Loans

Loans are a vital part of your financial life, whether you're buying a home or car, paying for college or growing a small business.

Our reviews and guides can help you with each stage of the loan application and repayment process, whether you're applying for a mortgage, personal loan or small business loan.

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What types of loans are available?

We take a look at some of most common reasons people take out loans and what you can expect for each type of loan.

Loan
Avg. Interest Rate
30-yr Mortgage4.0-4.5%
Auto loan3.6-15.2%
Student loan3.7-6.3%
Personal loan10.3-32.0%
Small business loan2.2-66.5%

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Loans 101

Before you apply for a loan, our guides can help explain what loans are, how they work and what you can expect throughout the application and repayment process.

Getting a Loan

Our guides will walk you through the process of applying for a loan, signing the loan agreement and repaying the loan.

Types of Loans

Loans can be used for almost anything from purchasing a house or car, to paying for school or expanding a business. Our guides explain the most common types of loans.

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Average Loan Interest Rates: Car, Home, Student, Small Business, and Personal Loans

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Loan Articles

What is Quick Ratio? How Do You Calculate It?

The quick ratio is an indicator of a company's short-term liquidity; it's also known as the acid-test ratio and the quick liquidity ratio.... Read More

What is a Surety Bond and When Do You Need One?

A surety bond is a legally binding contract that ensures obligations are met — or in the case of failure, that recompense will be paid to... Read More

USDA Business Loans: What are They? How Do They Work?

USDA business loans are a great source of affordable, long-term financing for small businesses, companies, nonprofits and other... Read More

How to Find Commercial Property Value

Putting a value on commercial real estate is part science and part art, but there are several valuation methods at your disposal. Read More

How to Transfer Business Ownership: What You Need to Know

There are several methods of transferring business ownership. The method chosen depends on the business owner's needs and plans, the market... Read More

Equipment Financing: How Does It Work?

Equipment financing lets you purchase equipment and machinery necessary for your business. Find out more about how equipment loans work,... Read More

What is a UCC-1 Filing? How Do UCC Liens Work?

UCC-1 forms are filed to announce that a lender has a right to collateral on a loan. Read more about what these filings are and when... Read More

What is a Commercial Real Estate Loan? What Types are Available?

Commercial real estate loans are similar to residential mortgages in that they finance the purchase of property. Find out more about how... Read More

How Much Collateral Do You Need for a Business Loan?

Most business loans are secured with collateral, which can be property, cash or even future earnings. Read more about how collateral on... Read More