Loans

Loans are a vital part of your financial life, whether you're buying a home or car, paying for college or growing a small business.

Our reviews and guides can help you with each stage of the loan application and repayment process, whether you're applying for a mortgage, personal loan or small business loan.

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What types of loans are available?

We take a look at some of most common reasons people take out loans and what you can expect for each type of loan.

Loan
Avg. Interest Rate
30-yr Mortgage4.0-4.5%
Auto loan3.6-15.2%
Student loan3.7-6.3%
Personal loan10.3-32.0%
Small business loan2.2-66.5%

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Loans 101

Before you apply for a loan, our guides can help explain what loans are, how they work and what you can expect throughout the application and repayment process.

Getting a Loan

Our guides will walk you through the process of applying for a loan, signing the loan agreement and repaying the loan.

Types of Loans

Loans can be used for almost anything from purchasing a house or car, to paying for school or expanding a business. Our guides explain the most common types of loans.

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Average Loan Interest Rates: Car, Home, Student, Small Business, and Personal Loans

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Loan Articles

Affirm Review: Instant Personal Loans with High Interest Rates for Consumer Purchases

Affirm offers immediate personal loans for purchases from over 1,000 online retailers. Click to read more about whether Affirm is a good... Read More

What is a UCC-1 Filing? How Do UCC Liens Work?

UCC-1 forms are filed to announce that a lender has a right to collateral on a loan. Read more about what these filings are and when... Read More

Credibility Capital Small Business Loan Review: Speedy Funding for Existing Businesses

If you have a small business, good credit, and are looking for quick financing, the Credibility Capital term loan may be a great fit. Read... Read More

How to Get a Personal Loan as a Non-U.S. Citizen

Non-U.S. citizens will have more difficulty getting a personal loan. Read more about how to prepare for the application process and which... Read More

How Much Down Payment is Required for a Business Loan?

Required down payments vary for business loans depending on the type of loan, purpose, and borrower profile. Read our guide which covers... Read More

Can You Use a Personal Loan for a Home Down Payment?

Taking out a personal loan to cover your down payment is generally not a good idea. Most mortgage lenders don't allow the use of personal... Read More

What is a Personal Line of Credit?: Pros and Cons

Unsecured personal lines of credit allow you to draw funds at your leisure, without the need to take the full loan as a lump sum. This is... Read More

Upgrade Personal Loan Review: Best for Applicants With Good to Excellent Credit

Upgrade offers personal loans of up to $50,000. Click to read more about what it takes to qualify at Upgrade, if it's the right fit for you... Read More

Average Loan Interest Rates: Car, Home, Student, Small Business, and Personal Loans

Here we'll cover the average loan interest rates for car, home, student, small business, and personal loans. Click to learn more about how... Read More