Nissan Insurance: The Cost to Insure Every Model
Nissan Insurance: The Cost to Insure Every Model
The average cost of insurance for a Nissan is $3,348. However, the price you'll pay varies considerably based on the age of your Nissan and what model you buy — a 2019 GT-R costs $7,388 annually to insure, while a 2010 Murano costs just $2,517 per year.
We recommend comparing rates in order to find the best savings on car insurance.
Additionally, younger drivers can expect to encounter a much higher bill for Nissan insurance. An 18-year-old driver will spend an average of 88% more per year to insure their Nissan than a 30-year-old, even if the younger driver has a spotless record.
Nissan Altima
2019 MSRP: $24,100
The average price for insurance for a Nissan Altima is $3,360 for a 30-year-old driver.
Nissan's middle-tier sedan is slightly more expensive to insure than a typical Nissan, which costs an average of $3,348.
If you own an older Altima, you're likely to see lower rates to insure your car — a 2010 Nissan Altima costs just $3,033 per year to insure for our sample driver. That's 21% cheaper than it costs to cover a 2019 model.
| Year and model | 30-year-old driver* | 18-year-old driver* |
|---|---|---|
| 2019 Altima 2.5 S | $3,842 | $7,164 |
| 2018 Altima 2.5 S | $3,739 | $6,983 |
| 2017 Altima 2.5 | $3,416 | $6,430 |
| 2016 Altima 2.5 S | $3,361 | $6,321 |
| 2015 Altima 2.5 S | $3,270 | $6,190 |
| 2014 Altima 2.5 S | $3,224 | $6,098 |
| 2013 Altima 2.5 S | $3,336 | $6,528 |
| 2012 Altima 2.5 S | $3,251 | $6,351 |
| 2011 Altima 2.5 S | $3,123 | $6,054 |
| 2010 Altima 2.5 S | $3,033 | $5,898 |
| Average | $3,360 | $6,402 |
Nissan GT-R
2019 MSRP: $99,990
The average price to insure a GT-R is $6,397 per year for a 30-year-old.
The GT-R is Nissan's fastest and most expensive car, and it's also the one that costs the most to insure. You can expect to pay 69% more to insure a GT-R than a 370Z, Nissan's other less expensive sports car.
Young drivers will pay even more for insurance on a GT-R. An 18-year-old driver will pay $11,661 per year to insure a GT-R. That's 82% more than a 30-year-old will spend.
| Year and model | 30-year-old driver* | 18-year-old driver* |
|---|---|---|
| 2019 GT-R | $7,388 | $12,609 |
| 2018 GT-R Black Edition | $7,587 | $14,193 |
| 2017 GT-R Black Edition | $7,387 | $13,800 |
| 2016 GT-R Black Edition | $7,116 | $13,321 |
| 2015 GT-R Black Edition | $6,801 | $12,742 |
| 2014 GT-R Black Edition | $6,610 | $12,323 |
| 2013 GT-R Black Edition | $6,273 | $11,675 |
| 2012 GT-R | $5,341 | $9,196 |
| 2011 GT-R | $5,073 | $8,806 |
| 2010 GT-R | $4,394 | $7,939 |
| Average | $6,397 | $11,661 |
Nissan Leaf
2019 MSRP: $29,990
The Nissan Leaf costs $3,568 per year of insurance coverage for a 30-year-old driver.
The Leaf is Nissan's only all-electric car and has a higher cost than most other Nissans — it's the most expensive among Nissan's compact and electric vehicle offerings.
Electric cars often cost more to insure than cars with standard engines because they cost more to repair, offsetting the fuel-savings benefits inherent in owning an electric car.
| Year and model | 30-year-old driver* | 18-year-old driver* |
|---|---|---|
| 2019 Leaf SL | $3,965 | $7,780 |
| 2018 Leaf SL | $3,921 | $7,660 |
| 2017 Leaf SL | $3,823 | $7,382 |
| 2016 Leaf SL | $3,705 | $7,153 |
| 2015 Leaf SL | $3,575 | $6,884 |
| 2014 Leaf SL | $3,543 | $6,782 |
| 2013 Leaf SL | $3,266 | $6,216 |
| 2012 Leaf SL | $3,239 | $6,170 |
| 2011 Leaf SL | $3,079 | $5,855 |
| Average | $3,568 | $6,876 |
Nissan Maxima
2019 MSRP: $34,050
The typical cost to insure a Nissan Maxima is $3,665 per year for a 30-year-old driver.
