Loans
Loans are a vital part of your financial life, whether you're buying a home or car, paying for college or growing a small business.
What We Can Do for You
Our reviews and guides can help you with each stage of the loan application and repayment process, whether you're applying for a mortgage, personal loan or small business loan.
What types of loans are available?
We take a look at some of most common reasons people take out loans and what you can expect for each type of loan.
| Loan | Avg. Interest Rate |
|---|---|
| 30-yr Mortgage | 4.0-4.5% |
| Auto loan | 3.6-15.2% |
| Student loan | 3.7-6.3% |
| Personal loan | 10.3-32.0% |
| Small business loan | 2.2-66.5% |
Loans 101
Before you apply for a loan, our guides can help explain what loans are, how they work and what you can expect throughout the application and repayment process.
Guides
Getting a Loan
Our guides will walk you through the process of applying for a loan, signing the loan agreement and repaying the loan.
Guides
Types of Loans
Loans can be used for almost anything from purchasing a house or car, to paying for school or expanding a business. Our guides explain the most common types of loans.
Guides
Average Loan Interest Rates: Car, Home, Student, Small Business, and Personal Loans
Here we'll cover the average loan interest rates for car, home, student, small business, and personal loans. Click to learn more about how...
See StudyLoan Articles
OneMain Financial vs. Avant: Which Personal Loan is a Better Fit for You?
Trying to decide between a personal loan from OneMain Financial or Avant? Click to read our analysis of each lender, including when to pick... Read More
Peerform vs. Avant: Which Personal Loan is Right for You?
Trying to decide between a personal loan from Peerform or Avant? Click to read our comparison of the two lenders, including which... Read More
Best Small Business Loans for Minority Entrepreneurs
While minorities own 29% of all businesses in the U.S., they are more three times more likely to be declined for a loan than a non-minority... Read More
SBA 7(a) vs. 504 Loans: What's the Difference?
The Small Business Administration (SBA) backs a number of loan programs to help small businesses get access to the capital they need to... Read More
Best Egg vs. Payoff: Which Personal Loan is Right for You?
Trying to decide between a personal loan from Best Egg or Payoff? Take a look at our guide where we break down the differences between the... Read More
Best Cash Flow Loans for Small Businesses
Need financing to cover cash flow gaps? Read more about what financing options exist and what else you can do to fix cash flow gaps. Read More
Peerform vs. Prosper: Which Personal Loan is Right for You?
Trying to decide whether to get a personal loan from Peerform or Prosper? Find out more about how the two companies compare, including when... Read More
Best Online Business Loans for 2019
If you can't get a traditional loan for your business, you may want to consider an online business loan. Click to read more about which... Read More
Best Short-Term Small Business Loans for 2019
Looking for a short-term business loan? We've reviewed alternative lenders to find short-term business loans, lines of credit, loans for... Read More