GM (OnStar) Insurance: Cost and How it Works
GM auto and homeowners insurance policies are more expensive than competitors, but if you own a GM vehicle, the convenience and extra... Read More
Loans
Loans are a vital part of your financial life, whether you're buying a home or car, paying for college or growing a small business.
Our reviews and guides can help you with each stage of the loan application and repayment process, whether you're applying for a mortgage, personal loan or small business loan.
Loans 101
Before you apply for a loan, our guides can help explain what loans are, how they work and what you can expect throughout the application and repayment process.
Getting a Loan
Our guides will walk you through the process of applying for a loan, signing the loan agreement and repaying the loan.
Types of Loans
Loans can be used for almost anything from purchasing a house or car, to paying for school or expanding a business. Our guides explain the most common types of loans.
Average Personal Loan Interest Rates
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Fatal Drunken Driving Crashes Are a Persistent Holiday Threat
The number of these alcohol-related deaths during the holidays dropped by only 8% yearly from 2010 to... Read More
More Than 1 in 10 Americans Feel Extreme Loneliness Heading Into Winter Holidays, Primarily Driven by Pandemic Isolation
Nearly a quarter of Americans won't see loved ones during the upcoming holidays, with many citing concerns about minimizing exposure to the... Read More
More Than Half of People Weren't Able to Answer ValuePenguin's Health Insurance Questions
Only 39% claimed to have experienced confusion over using their health insurance, but many more were unable to explain the specifics of a... Read More
Car Insurance Rates by State: 2025 Comparison
Maine, New Hampshire, Vermont, Idaho and Ohio have the cheapest full coverage car insurance rates in the country. Full coverage costs an... Read More
More Than 1 in 4 Americans Are Getting Less Sleep Amid the Coronavirus Pandemic
This Valuepenguin survey explores how consumers health habits have changed due to the COVID-19 pandemic, such as getting less sleep,... Read More
Car Insurers Charge Highest Rates for the Disadvantaged
Unemployed renters with poor credit and without four-year college degrees are charged hundreds of dollars more per year for auto insurance... Read More
Does Car Insurance Go Down at Age 25?
The cost of car insurance goes down at age 25 by about 11%. Twenty-five-year-old drivers can lower their rates by eliminating unnecessary... Read More
4 in 10 Americans Feel Safe Dining Indoors Amid Coronavirus — Here's How They Feel About Other Activities
The coronavirus crisis has uprooted day-to-day life for many Americans, in the name of safety. However, their tolerance for restrictions... Read More