Loans

Loans are a vital part of your financial life, whether you're buying a home or car, paying for college or growing a small business.

What We Can Do for You

Our reviews and guides can help you with each stage of the loan application and repayment process, whether you're applying for a mortgage, personal loan or small business loan.

What types of loans are available?


We take a look at some of most common reasons people take out loans and what you can expect for each type of loan.


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LoanAvg. Interest Rate
30-yr Mortgage4.0-4.5%
Auto loan3.6-15.2%
Student loan3.7-6.3%
Personal loan10.3-32.0%
Small business loan2.2-66.5%

Loans 101

Before you apply for a loan, our guides can help explain what loans are, how they work and what you can expect throughout the application and repayment process.


Getting a Loan

Our guides will walk you through the process of applying for a loan, signing the loan agreement and repaying the loan.


Types of Loans

Loans can be used for almost anything from purchasing a house or car, to paying for school or expanding a business. Our guides explain the most common types of loans.

Average Loan Interest Rates: Car, Home, Student, Small Business, and Personal Loans

Here we'll cover the average loan interest rates for car, home, student, small business, and personal loans. Click to learn more about how...

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Loan Articles

Small-Biz Talks: How Vestive Launched a Sustainable Investing Platform

The process of driving an idea into a tangible product isn't easy. It's a challenge that Vestive co-founder Mik Breiterman-Loader is more... Read More

ADP Payroll Review: What Is It and How Can It Help?

ADP is one of the most established brands in payroll services. Its one of the most comprehensive services small-business owners utilize to... Read More

Credit Repair: How It Works, How to Vet Companies and Do It Yourself

Credit repair companies can help you fix errors on your credit report and improve your credit score. However, there are many scams out... Read More

Cost of Debt: Why It's Important and How to Calculate It

Your cost of debt both pre- and post-tax is important to know, as it'll give an indication of how much external financing costs your... Read More

Soft vs. Hard Credit Inquiry: What They Are and How They Differ

Soft and credit inquiries are used to check your credit score. The main difference between the two is the effect on your credit score, hard... Read More

USAA Student Loans: What You Should Know

USAA no longer offers student loans in partnership with Wells Fargo. If you're looking for a private student loan or want to refinance,... Read More

Why a New Social Security Number Won’t Affect Your Credit

Getting a new social security number won't erase your credit and allow you to start from scratch. Find out more about what happens to your... Read More

How to Prepare Your Small Business for Memorial Day Weekend

Memorial Day weekend is a chance for businesses to offer enticing deals and discounts in an effort to woo potential customers. Here’s how... Read More

How to Get Your Free Credit Report

Every 12 months you can get a free copy of your credit report from each of the major credit bureaus. It's important to stay on top of your... Read More