Mercedes-Benz Insurance: What it Costs, and How to Save

The average cost of a full coverage insurance policy for a Mercedes is $375 per month. Expensive cars like Mercedes models are more expensive to insure because they cost more to repair and replace.


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Mercedes-Benz insurance cost by model

The cheapest Mercedes to insure is the GLA 250, at an average of $263 per month for a 30-year-old man with a clean driving history. The most expensive to insure is the AMG GT S, at $568 per month.

Cost to insure a Mercedes by model

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Mercedes Benz car insurance cost by model

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Mercedes-Benz insurance cost by company

State Farm offers the cheapest rates for Mercedes-Benz vehicles, at an average of $171 per month for full coverage. That's less than half the overall average, $274 per month, and less than a third of the rate from the most expensive company, Allstate.

Graph showing the average cost of Mercedes-Benz insurance by company

Cost to insure a Mercedes-Benz by company

Company
Monthly cost
State Farm logo
State Farm$171
Geico logo
Geico$205
Nationwide logo
Nationwide$211
Progressive logo
Progressive$354
Allstate logo
Allstate$429

USAA is only available to members of the military and some of their family.

Mercedes C300 insurance cost

The average cost for a policy for a new Mercedes C300 is $281 per month for a 30-year-old man. This is more than $94 cheaper than the overall average. Younger drivers pay a lot more for a full coverage policy, at an average of $1,113 per month for an 18-year-old.

Mercedes C300 monthly auto insurance rates by model year

Year & model
Monthly cost for a 30-year-old
2022 Mercedes C 300$325
2021 Mercedes C 300$311
2020 Mercedes C 300$300
2019 Mercedes C 300$296
2018 Mercedes C 300$284
2017 Mercedes C 300$272
2016 Mercedes C 300$259
2015 Mercedes C 300$201
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Mercedes AMG GT S insurance cost

The Mercedes AMG GT S has the most expensive insurance. The average monthly rate for a 2021 model is $568 per month for a 30-year-old and $1,877 for an 18-year-old.

Mercedes AMG GT S monthly auto insurance rates by model year

Year & model
Monthly cost for a 30-year-old
2021 Mercedes AMG GT S$568
2020 Mercedes AMG GT S$534
2019 Mercedes AMG GT S$515
2018 Mercedes AMG GT S$541
2017 Mercedes AMG GT S$477
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At a price of $118,600, the 2021 AMG GT S ranked as the second-most expensive Mercedes It fell behind the 2021 G 550, which has an MSRP of $131,750.

Mercedes GLA 250 insurance cost

With an average cost of $263 per month for a 30-year-old, the Mercedes GLA 250 offers the cheapest insurance out of all the models surveyed. This is $112 per month cheaper than the Mercedes average of $375. The average cost for an 18-year-old to insure a GLA 250 is $911 per month.

Mercedes GLA 250 monthly auto insurance rates by model year

Year & model
Monthly cost for a 30-year-old
2022 Mercedes GLA 250$263
2021 Mercedes GLA 250$252
2020 Mercedes GLA 250$245
2019 Mercedes GLA 250$234
2018 Mercedes GLA 250$217
2017 Mercedes GLA 250$207
2016 Mercedes GLA 250$201

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Mercedes CLA 250 insurance cost

The cost of insurance for a new Mercedes CLA 250 averages $311 per month for a 30-year-old, but rates varied by $79 across model years.

Mercedes CLA 250 monthly auto insurance rates by model year

Year & model
Monthly cost for a 30-year-old
2022 Mercedes CLA 250$311
2021 Mercedes CLA 250$298
2020 Mercedes CLA 250$288
2019 Mercedes CLA 250$263
2018 Mercedes CLA 250$253
2017 Mercedes CLA 250$238
2016 Mercedes CLA 250$232

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Mercedes GLC 300 insurance cost

The Mercedes GLC 300 has the second-cheapest insurance rates of the cars surveyed, at an average of $272 per month for a 30-year-old with the newest model. Drivers of a newer GLC 300 can expect to pay more, as there is a $66 monthly rate difference between a 2022 model and a 2016 model.

