The Best Cheap Motorcycle Insurance in Nevada

Dairyland has the most affordable motorcycle insurance in Nevada at $20 per month, on average. That's half the state average and $9 per month less expensive than the second-cheapest company, Harley-Davidson.

Dairyland also gets less than half as many complaints as expected for a company its size. This suggests customers are typically happy with Dairyland's customer service.

However, Dairyland doesn't offer as many ways to upgrade your coverage as other companies. For example, you can't get trip interruption coverage, which helps cover hotel and food costs if your bike breaks down while you're on a road trip.

And, since Dairyland doesn't sell home or renters insurance, you'll miss out on a bundling discount. It could also create more work for you if your home and bike are both damaged by the same event, like a fire in your garage. That's because you'll have to file two claims and work with separate adjusters.

Harley-Davidson offers many ways to expand your protection beyond what's offered in a basic motorcycle insurance policy. Nevada bikers can add:

You can lower your rates even more with Harley-Davidson's long list of discounts. For example, you can save money if you own a home, ride a brand new bike or install an anti-theft device on your motorcycle.

The biggest downside to Harley-Davidson is that it doesn't offer other types of insurance. You'll have to buy coverage for your car and home from another company.

In addition, Harley-Davidson gets 64% more complaints than other companies its size. Most complaints were about low settlement offers, so you may end up paying more to fix your motorcycle after an accident.

Progressive offers many kinds of insurance, including home, renters, auto, boat, ATV, life and pet insurance. As a result, you can probably get any type of coverage you need.

The average cost of motorcycle insurance from Progressive is $30 per month. That's $10 per month less than the Nevada average. But it's also $10 per month more than the cheapest company, which is Dairyland.

However, you'll save money on your motorcycle coverage if you bundle your renters or home insurance with Progressive. You can also save by making automatic payments, being a safe driver and simply having a motorcycle license.

For example, full coverage from Progressive includes replacement cost coverage and $3,000 of custom parts protection at no additional cost.

Additionally, you can upgrade motorcycle insurance with a variety of extras offered, including:

However, Progressive doesn't offer rental reimbursement. This is important coverage if your bike is your main vehicle. Without it, you'll have to pay for a rental car while your motorcycle is in the shop after an accident, regardless of whose fault it is.