That makes it the most expensive Nissan sedan to protect with car insurance. But older Maximas are less expensive to insure: A 2018 Maxima costs $4,171 per year to insure, while a 2011 costs just $3,234.
| Year and model | 30-year-old driver* | 18-year-old driver* |
|---|---|---|
| 2019 Maxima S | $4,201 | $7,267 |
| 2018 Maxima S | $4,171 | $7,773 |
| 2017 Maxima S | $3,860 | $7,205 |
| 2016 Maxima S | $3,824 | $7,126 |
| 2014 Maxima 3.5 S | $3,616 | $6,781 |
| 2013 Maxima 3.5 S | $3,545 | $6,633 |
| 2012 Maxima S | $3,393 | $6,405 |
| 2011 Maxima S | $3,234 | $6,111 |
| 2010 Maxima S | $3,140 | $5,957 |
| Average | $3,665 | $6,806 |
Nissan Rogue
2019 MSRP: $25,020
The Nissan Rogue costs an average of $2,908 annually for a 30-year-old driver across the 10 most recent model years available for a 30-year-old driver.
That's equal to a monthly rate of $242. If you're looking to pay less for insurance on a Rogue, go for an older model: We found that insuring a 2010 Rogue will lower your monthly rates by 21% compared to the 2019 model.
| Year and model | 30-year-old driver* | 18-year-old driver* |
|---|---|---|
| 2019 Rogue S | $3,253 | $6,200 |
| 2018 Rogue S | $3,179 | $6,067 |
| 2017 Rogue S | $3,050 | $5,828 |
| 2016 Rogue S | $3,077 | $5,838 |
| 2015 Rogue S | $2,945 | $5,624 |
| 2014 Rogue S | $2,856 | $5,521 |
| 2013 Rogue S | $2,778 | $5,370 |
| 2012 Rogue S | $2,734 | $5,315 |
| 2011 Rogue S | $2,626 | $5,116 |
| 2010 Rogue S | $2,579 | $5,019 |
| Average | $2,908 | $5,590 |
Nissan 370Z
2019 MSRP: $29,990
The average price to insure a 370Z, Nissan's mid-tier sports coupe, is $3,780 per year, or $315 per month, for a 30-year-old driver.
But an 18-year-old will pay much, much more to insure the same car: The average price for an 18-year-old with a clean driving history is $7,435 — nearly twice as expensive. The 370Z is the replacement for the older 350Z, which Nissan stopped selling in 2009.
| Year and model | 30-year-old driver* | 18-year-old driver* |
|---|---|---|
| 2019 370Z | $4,277 | $8,817 |
| 2018 370Z | $4,188 | $8,169 |
| 2017 370Z | $4,037 | $7,907 |
| 2016 370Z | $4,015 | $7,846 |
| 2015 370Z | $3,791 | $7,404 |
| 2014 370Z | $3,612 | $7,090 |
| 2013 370Z | $3,656 | $7,212 |
| 2012 370Z | $3,510 | $6,876 |
| 2011 370Z | $3,470 | $6,796 |
| 2010 370Z | $3,242 | $6,235 |
| Average | $3,780 | $7,435 |
Nissan Armada
2019 MSRP: $47,100
On average, a 30-year-old driver can expect to pay $3,454 for one year of coverage on a Nissan Armada.
