States That Pay the Most — and Least — on Insurance
American households are spending 7.0% less of their income year over year on health, auto and home insurance. Here's how these costs vary... Read More
Loans
Loans are a vital part of your financial life, whether you're buying a home or car, paying for college or growing a small business.
Our reviews and guides can help you with each stage of the loan application and repayment process, whether you're applying for a mortgage, personal loan or small business loan.
Loans 101
Before you apply for a loan, our guides can help explain what loans are, how they work and what you can expect throughout the application and repayment process.
Getting a Loan
Our guides will walk you through the process of applying for a loan, signing the loan agreement and repaying the loan.
Types of Loans
Loans can be used for almost anything from purchasing a house or car, to paying for school or expanding a business. Our guides explain the most common types of loans.
Average Personal Loan Interest Rates
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US States With the Most Weather Watches, Warnings and Advisories in the Past 5 Years
Washington state saw an 87.7% jump in weather watches, warnings and advisories between 2018 and 2022, while Massachusetts saw a 48.5%... Read More
Security Policy
ValuePenguin.com Security... Read More
In 41 States, Drivers With Poor Credit Could Save $1,000-Plus a Year By Shopping Around for Car Insurance
The average cost of full coverage auto insurance across the U.S. based on our driver profile is $3,398 a year for someone with poor credit,... Read More
Most Expensive Homes in US Cost 66% More, on Average, to Insure
In some states, the gap between insuring an expensive home and the average policy has fallen.... Read More
High Costs and Safety Concerns: Why Millions of Americans Aren't Buying Electric Vehicles
Consumers' affinity to purchase an EV in the future could be closely aligned with their political... Read More
Gen Zers Nearly 3 Times More Likely Than Older Generations To Seek Therapy Since Start of Pandemic
60% of those who haven't seen a therapist recently say they don’t need it, but financial limitations are still a barrier for... Read More
How Fatal Car Crashes Happen
Single vehicles, collisions without other moving vehicles, weekdays, daylight and more — a look at the statistics behind fatal car... Read More
Does Home Insurance Cover a New Roof?
Your insurance company will typically pay to replace or repair your roof after a storm or an accident like a fire or fallen tree. However,... Read More