Mutual of Enumclaw is an insurer primrarily available in Washington and the Pacific Northwest. We were impressed with the variety of... Read More
Telematics Insurance: Is It Right for You?
Telematics programs work well for safe or low-mileage drivers. Users agree to share their driving data with their insurance company in... Read More
The Deadliest Roads in the U.S.
Of the 179,696 crash fatalities from 2015 to 2019 on U.S. roads, California and Texas accounted for 10% each of the deaths.... Read More
82% of Parents Think It’s Safe for Kids to Play With Fireworks or Sparklers
Against expert advice, 59% of Americans plan to set off fireworks on their own this... Read More
Cost of Medicare Part B in 2025 and How It Works
In 2025, Medicare Part B costs $185 per month. Part B covers medical care for doctor visits, tests and... Read More
Frequently asked questions
Who normally has the cheapest car insurance?
State Farm usually has the cheapest rates among national car insurance companies. However, it might not be the cheapest option near you, especially if you have access to smaller regional companies like Erie, Farm Bureau or Country Financial.
Is it better to use a local insurance agent?
This depends on how you prefer to connect with your insurance company. If you prefer speaking with someone in person or on the phone, then a local agent is the best choice for you. However, if you would rather manage your insurance with an app and prefer virtual chat to phone calls, you may not need a local agent.
Methodology
To find rates by state, ValuePenguin compared quotes from the top insurance companies in each state. Rates are for a 30-year-old man with good credit and a clean driving record who owns a 2015 Honda Civic EX.
Full coverage limits are greater than any one state's minimum requirement. Full coverage also includes comprehensive coverage, collision coverage and uninsured/underinsured motorist bodily injury coverage.
- Bodily injury liability: $50,000 per person and $100,000 per accident
- Property damage liability: $25,000 per accident
- Uninsured/underinsured motorist bodily injury liability: $50,000 per person and $100,000 per accident
- Comprehensive and collision: $500 deductible
- Personal injury protection: Minimum when required by state
The best car insurance companies offered quotes in at least five states. ValuePenguin editors rated insurance companies based on J.D. Power customer satisfaction survey scores, data from the National Association of Insurance Commissioners (NAIC) complaint index, coverage availability and the overall value provided to customers.
ValuePenguin's analysis used insurance rate data from Quadrant Information Services. These rates were publicly sourced from insurer filings and should be used for comparative purposes only. Your own quotes may be different.