The Armada is Nissan's largest SUV, and one of the most expensive vehicles the company sells. The vehicle's high cost and large size contribute to it being one of the more expensive Nissans to insure: Of currently available Nissan models, only four Nissans cost more for coverage.
| Year and model | 30-year-old driver* | 18-year-old driver* |
|---|---|---|
| 2019 Armada Platinum | $4,071 | $7,575 |
| 2018 Armada Platinum | $3,927 | $7,338 |
| 2017 Armada Platinum | $3,835 | $7,171 |
| 2016 Armada Platinum | $3,523 | $6,631 |
| 2015 Armada Platinum | $3,386 | $6,417 |
| 2014 Armada Platinum | $3,217 | $6,277 |
| 2013 Armada Platinum | $3,285 | $6,289 |
| 2012 Armada Platinum | $3,370 | $6,508 |
| 2011 Armada Platinum | $3,151 | $5,989 |
| 2010 Armada Platinum | $2,778 | $5,189 |
| Average | $3,454 | $6,538 |
Nissan Cube
The typical cost to insure a Nissan Cube is $2,864 per year for a 30-year-old driver, across the five most recent model years the car was available.
The Cube was discontinued after the 2014 model year.
The Nissan Cube's small size and low cost made it a popular choice for young people. Unfortunately, as with most cars, the cost to insure the Cube for an 18-year-old is much higher: 18-year-olds will pay an average of $5,345 among the most recent model years of the Cube. That's nearly 73% more expensive than the average cost for a 30-year-old.
| Year and model | 30-year-old driver* | 18-year-old driver* |
|---|---|---|
| 2014 Cube 1.8 SL | $3,036 | $5,669 |
| 2013 Cube 1.8 SL | $2,927 | $5,451 |
| 2012 Cube S | $2,870 | $5,376 |
| 2011 Cube | $2,720 | $5,085 |
| 2010 Cube | $2,770 | $5,146 |
| Average | $2,864 | $5,345 |
Nissan Frontier
2019 MSRP: $19,090
The average annual insurance cost for a Nissan Frontier is $2,943 for a 30-year-old driver.
This makes it the less expensive of Nissan's two pickup truck models. The larger and more expensive Titan costs about 10% more for insurance coverage, in addition to the $10,000 difference in the vehicles' suggested retail prices.
| Year and model | 30-year-old driver* | 18-year-old driver* |
|---|---|---|
| 2019 Frontier SL | $3,301 | $5,627 |
| 2018 Frontier SL | $3,195 | $6,174 |
| 2017 Frontier SL | $3,174 | $6,125 |
| 2016 Frontier SL | $3,118 | $6,025 |
| 2015 Frontier SL | $3,032 | $5,816 |
| 2014 Frontier SL | $2,931 | $5,653 |
| 2013 Frontier SL | $2,818 | $5,321 |
| 2012 Frontier SL | $2,750 | $5,284 |
| 2011 Frontier SE | $2,570 | $4,990 |
| 2010 Frontier SE | $2,537 | $4,843 |
| Average | $2,943 | $5,586 |
Nissan Juke
The average cost to insure a Nissan Juke is $2,899 per year for a 30-year-old car owner.
The Juke was discontinued in 2018, and the last model of the Juke costs slightly less to insure than its replacement, the Kicks. The Juke is not particularly expensive to insure; its insurance price is slightly lower than the average cost among all Nissan SUVs ($3,348 for a 30-year-old driver).
| Year and model | 30-year-old driver* | 18-year-old driver* |
|---|---|---|
| 2017 Juke S | $3,147 | $6,037 |
| 2016 Juke S | $3,089 | $5,935 |
| 2015 Juke S | $2,999 | $5,758 |
| 2014 Juke S | $2,915 | $5,649 |
| 2013 Juke S | $2,840 | $5,567 |
| 2012 Juke S | $2,695 | $5,244 |
| 2011 Juke S | $2,610 | $5,033 |
| Average | $2,899 | $5,603 |
Nissan Kicks
2019 MSRP: $18,640
The Nissan Kicks costs $3,554 per year to insure for a 30-year-old.
The car was just introduced starting in the 2018 model year, so its average cost to insure is slightly inflated when compared to the average Nissan SUV. However, it still costs much less than more powerful vehicles like the Nissan 370Z.
| Year and model | 30-year-old driver* | 18-year-old driver* |
|---|---|---|
| 2019 Kicks S | $3,519 | $5,682 |
| 2018 Kicks S | $3,590 | $5,484 |
| $3,554 | $5,583** |
Nissan Murano
2019 MSRP: $31,370
A Nissan Murano costs an average of $2,861 annually to insure for a 30-year-old driver.
