Loans

Loans are a vital part of your financial life, whether you're buying a home or car, paying for college or growing a small business.

What We Can Do for You

Our reviews and guides can help you with each stage of the loan application and repayment process, whether you're applying for a mortgage, personal loan or small business loan.

What types of loans are available?


We take a look at some of most common reasons people take out loans and what you can expect for each type of loan.


Learn More

LoanAvg. Interest Rate
30-yr Mortgage4.0-4.5%
Auto loan3.6-15.2%
Student loan3.7-6.3%
Personal loan10.3-32.0%
Small business loan2.2-66.5%

Loans 101

Before you apply for a loan, our guides can help explain what loans are, how they work and what you can expect throughout the application and repayment process.


Getting a Loan

Our guides will walk you through the process of applying for a loan, signing the loan agreement and repaying the loan.


Types of Loans

Loans can be used for almost anything from purchasing a house or car, to paying for school or expanding a business. Our guides explain the most common types of loans.

Average Loan Interest Rates: Car, Home, Student, Small Business, and Personal Loans

Here we'll cover the average loan interest rates for car, home, student, small business, and personal loans. Click to learn more about how...

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Loan Articles

Cost of Debt: Why It's Important and How to Calculate It

Your cost of debt both pre- and post-tax is important to know, as it'll give an indication of how much external financing costs your... Read More

Soft vs. Hard Credit Inquiry: What They Are and How They Differ

Soft and credit inquiries are used to check your credit score. The main difference between the two is the effect on your credit score, hard... Read More

Why a New Social Security Number Won’t Affect Your Credit

Getting a new social security number won't erase your credit and allow you to start from scratch. Find out more about what happens to your... Read More

How to Prepare Your Small Business for Memorial Day Weekend

Memorial Day weekend is a chance for businesses to offer enticing deals and discounts in an effort to woo potential customers. Here’s how... Read More

How to Get Your Free Credit Report

Every 12 months you can get a free copy of your credit report from each of the major credit bureaus. It's important to stay on top of your... Read More

Using Your 401(k) to Pay Off Debt? How It Works

If you are struggling financially, dipping into your 401(k) may seem like an easy solution, however, it is more complicated and costly than... Read More

How to Freeze (and Thaw) Your Credit

If you're looking to protect yourself from data breaches and identity theft, you should consider freezing your credit. It gives you a high... Read More

LendKey Student Loans: Best for Finding Credit Union and Local Bank Lenders

LendKey is a student loan marketplace that matches borrowers to credit union and local bank lenders. However, you may want to explore other... Read More

The State-by-State Guide to Business Licenses

obtaining the proper licenses to operate your business are crucial in avoiding unnecessary fines and penalties. We put together a brief... Read More