Health Insurance Exchanges Explained
A health insurance exchange, also called a marketplace, is a website that lets you see and compare the health insurance plans available... Read More
Loans
Loans are a vital part of your financial life, whether you're buying a home or car, paying for college or growing a small business.
Our reviews and guides can help you with each stage of the loan application and repayment process, whether you're applying for a mortgage, personal loan or small business loan.
Loans 101
Before you apply for a loan, our guides can help explain what loans are, how they work and what you can expect throughout the application and repayment process.
Getting a Loan
Our guides will walk you through the process of applying for a loan, signing the loan agreement and repaying the loan.
Types of Loans
Loans can be used for almost anything from purchasing a house or car, to paying for school or expanding a business. Our guides explain the most common types of loans.
Average Personal Loan Interest Rates
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What Is An Insurance Rating Area?
One of the factors health insurance companies are allowed to consider when setting premiums is where you live. The area you live in that's... Read More
The Affordable Care Act Individual Mandate and Penalties
The individual mandate of the Affordable Care Act requires that all Americans maintain health insurance but no longer assesses tax... Read More
Privacy Policy
Your privacy is important to us at ValuePenguin, and we work to protect the privacy of our visitors. Here’s our privacy... Read More
Best Cheap Car Insurance for High-Risk Drivers
If you have a ticket on your record, lack driving experience or have poor credit, then insurers may consider you a high-risk driver — and... Read More
Types of Auto Insurance
Each auto insurance policy can contain several types of vehicle insurance, including collision, comprehensive, liability and uninsured... Read More
Auto Insurance Deductibles: How Do They Work?
An auto insurance deductible is the amount of money you have to pay before the insurance company begins to cover costs. Unlike health... Read More
Collision vs. Comprehensive Car Insurance
Collision insurance protects you when your car is involved in a direct crash, while comprehensive insurance covers you if your car is... Read More