Loans are a vital part of your financial life, whether you're buying a home or car, paying for college or growing a small business.

Our reviews and guides can help you with each stage of the loan application and repayment process, whether you're applying for a mortgage, personal loan or small business loan.

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What types of loans are available?

We take a look at some of most common reasons people take out loans and what you can expect for each type of loan.

Avg. Interest Rate
30-yr Mortgage4.0-4.5%
Auto loan3.6-15.2%
Student loan3.7-6.3%
Personal loan10.3-32.0%
Small business loan2.2-66.5%

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Loans 101

Before you apply for a loan, our guides can help explain what loans are, how they work and what you can expect throughout the application and repayment process.

Getting a Loan

Our guides will walk you through the process of applying for a loan, signing the loan agreement and repaying the loan.

Types of Loans

Loans can be used for almost anything from purchasing a house or car, to paying for school or expanding a business. Our guides explain the most common types of loans.

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Average Loan Interest Rates: Car, Home, Student, Small Business, and Personal Loans

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Loan Articles

Plastic Surgery Loans: Should You Use a Personal Loan to Pay for Cosmetic Surgery?

If you're getting a cosmetic procedure done, you have considered using a loan to finance it. Read more about when using a loan makes sense... Read More

Mariner Finance Personal Loan Review: Online and In-Person Loans for Borrowers with Bad Credit

We reviewed Mariner Finance's rates and terms and compared them to other personal loan providers. Mariner Finance reviews all applications... Read More

SBA Export Loans: 3 SBA Loan Programs to Know About

If your business is starting or expanding its export activities, you may want to consider an SBA export loan. Learn more about the three... Read More

Affirm Review: Instant Personal Loans with High Interest Rates for Consumer Purchases

Affirm offers immediate personal loans for purchases from over 1,000 online retailers. Click to read more about whether Affirm is a good... Read More

Credibility Capital Small Business Loan Review: Speedy Funding for Existing Businesses

If you have a small business, good credit, and are looking for quick financing, the Credibility Capital term loan may be a great fit. Read... Read More

How to Get Personal Loans as a Non-U.S. Citizen, Immigrant

Non-U.S. citizens will have more difficulty getting a personal loan. Read more about how to prepare for the application process and which... Read More

How Much Down Payment Is Required for a Business Loan?

Down payments for business loans vary depending on the type of loan, purpose and borrower profile. To help evaluate the options available... Read More

Can You Use a Personal Loan for a Home Down Payment?

Taking out a personal loan to cover your down payment is generally not a good idea. Most mortgage lenders don't allow the use of personal... Read More

Upgrade Personal Loan Review: Best for Applicants With Good to Excellent Credit

Upgrade offers personal loans of up to $50,000. Click to read more about what it takes to qualify at Upgrade, if it's the right fit for you... Read More