Loans

Loans are a vital part of your financial life, whether you're buying a home or car, paying for college or growing a small business.

What We Can Do for You

Our reviews and guides can help you with each stage of the loan application and repayment process, whether you're applying for a mortgage, personal loan or small business loan.

What types of loans are available?


We take a look at some of most common reasons people take out loans and what you can expect for each type of loan.


Learn More

Loan
Avg. Interest Rate
30-yr Mortgage4.0-4.5%
Auto loan3.6-15.2%
Student loan3.7-6.3%
Personal loan10.3-32.0%
Small business loan2.2-66.5%
{"alignsHorizontal":["left","right"],"alignsVertical":[],"columnWidths":[],"data":[["Loan","Avg. Interest Rate"],["30-yr Mortgage","4.0-4.5%"],["Auto loan","3.6-15.2%"],["Student loan","3.7-6.3%"],["Personal loan","10.3-32.0%"],["Small business loan","2.2-66.5%"]],"footnote":"","hasMarginBottom":true,"isExpandable":true,"isSortable":false,"maxWidth":"1215","showSearch":false,"sortColumnIndex":0,"sortDirection":"asc"}

Loans 101

Before you apply for a loan, our guides can help explain what loans are, how they work and what you can expect throughout the application and repayment process.


Getting a Loan

Our guides will walk you through the process of applying for a loan, signing the loan agreement and repaying the loan.


Types of Loans

Loans can be used for almost anything from purchasing a house or car, to paying for school or expanding a business. Our guides explain the most common types of loans.

Average Loan Interest Rates: Car, Home, Student, Small Business, and Personal Loans

Here we'll cover the average loan interest rates for car, home, student, small business, and personal loans. Click to learn more about how...

See Study

Loan Articles

Santander Bank Personal Loan Review: Best for Applicants with a Santander Checking Account

A personal loan from Santander is best suited to customers with checking accounts at the bank. Click to read more about these personal... Read More

Best Egg vs. Payoff: Which Personal Loan is Right for You?

Trying to decide between a personal loan from Best Egg or Payoff? Take a look at our guide where we break down the differences between the... Read More

What is a Commercial Real Estate Loan? What Types are Available?

Commercial real estate loans are similar to residential mortgages in that they finance the purchase of property. Find out more about how... Read More

SBA Microloans: What Are They? How Do You Get One?

SBA works with intermediary lenders across the U.S. to provide microloans up to $50,000. Read more about this program, including how to... Read More

American Express Personal Loan Review: Great for Consolidating Credit Card Debt

While you need to receive a pre-approved offer to apply, American Express makes personal loans that can be a great choice for consolidating... Read More

Best Short-Term Small Business Loans

Looking for a short-term business loan? We've reviewed alternative lenders to find short-term business loans, lines of credit, loans for... Read More

LightStream vs. SoFi: Which Personal Loan is Right for You?

Stuck deciding between LightStream and SoFi for a personal loan? Click to read our analysis of the two lenders to see which one is a better... Read More

How to Get a Loan to Start a Business: What to Know About Startup Loans

Looking to get a loan to start a business? Read our guide on what it takes to prepare for the application, what to do if you get rejected... Read More

Merchant Category Codes (MCCs): What You Need To Know

Find out why merchant category codes matter, how they work, and how to look them up. This guide to merchant category codes goes over the... Read More