This is the lowest price we found among all Nissan models available right now. The midsize SUV is about $100 less to insure per year than the Pathfinder, Nissan's next largest sport utility.
| Year and model | 30-year-old driver* | 18-year-old driver* |
|---|---|---|
| 2019 Murano S | $3,181 | $5,964 |
| 2018 Murano S | $3,096 | $5,816 |
| 2017 Murano S | $2,996 | $5,602 |
| 2016 Murano S | $2,927 | $5,502 |
| 2015 Murano S | $2,846 | $5,397 |
| 2014 Murano S | $2,888 | $5,436 |
| 2013 Murano S | $2,871 | $5,470 |
| 2012 Murano S | $2,700 | $5,154 |
| 2011 Murano S | $2,590 | $4,907 |
| 2010 Murano S | $2,517 | $4,713 |
| Average | $2,861 | $5,396 |
Nissan Pathfinder
2019 MSRP: $31,530
The average cost to insure a Nissan Pathfinder is $2,987 annually for a 30-year-old driver.
It costs about $100 more per year to insure than its slightly smaller sibling, the Murano. However, drivers looking to save money on Pathfinder insurance rates may want to look at an older model: Coverage for a 2010 Pathfinder costs more than $900 less per year than a 2019 model for the same amount of coverage.
| Year and model | 30-year-old driver* | 18-year-old driver* |
|---|---|---|
| 2019 Pathfinder S | $3,468 | $6,615 |
| 2018 Pathfinder S | $3,380 | $6,459 |
| 2017 Pathfinder S | $3,252 | $6,203 |
| 2016 Pathfinder S | $3,151 | $6,036 |
| 2015 Pathfinder S | $3,084 | $5,972 |
| 2014 Pathfinder S | $2,989 | $5,797 |
| 2013 Pathfinder S | $2,829 | $5,473 |
| 2012 Pathfinder S | $2,658 | $5,090 |
| 2011 Pathfinder S | $2,538 | $4,803 |
| 2010 Pathfinder S | $2,519 | $4,781 |
| Average | $2,987 | $5,723 |
Nissan Quest
The average annual price to insure a Nissan Quest is $2,879 for a 30-year-old driver.
Nissan's minivan was discontinued in 2017 but is nevertheless one of the most affordable Nissans to insure: The 2017 Quest is 16% cheaper than other 2017 Nissans on our list.
| Year and model | 30-year-old driver* | 18-year-old driver* |
|---|---|---|
| 2017 Quest S | $3,099 | $5,906 |
| 2016 Quest S | $3,125 | $5,974 |
| 2015 Quest S | $3,009 | $5,731 |
| 2014 Quest S | $2,868 | $5,476 |
| 2013 Quest S | $2,791 | $5,337 |
| 2012 Quest S | $2,721 | $5,154 |
| 2011 Quest S | $2,587 | $4,866 |
| 2010 Quest S | $2,543 | $4,537 |
| Average | $2,879 | $5,445 |
Nissan Sentra
2019 MSRP: $17,890
The Nissan Sentra costs $3,214 per year for a 30-year-old driver with a good driving record to insure, on average.
Owners of 2019 Sentra models will pay $3,551 per year — 15% more than it costs to insure a five-year-old model. Among Nissan sedans, the cost of insuring a Senta is second cheapest; it's less expensive to insure than the larger Altima and Maxima but more than the smaller Versa.
| Year and model | 30-year-old driver* | 18-year-old driver* |
|---|---|---|
| 2019 Sentra S | $3,551 | $6,870 |
| 2018 Sentra S | $3,465 | $6,721 |
| 2017 Sentra S | $3,399 | $6,623 |
| 2016 Sentra S | $3,316 | $6,467 |
| 2015 Sentra S | $3,189 | $6,192 |
| 2014 Sentra S | $3,094 | $6,011 |
| 2013 Sentra S | $3,070 | $5,897 |
| 2012 Sentra S | $3,070 | $5,902 |
| 2011 Sentra S | $3,003 | $5,767 |
| 2010 Sentra S | $2,982 | $5,710 |
| Average | $3,214 | $6,216 |
Nissan Titan
2019 MSRP: $30,690
Insurance for a Nissan Titan costs an average of $3,259 per year for a 30-year-old driver.
