Loans

Loans are a vital part of your financial life, whether you're buying a home or car, paying for college or growing a small business.

Our reviews and guides can help you with each stage of the loan application and repayment process, whether you're applying for a mortgage, personal loan or small business loan.

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What types of loans are available?

We take a look at some of most common reasons people take out loans and what you can expect for each type of loan.

Loan
Avg. Interest Rate
30-yr Mortgage4.0-4.5%
Auto loan3.6-15.2%
Student loan3.7-6.3%
Personal loan10.3-32.0%
Small business loan2.2-66.5%

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Loans 101

Before you apply for a loan, our guides can help explain what loans are, how they work and what you can expect throughout the application and repayment process.

Getting a Loan

Our guides will walk you through the process of applying for a loan, signing the loan agreement and repaying the loan.

Types of Loans

Loans can be used for almost anything from purchasing a house or car, to paying for school or expanding a business. Our guides explain the most common types of loans.

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Average Loan Interest Rates: Car, Home, Student, Small Business, and Personal Loans

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Loan Articles

Small-Biz Talks: How American Express is Helping Small Businesses with Payments

Today, it seems like there are a million ways to accept payments from customers. We chatted with American Express's Executive Vice... Read More

States That Could Be Hurt the Most by a Trade War with China

We looked at the top exports to China by state from last year in order to help pinpoint which states and industries stand to lose the most... Read More

Getting Loans After Bankruptcy: Can it be Done?

The period following a bankruptcy is a stressful time; it can often take years to repair your credit. Borrowers forced to declared... Read More

How to Write a Business Plan: A Step-by-Step Guide

A business plan is a mix of objective data and projections that illustrates your best thinking about the future of your business. Read more... Read More

Best Unsecured Personal Loans for Fair Credit

If you’re looking for a unsecured personal loan with fair credit, you’ll want to consult a variety of lenders to get the best rates and... Read More

What is Collateral Coverage Ratio? How Do You Calculate It?

Collateral coverage ratio compares the value of collateral to the loan it is meant to secure. Read more about what this ratio tells you and... Read More

National Funding Review: Flexible Small Business Funding for Profitable Businesses

National Funding provides flexible short term business loans for entrepreneurs. Read our review to see whether it might be a good lender... Read More

Best Personal Lines of Credit

Looking for a flexible personal line of credit to cover your spending needs? Read our analysis of the best places to get a personal line of... Read More

Digital Federal Credit Union Personal Loan Review: Competitive Rates for Member-Qualifying Borrowers

Digital Federal Credit Union (DCU) offers personal loans with no credit score requirement to qualifying members. Click to read more about... Read More