Compare Cheap Car Insurance Quotes in Milwaukee, Wisconsin

Compare Cheap Car Insurance Quotes in Milwaukee, Wisconsin

Find Cheap Auto Insurance Quotes in Your Area

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In Milwaukee, Wisconsin, the average cost of car insurance for a minimum-coverage policy is $752 per year, or about $63 per month.

To help Milwaukee drivers find cheap auto insurance quotes, we surveyed nine of Wisconsin's largest insurance companies and compared them to get the best rates. For drivers seeking cheap auto insurance in Milwaukee, we recommend Erie, American Family and SECURA.

Importantly, however, the cheapest companies are not always the best for service quality. Read on to learn more.

Cheap car insurance companies in Milwaukee, Wisconsin

The cheapest minimum-coverage car insurance in Milwaukee is offered by:

  • Erie
  • American Family
  • SECURA

These three Milwaukee insurance companies offered average quotes of $527 per year, or 30% cheaper than the city average.

In this graph, we show the companies that had the cheapest car insurance rates in Milwaukee, Wisconsin
In this graph, we show the companies that had the cheapest car insurance rates in Milwaukee

Find Cheap Auto Insurance Quotes in Your Area

Currently insured?
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Enter your ZIP code above to start comparing auto insurance quotes.

Milwaukee car insurance quotes by insurer

RankInsurerAnnual car insurance quote
1Erie$412
2American Family$537
3SECURA$631
4State Farm$684
5GEICO$973
6Auto-Owners$996
7Progressive$1,027
8Allstate$1,204
N/AUSAA$307

While USAA offers the cheapest policies among all the insurers in our analysis, only current and former service members and their families are eligible. If you are eligible for USAA's policies, you should consider getting a quote from this insurer.

The average cost of car insurance in Milwaukee, Wisconsin, by neighborhood

The average cost of auto insurance for a minimum-coverage policy in Milwaukee is $752 per year, or $63 per month.

However, average car insurance rates in Milwaukee can vary depending on which neighborhood you live in.

  • The ZIP code with the cheapest car insurance in Milwaukee was 53228, in the city's southwestern corner, with an annual rate of $645.
  • The most expensive quotes were in 53206, just northwest of downtown, at $937.

Below is a list of annual car insurance quotes by ZIP code in Milwaukee, WI.

ZIP codeAnnual car insurance quote
53202$707
53203$809
53204$829
53205$902
53206$937
53207$682
53208$873
53209$820
53210$896
53211$699
53212$835
53213$681
53214$702
53215$755
53216$927
53218$894
53219$718
53220$679
53221$690
53222$731
53223$788
53224$789
53225$842
53226$661
53227$681
53228$645
53233$843

Best car insurance companies in Milwaukee, Wisconsin

Customer satisfaction can be measured using the National Association of Insurance Commissioners' Complaint Index. The best auto insurance companies in Milwaukee, according to the NAIC's Complaint Index, are:

  • State Farm
  • Allstate
  • Auto-Owners

These top insurers had the fewest number of complaints filed relative to their market share, indicating a good customer service experience.

Below, we list Wisconsin insurance companies from the lowest (best) Complaint Index to highest (worst).

RankInsurerComplaint Index
1State Farm0.57
2Allstate0.65
3Auto-Owners0.67
4American Family0.69
5Progressive0.78
6Erie0.79
7USAA0.84
8GEICO1.20
9SECURA8.57

SECURA, GEICO and USAA received the most complaints relative to their market shares, suggesting weaker customer reviews. Of note, SECURA's score was significantly higher than that of its peers and indicates the cheapest insurers may not always be the best for service.

To identify the best insurance companies in Milwaukee, we pulled complaint data from the National Association of Insurance Commissioners (NAIC).

Minimum car insurance requirements in Milwaukee, Wisconsin

Drivers in Milwaukee are required to comply with Wisconsin's minimum state legal requirements for auto insurance.

TypeWisconsin minimum coverage requirements
Bodily injury liability$25,000 per person and $50,000 per accident
Property damage liability$10,000 per accident
Underinsured motorist bodily injury liability$25,000 per person and $50,000 per accident

Even if your car insurance policy meets Wisconsin's minimum coverage requirements, it may not be sufficient to fully cover the costs of an accident.

Milwaukee drivers should consider purchasing greater coverage levels, as well as comprehensive and collision insurance — especially if your vehicle's value greatly exceeds the cost of comprehensive and collision coverage.

Methodology

We collected sample quotes from nine insurance companies in Milwaukee, Wisconsin. Our sample driver was a 30-year-old man who drove a 2015 Honda Civic EX.

We kept all variables for acquiring car insurance coverage constant: Our sample driver was single, had a fair credit score and maintained a clean driving record. The only parameter that varied was ZIP code. Coverage limits are the minimum car insurance requirements in Wisconsin.

ValuePenguin's analysis used insurance rate data from Quadrant Information Services. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes may be different.

Michael Hoffmann is a Senior Research Analyst focused on insurance. He was previously a Technology Editor at The Economist Intelligence Unit and has had prior roles as an ETF and Equity Analyst focused on emerging technologies like artificial intelligence, cybersecurity and cloud computing.

Editorial Note: The content of this article is based on the author’s opinions and recommendations alone. It has not been previewed, commissioned or otherwise endorsed by any of our network partners.