Cheap Auto Insurance in Hermiston, Oregon

Cheap Auto Insurance in Hermiston, Oregon

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Based on our analysis of car insurance quotes from the top insurers in Hermiston, we found that Country Insurance offered the cheapest car insurance. The average cost of coverage from Country was $708 per year or 58% lower than the average rate in Hermiston. We recommend comparing quotes from multiple insurers, at least three to four, before purchasing a policy, since the final price of car insurance is determined based on your age, driving history and several other factors in addition to where you live. Enter your zip code above to begin collecting quotes from insurers near you.

Hermiston, Oregon, Car Insurance Costs

The average cost of auto insurance in Hermiston was $1,670 per year, according to our research. The cost of coverage in Hermiston was 2% more expensive than the average rate in Oregon or $1,371 per year. Within the city, auto insurance rates varied by 261% between the most expensive insurer, Sentry, and the cheapest insurer, Country. In fact, Country's quote was $1,848 lower in cost. This large difference in rates is why we always recommend that drivers compare car insurance quotes.

Comparing the cost of auto insurance in Hermiston, Oregon

Hermiston, Oregon, Auto Insurance Agents

Many drivers find it useful to work with an auto insurance agent to get assistance in determining the best coverage for themselves or simply to better manage their policies. Below, we've compiled a directory of insurance agents and agencies located near you in Hermiston, Oregon.

Ferranti-graybeal Ins Agency Inc408 E Main St, Hermiston Or 97838541-567-5523
Wheatland Insurance Center Inc455 E Main St, Hermiston Or 97838541-567-8834
Simmons Insurance Group702 Main St, Hermiston Or 97838541-567-6271
Simmons Insurance Group202 Main St N, Boardman Or 97818800-581-5997
Aaa - Pendleton1729 Sw Court Place, Pendleton Or 97801866-222-4678
Simmons Insurance Group1731 Sw Court Ave, Pendleton Or 97801800-481-1544
Isu Ins Services-the Stratton Agency435 Sw Dorion Ave, Pendleton Or 97801541-276-2302
Bisnett Insurance Inc121 S Main St, Pendleton, OR 97801541-276-1418
Wheatland Insurance Center Inc229 Sw 1st St, Pendleton, OR 97801541-276-7441
Wheatland Insurance Center294 N Main, Heppner, OR 97836541-676-9113
Wheatland Insurance Center Inc337 E Main St, Athena, OR 97813541-566-3761
Simmons Insurance Group620 N Main St, Milton Freewater, OR 97862800-348-6686
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Car Insurance Requirements in Hermiston, Oregon

While driving in Hermiston, you are required to have proof of auto insurance or other financial responsibility either on your person or in your car. Failure to provide this proof to a police officer may result in a fine and license and registration suspension.

All car owners in the Beaver State are required to carry auto insurance that meets the state's mandated minimum limits. In Oregon, the minimum car requirements are as follows:

  • Bodily Injury Liability Coverage: $25,000 per person / $50,000 per accident
  • Property Damage Liability Coverage: $20,000 per accident
  • Uninsured Motorist Bodily Injury (UMBI) Coverage: $25,000 per person / $50,000 per accident
  • Personal Injury Protection (PIP): $15,000 per person

Keep in mind that these are just the state requirements. Liability insurance will provide coverage for damages or injuries if you're considered at-fault in a collision. And uninsured motorist insurance will offer you coverage if you're involved in an incident with a driver that doesn't carry sufficient coverage.

However, these coverages won't offer you financial protection if your vehicle is damaged under other circumstances, so we recommend considering other forms of auto insurance in addition to these minimums. Comprehensive and collision insurance, for instance, provides protection if your vehicle is stolen or damaged in a variety of events, such as if you hit a deer or elk on the road in Hermiston.

Hermiston, Oregon, Motor Vehicle Theft and Fatality Statistics

In Hermiston, there have been 19 fatal car crashes resulting in 19 total deaths. Since car insurance companies set rates based on the frequency of auto claims that result from accidents, residents of areas with a high frequency of serious auto accidents can expect to pay more for auto insurance than areas with safer roads.

Local Auto Thefts (2009)47
Local Thefts Per 1000 People2.77
State Thefts per 1000 People2.55
Auto Accidents19
Auto Fatalities19
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Make and Model
Peterbilt Medium/Heavy - CBE12
Ford F-Series pickup12
Suzuki 450-749cc11
Harley-Davidson 750cc or greater11
Other Make * Unknown cc11
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US-730 (ODOT 2)33
SR-207 (ODOT 333)11
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Day of Week
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Mark is a Senior Research Analyst for ValuePenguin focusing on the insurance industry, primarily auto insurance. He previously worked in financial risk management at State Street Corporation.

Editorial Note: The content of this article is based on the author’s opinions and recommendations alone. It has not been previewed, commissioned or otherwise endorsed by any of our network partners.