Mercedes GLC 300 monthly auto insurance rates by model year

Year & model
Monthly cost for a 30-year-old
2022 Mercedes GLC 300$272
2021 Mercedes GLC 300$260
2020 Mercedes GLC 300$252
2019 Mercedes GLC 300$245
2018 Mercedes GLC 300$233
2017 Mercedes GLC 300$216
2016 Mercedes GLC 300$206
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Mercedes GLE 350 insurance cost

On average, it costs a 30-year-old man $274 per month to insure a new Mercedes GLE 350. This makes insurance for the GLE 350 third cheapest. While the rates for a 30-year-old are very affordable, younger drivers will pay more, as the average rate for an 18-year-old is $856 per month.

Mercedes GLE 350 monthly auto insurance rates by model year

Year & model
Monthly cost for a 30-year-old
2022 Mercedes GLE 350$274
2021 Mercedes GLE 350$283
2020 Mercedes GLE 350$277
2018 Mercedes GLE 350$263
2017 Mercedes GLE 350$250
2016 Mercedes GLE 350$236

2019 model data not available

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Mercedes C63 AMG insurance cost

The average cost of insurance for a 2021 Mercedes C63 AMG is $433 per month for a 30-year-old. This is $58 more than the average overall. Full coverage averages $1,476 per month for an 18-year-old driver.

Mercedes C63 AMG monthly auto insurance rates by model year

Year & model
Monthly cost for a 30-year-old
2021 Mercedes C 63 AMG$433
2020 Mercedes C 63 AMG$400
2019 Mercedes C 63 AMG$386
2018 Mercedes C 63 AMG$387
2017 Mercedes C 63 AMG$361
2016 Mercedes C 63 AMG$347
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Mercedes G550 4MATIC insurance cost

The G550 4MATIC has an MSRP of over $130,000 and one of the highest insurance rates among Mercedes. The average insurance policy for a new G wagon is $475 per month for a 30-year-old and $1,498 per month for an 18-year-old.

Mercedes G550 4MATIC monthly auto insurance rates by model year

Year & model
Monthly cost for a 30-year-old
2022 Mercedes G550 4MATIC475
2021 Mercedes G550 4MATIC$457
2020 Mercedes G550 4MATIC$447
2019 Mercedes G550 4MATIC$426
2018 Mercedes G550 4MATIC$418
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Mercedes G 63 AMG insurance cost

The G 63 AMG is one of the most expensive Mercedes models and among the three most expensive to insure. The 2021 model has an average rate of $459 per month for a 30-year-old — cheaper than only the G550 4MATIC and AMG GT S.

Mercedes G 63 AMG monthly auto insurance rates by model year

Year & model
Monthly cost for a 30-year-old
2021 Mercedes G63 AMG$459
2020 Mercedes G63 AMG$441
2019 Mercedes G63 AMG$468
2018 Mercedes G63 AMG$429
2017 Mercedes G63 AMG$408
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Methodology

The rates are for a full coverage policy for a 30-year-old man and an 18-year-old man with the following limits:

Coverage
Limits
Bodily injury liability$50,000 per person and $100,000 per accident
Personal injury protection$10,000
Property damage liability$25,000 per accident
Uninsured and underinsured motorist bodily injury$50,000 per person and $100,000 per accident
Comprehensive and collision$500 deductible

The overall average includes the most recent models for which data is available. The average by company includes all available rates for 2021 and 2022 models.

This survey used insurance rate data from Quadrant Information Services. The rates were publicly sourced from insurance company filings and should only be used for comparative purposes. Actual quotes for these car models may differ from the estimates provided.

Editorial Note: The content of this article is based on the author's opinions and recommendations alone. It has not been previewed, commissioned or otherwise endorsed by any of our network partners.