Loans
Loans are a vital part of your financial life, whether you're buying a home or car, paying for college or growing a small business.
Our reviews and guides can help you with each stage of the loan application and repayment process, whether you're applying for a mortgage, personal loan or small business loan.
What types of loans are available?
We take a look at some of most common reasons people take out loans and what you can expect for each type of loan.
Loan | Avg. Interest Rate |
|---|---|
| 30-yr Mortgage | 4.0-4.5% |
| Auto loan | 3.6-15.2% |
| Student loan | 3.7-6.3% |
| Personal loan | 10.3-32.0% |
| Small business loan | 2.2-66.5% |
Loans 101
Before you apply for a loan, our guides can help explain what loans are, how they work and what you can expect throughout the application and repayment process.
Getting a Loan
Our guides will walk you through the process of applying for a loan, signing the loan agreement and repaying the loan.
Types of Loans
Loans can be used for almost anything from purchasing a house or car, to paying for school or expanding a business. Our guides explain the most common types of loans.
Average Loan Interest Rates: Car, Home, Student, Small Business, and Personal Loans
Loan Articles
What is Quick Ratio? How Do You Calculate It?
The quick ratio is an indicator of a company's short-term liquidity; it's also known as the acid-test ratio and the quick liquidity ratio.... Read More
What is a Surety Bond and When Do You Need One?
A surety bond is a legally binding contract that ensures obligations are met — or in the case of failure, that recompense will be paid to... Read More
USDA Business Loans: What are They? How Do They Work?
USDA business loans are a great source of affordable, long-term financing for small businesses, companies, nonprofits and other... Read More
How to Find Commercial Property Value
Putting a value on commercial real estate is part science and part art, but there are several valuation methods at your disposal. Read More
How to Transfer Business Ownership: What You Need to Know
There are several methods of transferring business ownership. The method chosen depends on the business owner's needs and plans, the market... Read More
Equipment Financing: How Does It Work?
Equipment financing lets you purchase equipment and machinery necessary for your business. Find out more about how equipment loans work,... Read More
What is a UCC-1 Filing? How Do UCC Liens Work?
UCC-1 forms are filed to announce that a lender has a right to collateral on a loan. Read more about what these filings are and when... Read More
What is a Commercial Real Estate Loan? What Types are Available?
Commercial real estate loans are similar to residential mortgages in that they finance the purchase of property. Find out more about how... Read More
How Much Collateral Do You Need for a Business Loan?
Most business loans are secured with collateral, which can be property, cash or even future earnings. Read more about how collateral on... Read More