Find the Cheapest Auto Insurance Quotes in Your Area
Based on our analysis of car insurance quotes from the top insurers in Hermiston, we found that Country Insurance offered the cheapest car insurance. The average cost of coverage from Country was $708 per year or 58% lower than the average rate in Hermiston. We recommend comparing quotes from multiple insurers, at least three to four, before purchasing a policy, since the final price of car insurance is determined based on your age, driving history and several other factors in addition to where you live. Enter your zip code above to begin collecting quotes from insurers near you.
Hermiston, Oregon, Car Insurance Costs
The average cost of auto insurance in Hermiston was $1,670 per year, according to our research. The cost of coverage in Hermiston was 2% more expensive than the average rate in Oregon or $1,371 per year. Within the city, auto insurance rates varied by 261% between the most expensive insurer, Sentry, and the cheapest insurer, Country. In fact, Country's quote was $1,848 lower in cost. This large difference in rates is why we always recommend that drivers compare car insurance quotes.
Hermiston, Oregon, Auto Insurance Agents
Many drivers find it useful to work with an auto insurance agent to get assistance in determining the best coverage for themselves or simply to better manage their policies. Below, we've compiled a directory of insurance agents and agencies located near you in Hermiston, Oregon.
|Ferranti-graybeal Ins Agency Inc||408 E Main St, Hermiston Or 97838||541-567-5523|
|Wheatland Insurance Center Inc||455 E Main St, Hermiston Or 97838||541-567-8834|
|Simmons Insurance Group||702 Main St, Hermiston Or 97838||541-567-6271|
|Simmons Insurance Group||202 Main St N, Boardman Or 97818||800-581-5997|
|Aaa - Pendleton||1729 Sw Court Place, Pendleton Or 97801||866-222-4678|
|Simmons Insurance Group||1731 Sw Court Ave, Pendleton Or 97801||800-481-1544|
|Isu Ins Services-the Stratton Agency||435 Sw Dorion Ave, Pendleton Or 97801||541-276-2302|
|Bisnett Insurance Inc||121 S Main St, Pendleton, OR 97801||541-276-1418|
|Wheatland Insurance Center Inc||229 Sw 1st St, Pendleton, OR 97801||541-276-7441|
|Wheatland Insurance Center||294 N Main, Heppner, OR 97836||541-676-9113|
|Wheatland Insurance Center Inc||337 E Main St, Athena, OR 97813||541-566-3761|
|Simmons Insurance Group||620 N Main St, Milton Freewater, OR 97862||800-348-6686|
|Bisnett Insurance Inc||84030 Hwy 11, Milton-freewater, OR 97862||541-938-5576|
|Wheatland Insurance Center Inc||245 Nw Main Ste 100, Ione, OR 97843||541-422-7410|
|Wheatland Insurance Center Inc||1901 Adams Ave 2, La Grande, OR 97850||541-963-2136|
|Wheatland Insurance Center Inc||2 N 8th Ave, Elgin, OR 97827||541-437-3484|
|Courtney Insurance Agency Inc||410 1/2 E 2nd St, The Dalles, OR 97058||541-296-4604|
|Ankeny Insurance Agency Inc||3206 W 6th Ste C, The Dalles, OR 97058||541-296-1806|
|Bisnett Insurance Inc||405 W Main, John Day, OR 97845||541-575-0419|
|Cattleman's Insurance||2505 10th Street, Baker City, OR 97814||541-523-4511|
|Ag Insurance||2119 7th St, Baker City, OR 97814||541-523-2414|
|Bisnett Insurance Inc||1798 Campbell St, Baker City, OR 97814||541-523-4267|
|Wheatland Insurance Center Inc||1668 Resort St Ste A, Baker City, OR 97814||541-524-1984|
|Central Oregon Insurance Inc||72 S W 4th St, Madras, OR 97741||541-475-2215|
Car Insurance Requirements in Hermiston, Oregon
While driving in Hermiston, you are required to have proof of auto insurance or other financial responsibility either on your person or in your car. Failure to provide this proof to a police officer may result in a fine and license and registration suspension.
All car owners in the Beaver State are required to carry auto insurance that meets the state's mandated minimum limits. In Oregon, the minimum car requirements are as follows:
- Bodily Injury Liability Coverage: $25,000 per person / $50,000 per accident
- Property Damage Liability Coverage: $20,000 per accident
- Uninsured Motorist Bodily Injury (UMBI) Coverage: $25,000 per person / $50,000 per accident
- Personal Injury Protection (PIP): $15,000 per person
Keep in mind that these are just the state requirements. Liability insurance will provide coverage for damages or injuries if you're considered at-fault in a collision. And uninsured motorist insurance will offer you coverage if you're involved in an incident with a driver that doesn't carry sufficient coverage.
However, these coverages won't offer you financial protection if your vehicle is damaged under other circumstances, so we recommend considering other forms of auto insurance in addition to these minimums. Comprehensive and collision insurance, for instance, provides protection if your vehicle is stolen or damaged in a variety of events, such as if you hit a deer or elk on the road in Hermiston.
Hermiston, Oregon, Motor Vehicle Theft and Fatality Statistics
In Hermiston, there have been 19 fatal car crashes resulting in 19 total deaths. Since car insurance companies set rates based on the frequency of auto claims that result from accidents, residents of areas with a high frequency of serious auto accidents can expect to pay more for auto insurance than areas with safer roads.
Hermiston Auto Theft and Fatal Accident Statistics
|Local Auto Thefts (2009)||47|
|Local Thefts Per 1000 People||2.77|
|State Thefts per 1000 People||2.55|
Fatal Crashes in Hermiston by Vehicle Make and Model
|Make and Model||Fatalities||Accidents|
|Peterbilt Medium/Heavy - CBE||1||2|
|Ford F-Series pickup||1||2|
|Harley-Davidson 750cc or greater||1||1|
|Other Make * Unknown cc||1||1|
Deadliest Roads in Hermiston
|US-730 (ODOT 2)||3||3|
|UMATILLA RIVER RD||2||2|
|SR-207 (ODOT 333)||1||1|
Fatal Car Crashes in Hermiston by Day of Week
|Day of Week||Fatalities||Accidents|