Loans
Loans are a vital part of your financial life, whether you're buying a home or car, paying for college or growing a small business.
Our reviews and guides can help you with each stage of the loan application and repayment process, whether you're applying for a mortgage, personal loan or small business loan.
What types of loans are available?
We take a look at some of most common reasons people take out loans and what you can expect for each type of loan.
Loan | Avg. Interest Rate |
|---|---|
| 30-yr Mortgage | 4.0-4.5% |
| Auto loan | 3.6-15.2% |
| Student loan | 3.7-6.3% |
| Personal loan | 10.3-32.0% |
| Small business loan | 2.2-66.5% |
Loans 101
Before you apply for a loan, our guides can help explain what loans are, how they work and what you can expect throughout the application and repayment process.
Getting a Loan
Our guides will walk you through the process of applying for a loan, signing the loan agreement and repaying the loan.
Types of Loans
Loans can be used for almost anything from purchasing a house or car, to paying for school or expanding a business. Our guides explain the most common types of loans.
Average Loan Interest Rates: Car, Home, Student, Small Business, and Personal Loans
Loan Articles
Contract Financing: What is It and How Does it Work?
Contract financing lets you receive an advance on work your business is contracted to perform. Click to read more about how contract... Read More
Equipment Financing: How Does It Work?
Equipment financing lets you purchase equipment and machinery necessary for your business. Find out more about how equipment loans work,... Read More
OneMain Financial vs. Avant: Which Personal Loan is a Better Fit for You?
Trying to decide between a personal loan from OneMain Financial or Avant? Click to read our analysis of each lender, including when to pick... Read More
Best Small Business Loans for Minority Entrepreneurs
While minorities own 29% of all businesses in the U.S., they are more three times more likely to be declined for a loan than a non-minority... Read More
Best Egg vs. Payoff: Which Personal Loan is Right for You?
Trying to decide between a personal loan from Best Egg or Payoff? Take a look at our guide where we break down the differences between the... Read More
What is a Commercial Real Estate Loan? What Types are Available?
Commercial real estate loans are similar to residential mortgages in that they finance the purchase of property. Find out more about how... Read More
SBA Microloans: What Are They? How Do You Get One?
SBA works with intermediary lenders across the U.S. to provide microloans up to $50,000. Read more about this program, including how to... Read More
LightStream vs. SoFi: Which Personal Loan is Right for You?
Stuck deciding between LightStream and SoFi for a personal loan? Click to read our analysis of the two lenders to see which one is a better... Read More
How to Get a Loan to Start a Business: What to Know About Startup Loans
Looking to get a loan to start a business? Read our guide on what it takes to prepare for the application, what to do if you get rejected... Read More