Loans
Loans are a vital part of your financial life, whether you're buying a home or car, paying for college or growing a small business.
What We Can Do for You
Our reviews and guides can help you with each stage of the loan application and repayment process, whether you're applying for a mortgage, personal loan or small business loan.
What types of loans are available?
We take a look at some of most common reasons people take out loans and what you can expect for each type of loan.
| Loan | Avg. Interest Rate |
|---|---|
| 30-yr Mortgage | 4.0-4.5% |
| Auto loan | 3.6-15.2% |
| Student loan | 3.7-6.3% |
| Personal loan | 10.3-32.0% |
| Small business loan | 2.2-66.5% |
Loans 101
Before you apply for a loan, our guides can help explain what loans are, how they work and what you can expect throughout the application and repayment process.
Guides
Getting a Loan
Our guides will walk you through the process of applying for a loan, signing the loan agreement and repaying the loan.
Guides
Types of Loans
Loans can be used for almost anything from purchasing a house or car, to paying for school or expanding a business. Our guides explain the most common types of loans.
Guides
Average Loan Interest Rates: Car, Home, Student, Small Business, and Personal Loans
Here we'll cover the average loan interest rates for car, home, student, small business, and personal loans. Click to learn more about how...
See StudyLoan Articles
9 Easy Ways to Boost Your Credit Score
Improving your credit score can take a bit of time and effort but the increase is worth it, especially if you are trying to get a loan,... Read More
Using Your 401(k) to Pay Off Debt? How It Works
If you are struggling financially, dipping into your 401(k) may seem like an easy solution, however, it is more complicated and costly than... Read More
How to Freeze (and Thaw) Your Credit
If you're looking to protect yourself from data breaches and identity theft, you should consider freezing your credit. It gives you a high... Read More
LendKey Student Loans: Best for Finding Credit Union and Local Bank Lenders
LendKey is a student loan marketplace that matches borrowers to credit union and local bank lenders. However, you may want to explore other... Read More
The State-by-State Guide to Business Licenses
obtaining the proper licenses to operate your business are crucial in avoiding unnecessary fines and penalties. We put together a brief... Read More
8 Home Business Ideas to Get You Started
Starting a business from your home is often the cheapest and easiest way to get started. we've compiled the most lucrative and appealing... Read More
5 Best Payroll Services for Small Businesses
Finding the right payroll service provider for your small business can be tricky. Take a look at our top picks and our brief guide to... Read More
QuickBooks Online vs. Desktop: Which Should You Choose?
QuickBooks Online and Desktop offer completely different experiences that vary in many ways including cost and features offered. We provide... Read More
Expansion Capital Review: Fast Financing for Poor Credit Borrowers
Expansion Capital Group (ECG) offers merchant cash advance financing for business owners with lower credit scores. We conducted a deep-dive... Read More