That's $316 per year more expensive than Nissan's other pickup, the Frontier. However, the cost to insure a Titan is still slightly below the overall average cost to insure a Nissan.
Younger drivers will likely pay more to insure a Titan. We found that an 18-year-old will pay nearly double to insure a Nissan Titan than a 30-year-old would: $6,321 per year, on average.
| Year and model | 30-year-old driver* | 18-year-old driver* |
|---|---|---|
| 2019 Titan S | $3,681 | $6,957 |
| 2018 Titan S | $3,518 | $6,717 |
| 2017 Titan S | $3,413 | $6,536 |
| 2016 Titan S | $3,475 | $6,900 |
| 2014 Titan S | $3,132 | $6,206 |
| 2013 Titan S | $3,059 | $6,030 |
| 2012 Titan S | $2,971 | $5,805 |
| 2011 Titan LE | $3,127 | $6,069 |
| 2010 Titan LE | $2,957 | $5,670 |
| Average | $3,259 | $6,321 |
Nissan Versa
2019 MSRP: $12,460
The Nissan Versa costs an average of $3,067 per year to insure, making it the least expensive Nissan sedan to insure.
The Versa is also Nissan's smallest, least costly car to purchase, so drivers looking to save money on a car and insurance may want to consider the Versa.
Teens and young drivers considering a Versa will likely have to pay more, unfortunately. The typical price an 18-year-old can expect to pay is $5,863, slightly less than double the price to insure a Versa for an older driver.
| Year and model | 30-year-old driver* | 18-year-old driver* |
|---|---|---|
| 2019 Versa 1.6 S | $3,483 | $6,614 |
| 2018 Versa 1.6 S | $3,399 | $6,471 |
| 2017 Versa 1.6 S | $3,232 | $6,199 |
| 2016 Versa 1.6 S | $3,183 | $6,112 |
| 2015 Versa 1.6 S | $3,116 | $5,968 |
| 2014 Versa 1.6 S | $3,001 | $5,744 |
| 2013 Versa 1.6 S | $2,894 | $5,488 |
| 2012 Versa S | $2,727 | $5,140 |
| 2011 Versa S | $2,743 | $5,295 |
| 2010 Versa S | $2,891 | $5,597 |
| Average | $3,067 | $5,863 |
Nissan Xterra
The typical cost of insurance for a Nissan Xterra is $2,597 per year for a 30-year-old driver.
The Xterra has been discontinued after the 2016 model year, but it is one of the most affordable Nissans to insure: For example, the 2016 Xterra is the lowest of any 2016 Nissan model. The Frontier, the pickup truck upon which the Xterra was based, cost $320 more to insure for a 2016 model.
| Year and model | 30-year-old driver* | 18-year-old driver* |
|---|---|---|
| 2016 Xterra S | $2,798 | $5,364 |
| 2015 Xterra S | $2,720 | $5,244 |
| 2014 Xterra S | $2,673 | $5,162 |
| 2013 Xterra S | $2,584 | $4,977 |
| 2012 Xterra S | $2,585 | $5,023 |
| 2011 Xterra S | $2,430 | $4,642 |
| 2010 Xterra S | $2,389 | $4,527 |
| Average | $2,597 | $4,991 |
Methodology
We surveyed rates from five major national insurance providers: Allstate, GEICO, Nationwide, State Farm and USAA. We used two sample drivers, one aged 18 and one aged 30. The profiles were otherwise identical: The drivers were both male, licensed at 16 years old and have no recent tickets or at-fault accidents.
ValuePenguin's analysis used insurance rate data from Quadrant Information Services. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes may be different.
The information in this article is accurate as of the date of publishing.
Editorial Note: The content of this article is based on the author’s opinions and recommendations alone. It has not been previewed, commissioned or otherwise endorsed by any of our network partners.