Plymouth Rock Auto Insurance Review

Plymouth Rock Auto Insurance Review

Find the Cheapest Auto Insurance Quotes in Your Area

Currently insured?
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  • Policies can be easily customized across coverage amounts, types, and features
  • Excellent and convenient rewards features, including "Get Home Safe" and "Crashbusters" mobile claim service


  • Policies limited to Massachusetts, Connecticut, New Hampshire, and New Jersey

Plymouth Rock Premium Comparisos

Check out our four sample rate quotes from Plymouth Rock and see how they stack up against other insurers:

Driver Profile

Plymouth RockGEICOAllstate

Married Couple, ages 68 and 70


Single Adult, age 32


Single Adult, age 24


Married Couple, ages 40 and 42


In a study of sample premiums in Massachusetts, Plymouth Rock ranked among the more expensive insurers. To give readers an idea of where Plymouth Rock stands relative to two national insurers, we've placed sample rates for four demographic profiles in the table above. Plymouth Rock's premiums, while middle-of-the-road for single adults, are higher for married couples. Middle-aged married couples in particular see the greatest gap. Rates at Plymouth Rock are more than $1,000 more than those at GEICO, and about $600 more than Allstate. This highlights the need to compare auto insurance companies. To see which insurers are providing cheap rates in your city, enter your zip code below.

Find the Cheapest Auto Insurance Quotes in Your Area

Currently insured?
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Premium Rock Auto Insurance Policy & Coverage

There are several things we like most about Plymouth Rock: its fully flexible policies, and a unique set of features in their Rewards program, such as "Get Home Safe" cab service, Door-to-Door Valet Claim service, and "Crashbusters" Mobile Claim service.

Plymouth Rock gives its customers full rein in tailoring their coverage. When prospective customers get a rate from Plymouth Rock, they're offered quotes along Plymouth Rock's three standard packages: Base, Well-Equipped, and Fully-Loaded. The "Base Model" adheres to the state's minimum liability coverage standards, the "Well-Equipped" package provides additional and enhanced features; and the "Fully Loaded" option comes with all the bells and whistles, including comprehensive and collision, towing, and rental reimbursements. Off to the side is a fourth column that lets people select desired coverage amounts for every type of protection, and changes to premium get reflected real-time. This is perfect for the motorist who wants the ability to adjust different car insurance levers to get the best protection and premium for their budget.

Great Rewards Benefits

"Get Home Safe" is an example of Plymouth Rock's proactive and considerate approach to avoiding accidents. When policyholders think they're incapable of driving their vehicle safely - be it from drowsiness, impairment, or distraction, they can call a taxi service, and get up to $50 reimbursed by the insurer. This benefit can be claimed once a year, and note that it does not apply to mechanical failures. The best part is that it does not cost any extra - it's a safety initiative sponsored by Plymouth Rock.

Door-to-Door Valet Claim and Crashbusters Mobile Claim - these are two benefits that minimize the disruption of an accident to customers' lives. The Valet service will send someone to pick up the damaged vehicle, tow it to an auto body repair shop, and deliver it back to the policyholder. If the coverage in question includes rental, then the Valet service will arrange logistics for the substitute car too. The Mobile service works on the same principle for claims. A mobile van will pop by to appraise the damage and repairs needed, and issue a check on the spot (in most cases).

Plymouth Rock Insurer Ratings



AM Best Financial Strength Rating (2013)


Better Business Bureau (2013)


NAIC Complaint Index (2012)

0.41 (Better than Average)

Complaint Ratio per Vehicle (NJ, 2012)

4 / 455,045 (Better than Average)

Plymouth Rock Auto Insurance Discounts

Here are the discounts available on auto insurance from Plymouth Rock in Massachusetts. The discounts available to you will depend on the state of your auto insurance policy and your driving situation.

Discount Type

Discount Amount

Anti-Theft Devices

up to 36%
Safe Driverup to 25%
Good Studentup to 5%
Payment in Fulup to 4%
Driver Trainingup to 5%
Electronic Documentsup to 5%

Source: Plymouth Rock Massachusetts, Aug 2013

How to File a Claim with Plymouth Rock

To report a claim with a Plymouth Rock representative:

Phone Number: 800-437-3535

  • Press 1 to file a new claim

To speak to a customer care representative at Plymouth Rock, call 800-516-9242

  • Press 1 to receive a quote
  • Press 2
  • Press 2 again to speak with Customer Care

About Plymouth Rock Insurance

Plymouth Rock Insurance sells both auto insurance and homeowners' insurance. This is a profile on Plymouth Rock's auto insurance. Founded in 1982 by former Massachusetts insurance commissioner Jim Stone, Plymouth Rock currently has car insurance policies in the states of Massachusetts, Connecticut, New Hampshire, and New Jersey. Plymouth Rock car insurance is sold by a network of 400 independent agents in the New England area.

Plymouth Rock Assurance is part of Plymouth Rock Group, which also consists of Plymouth Rock Assurance Corporation and Bunker Hill Insurance Company in Massachusetts and Connecticut, Pilgrim Insurance Company in Massachusetts, Mt. Washington Assurance Corporation in New Hampshire, and Plymouth Rock Management Company of New Jersey.

If you’re interested in buying car insurance from Plymouth Rock, contact an affiliated agent in your zip code to obtain a premium quote. Their national telephone number is (800) 625-9048.

Comments and Questions

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