Who Has The Cheapest Motorcycle Insurance Quotes In Connecticut?

Who Has The Cheapest Motorcycle Insurance Quotes In Connecticut?

Motorcycle owners in Connecticut must have insurance for their rides by law, but it doesn't have to be pricey. We found the cheapest annual rate for motorcycle insurance in the state was just $269.

Compare Motorcycle Insurance Quotes from Providers in Connecticut

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Our study shows who in Connecticut offers the best motorcycle insurance rates. We gathered quotes from different insurance companies to determine the best insurers in the state. Keep reading, or use the quote tool above to be matched with your best provider.

Cheapest Motorcycle Insurance In Connecticut

Nationwide offers the most affordable motorcycle insurance rates for riders in Connecticut due to their low prices and potential savings.
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The three insurance carriers with available data for our study were Geico, Nationwide and Progressive. Nationwide had the cheapest average cost of motorcycle insurance in Connecticut for our sample policy, with an average quote of $269. Geico's average annual rate quoted was also affordable and below the state average, at $373. Progressive's was $524 -- 94.8% higher than Nationwide's. It also was higher than the Connecticut average of $389.

There are the cheapest motorcycle insurance companies in Connecticut: Nationwide, Geico and Progressive

The Average Annual Rate is rounded to the nearest whole dollar amount.

While cheap rates are important, there are other factors that prospective policyholders should consider when shopping for motorcycle insurance. The best motorcycle insurance companies combine low rates with other perks, like accident forgiveness and high coverage limits for custom equipment. Ultimately, it's best to search around and compare coverages along with rates to find the best motorcycle insurance.

Best Motorcycle Insurance Rates In Connecticut: By City

The five largest cities in Connecticut all had motorcycle insurance rates that were more expensive than the state average, $389. This was a common finding across other states, where we conducted a study with an identical sample motorcycle insurance policy and rider. The city with the most expensive motorcycle insurance premiums in Connecticut was also the state's most populous: Bridgeport. Motorcycle insurance rates in Bridgeport were 52.8% higher than the state average.


Average Annual Rate
% Difference vs State Average




New Haven51933.4%






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The Average Annual Rate is rounded to the nearest whole dollar amount.

Bridgeport, CT

Bridgeport is the largest city in Connecticut, with a population of more than 147,000 residents. It’s a coastal city on the Long Island Sound between Fairfield and Stratford and was established centuries ago by England. Today, the city known for being the birthplace of the frisbee and having developed a more service-based economy. It also has the most expensive motorcycle insurance rates in Connecticut. Quotes for our sample policy were 52.8% higher than the state average.

New Haven, CT

With more than 130,000 residents, New haven is the second largest city in Connecticut. The city is home to Yale University, which is consistently ranked one of the best in the U.S. It’s nickname is "The Elm City" for having the first public tree planting program. Motorcycle insurance rates in New Haven were 33.4% higher than the Connecticut average.

Hartford, CT

Hartford is in central Connecticut and has more than 125,000 residents. It’s the state’s capital and known as the "Insurance Capital of the World" for the industry’s local presence there. There are a number of public and private universities in Hartford, including Trinity College, a well-recognized private institution in the U.S. Motorcycle insurance rates in Harford were 33.4% higher than the state average.

Stamford, CT

The city of Stamford is on the coast of the Long Island Sound, between Greenwich and Norwalk. It is home to more than 128,000 residents, four Fortune 500 companies and nine Fortune 1000 companies. The number of companies headquartered there, as well as a significant office presence of other companies, give Stamford one of the largest financial districts in in the U.S., especially relative to its size. Motorcycle insurance rates in Stamford were 2.6% higher than the state average.

Waterbury, CT

North of New Haven is the city of Waterbury with more than 109,000 residents. It’s on the bank of the Naugatuck River and is known for its industry and manufacturing sector. It is serviced by a Metro-North rail station, which connects to Grand Central Terminal in New York City. Motorcycle insurance rates in Waterbury were 4.7% higher than the Connecticut average.

Average Motorcycle Insurance Rates in Connecticut: By City

Using quotes from three of the largest motorcycle insurance carriers, we ranked the 37 cheapest places to own a policy in Connecticut. The analysis showed premiums quoted for the most expensive place, Bridgeport, were 68.8% more expensive than the cheapest, Bristol, even though the two are only about 40 miles apart.

The cities in Connecticut with the cheapest motorcycle insurance in Connecticut.

The Average Annual Rate is rounded to the nearest whole dollar amount.

Study Methodology

Our study analyzed motorcycle insurance quotes for a sample policy and rider across 37 municipalities and census-designated places in the state of Connecticut. The quotes we gathered were from three major carriers: Progressive, Nationwide and Geico. The rider we gathered quotes from was a 45-year-old male who was married and had completed a motorcycle training course. He also had a clean driving record. The policy itself included bodily injury protection $100,000 per person/$300,000 per accident and $50,000 in property damage coverage. The deductibles for both Comprehensive and Collision coverage were $500.

The motorcycle used when gather quotes was a Harley Davidson Street Glide (1690cc) with no anti-theft device installed.


Average Annual Rate
% Difference vs State Average









Connecticut Average3890.0%




East Hartford352-9.4%


East Haven3992.6%








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The Average Annual Rate is rounded to the nearest whole dollar amount.

Chris Moon

Chris is a Product Manager for ValuePenguin with years of experience in addressing critical questions about mortgages and homeowners insurance. He spends his time evaluating insurance providers and policy features to understand where consumers might find the most cost-effective coverage. Chris has contributed insights to the New York Times and many other publications.

Editorial Note: The content of this article is based on the author’s opinions and recommendations alone. It has not been previewed, commissioned or otherwise endorsed by any of our network partners.