How to Borrow Against Your Life Insurance Policy
It's simple to borrow against the cash value of a permanent life insurance policy, as there are no loan requirements or qualifications... Read More
Loans
Loans are a vital part of your financial life, whether you're buying a home or car, paying for college or growing a small business.
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Loans 101
Before you apply for a loan, our guides can help explain what loans are, how they work and what you can expect throughout the application and repayment process.
Getting a Loan
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Types of Loans
Loans can be used for almost anything from purchasing a house or car, to paying for school or expanding a business. Our guides explain the most common types of loans.
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How Variable Life Insurance Works: Pros and Cons
Variable life insurance, also called variable appreciable life insurance, provides lifelong coverage, as well as a cash value account. See... Read More
Life Insurance for Your Family and Children
There are several ways to purchase life insurance for your family, including whole life insurance for your children, a joint life insurance... Read More
Do You Have to Pay Taxes on Life Insurance?
Life insurance death benefits are typically not taxed unless your total estate is very large. However, you usually need to pay taxes if you... Read More
Should I Buy Group and Supplemental Life Insurance?
Group and supplemental life insurance from your employer can provide coverage at discounted rates. But should you buy individual term life... Read More
How Much Life Insurance Do You Actually Need?
Your life insurance policy should include enough to cover the money your family relies on you for, plus your end-of-life expenses, if... Read More
Flood Zones & How They Affect Insurance
Your FEMA flood zone is used to determine whether you have to buy flood insurance. But it's no longer used to calculate your rates.... Read More
What is Universal Life Insurance? Pros and Cons
Universal life insurance offers permanent coverage similar to whole life insurance, but it has better rates and the opportunity to pay... Read More
What Happens to my Debt When I Die? Is it Forgiven or Transferable?
When you die, some debts are forgiven, but most are collected from your estate. If your loans are larger than the value of your estate,... Read More
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