We analyzed auto insurance quotes from the top companies in the region and found that the cheapest car insurance near Darlington is offered by Southern Farm Bureau. The average rate quoted by Southern Farm Bureau of $1,164 per year for auto insurance coverage was 33% less than the Darlington region's average. The cost of car insurance varies not only by where you live but also based upon your age, driving history and vehicle, so we recommend comparing prices from multiple insurers before purchasing coverage. Enter your zip code above to begin collecting quotes from insurers near you.

Darlington, South Carolina, Car Insurance Costs

In the Florence metropolitan area, where Darlington is located, we found the average cost of car insurance for our profile driver to be $1,733 per year. This price is 13% more expensive than the South Carolina average cost of $1,539 per year for a policy. Across the insurers we sampled, annual auto insurance rates varied by 133%. The cheapest insurance company, Southern Farm Bureau, was $1,548 cheaper than the most expensive insurer, Safe Auto. This large difference in rates is why we always recommend that drivers compare car insurance quotes.

Darlington, South Carolina, Auto Insurance Agents

Many drivers find it useful to work with a local auto insurance agent in person, whether they need assistance determining the best coverage for themselves or simply want assistance in managing their policies. Below, we've compiled a directory of insurance agents and agencies located near you in Darlington, South Carolina.

Car Insurance Requirements in Darlington, South Carolina

Darlington car owners are required to carry auto insurance that meets the state's mandated minimums—this requirement is consistent throughout all cities in the Palmetto State. In South Carolina, the minimum car requirements are as follows:

Keep in mind that these are the bare minimum. Liability insurance will provide coverage for damages or injuries if you're considered at fault in a collision. And uninsured motorist insurance will offer you coverage if you're involved in an incident with a driver who doesn't carry sufficient coverage. However, these coverages won't offer you financial protection if you're injured or your vehicle is damaged under other circumstances, so we recommend considering other forms of auto insurance in addition to these minimums. Comprehensive and collision insurance, for instance, provides protection if your vehicle is stolen or damaged in a variety of events, such as if you hit a deer on the road in Darlington.

You are also required to have proof of auto insurance financial responsibility either on your person or in your car. Failure to provide this proof to a police officer may result in a fine of $200 and license and registration suspension.

Darlington, South Carolina, Motor Vehicle Theft and Fatality Statistics

In Darlington, there have been 46 fatal car crashes resulting in 49 total deaths. Car insurance companies set rates based on the frequency of auto claims that result from accidents. Areas with a high frequency of serious auto accidents can expect to pay more for auto insurance than areas with safer roads.