Compare Motorcycle Insurance Quotes

Not all motorcycle insurance is created equal. Get affordable quotes on policies that protect both you and your ride.

{"product":"motorcycle","customEventLabel":"Category Header","onCurrent":"true"}
icon of policy documents

Find out what to expect in a motorcycle insurance policy

We help you understand how motorcycle insurance can protect you and your ride.

Collision coverage

Motorcycle insurance can cover damage to your ride that's caused by contact with other vehicles or objects on the road.

Comprehensive coverage

If your bike is stolen, vandalized or hit by an animal, comprehensive coverage is available to pay your costs.

Property damage liability

The property damage part of a motorcycle insurance policy covers your responsibility for damage to someone else's vehicle or property.

Bodily injury liability

In accidents where you're liable, bodily injury protection pays for the medical costs of other motorists and passengers.

Choose from the best motorcycle insurance providers near you

Select your state to discover which local insurers we found delivering the best value for riders.

Get in-depth answers to your questions about motorcycle insurance

From state-by-state insurance requirements to helmet and license laws, we break down the details for your reference.

The average premium for motorcycle insurance is around $700, according to our nationwide analysis of quotes. Rates are affected by three main factors: the amount of coverage you ask for, the level and nature of risks in your area and the personal details that you provide. Read more

No single motorcycle insurance company is best for every rider, but there are generally two options. Major insurers like Progressive and GEICO offer standard motorcycle insurance, with discounts for bundling in your auto and homeowners insurance. Specialty insurers like Markel and Dairyland are more focused on providing more extensive coverage to dedicated riders. Read more

You can obtain the cheapest possible motorcycle insurance rates by buying the minimum coverage required in your state. Most states only require a small amount of liability coverage for bodily injury and property damage. However, this leaves your bike unprotected from collisions and other risks. Read more

Every state has its own laws, but it's generally harder to insure your bike if you don't have a valid motorcycle license or endorsement. Most insurers require proof of license in order to purchase coverage, and even ones that don't may treat you as a riskier customer and raise your premium. Read more

Read our latest work on motorcycle insurance

Custom Motorcycle Insurance

Custom motorcycles, or choppers, need to be insured. This guide breaks down coverages of a customized bike and how to shop for a custom... Read More

What is Classic and Antique Motorcycle Insurance?

Antique, vintage and classic motorcycles must have insurance in most states, like any other bike. This guide explains what classic... Read More

The Best Cheap Motorcycle Insurance in Illinois

We've compared rates and benefits in Illinois to bring you a list of the state's best insurance providers. See our picks for affordable,... Read More

Do You Need Motorcycle Insurance?

Motorcycle liability insurance is required in all states in the U.S., with the exception of Florida. Here are the limits for each state and... Read More

Dirt Bike Insurance

Dirt bikes are typically covered by motorcycle insurance and should have their own policy, especially if they are street legal. They... Read More

ATV Insurance: What Does it Cover and How Much Is It?

ATV owners should consider purchasing ATV insurance to protect themselves and others. In some places, ATV insurance is required by law.... Read More

Motorcycle Insurance and Anti-Theft Devices

A motorcycle insurance policy with comprehensive insurance will cover riders in the event that their bike is stolen. Anti-theft devices can... Read More

Which States Have Motorcycle Helmet Laws? How Do They Impact Your Insurance?

In most states, it is legal to ride a motorcycle without a helmet, as long as you're at least 21 years old. Only 19 states in the U.S. have... Read More

The Best Motorcycle Insurance Companies (2020)

Finding the best cheap motorcycle insurance companies can be a tall task with so many policy offerings, rates and discounts to consider. We... Read More