Loans

Loans are a vital part of your financial life, whether you're buying a home or car, paying for college or growing a small business.

What We Can Do for You

Our reviews and guides can help you with each stage of the loan application and repayment process, whether you're applying for a mortgage, personal loan or small business loan.

What types of loans are available?


We take a look at some of most common reasons people take out loans and what you can expect for each type of loan.


Learn More

Loan
Avg. Interest Rate
30-yr Mortgage4.0-4.5%
Auto loan3.6-15.2%
Student loan3.7-6.3%
Personal loan10.3-32.0%
Small business loan2.2-66.5%
{"alignsHorizontal":["left","right"],"alignsVertical":[],"columnWidths":[],"data":[["Loan","Avg. Interest Rate"],["30-yr Mortgage","4.0-4.5%"],["Auto loan","3.6-15.2%"],["Student loan","3.7-6.3%"],["Personal loan","10.3-32.0%"],["Small business loan","2.2-66.5%"]],"footnote":"","hasMarginBottom":true,"isExpandable":true,"isSortable":false,"maxWidth":"1215","showSearch":false,"sortColumnIndex":0,"sortDirection":"asc"}

Loans 101

Before you apply for a loan, our guides can help explain what loans are, how they work and what you can expect throughout the application and repayment process.

Guides

Getting a Loan

Our guides will walk you through the process of applying for a loan, signing the loan agreement and repaying the loan.

Guides

Types of Loans

Loans can be used for almost anything from purchasing a house or car, to paying for school or expanding a business. Our guides explain the most common types of loans.

Guides

Average Loan Interest Rates: Car, Home, Student, Small Business, and Personal Loans

Here we'll cover the average loan interest rates for car, home, student, small business, and personal loans. Click to learn more about how...

See Study

Loan Articles

Mariner Finance Personal Loan Review: Online and In-Person Loans for Borrowers with Bad Credit

by Kenny Zhu

We reviewed Mariner Finance's rates and terms and compared them to other personal loan providers. Mariner Finance reviews all applications... Read More

SBA Export Loans: 3 SBA Loan Programs to Know About

by Justin Song

If your business is starting or expanding its export activities, you may want to consider an SBA export loan. Learn more about the three... Read More

How Much Collateral Do You Need for a Business Loan?

by Justin Song

Most business loans are secured with collateral, which can be property, cash or even future earnings. Read more about how collateral on... Read More

Affirm Review: Instant Personal Loans with High Interest Rates for Consumer Purchases

by Madison Miller

Affirm offers immediate personal loans for purchases from over 1,000 online retailers. Click to read more about whether Affirm is a good... Read More

What is a UCC-1 Filing? How Do UCC Liens Work?

by Justin Song

UCC-1 forms are filed to announce that a lender has a right to collateral on a loan. Read more about what these filings are and when... Read More

Credibility Capital Small Business Loan Review: Speedy Funding for Existing Businesses

by Madison Miller

If you have a small business, good credit, and are looking for quick financing, the Credibility Capital term loan may be a great fit. Read... Read More

How to Get a Personal Loan as a Non-U.S. Citizen

by Madison Miller

Non-U.S. citizens will have more difficulty getting a personal loan. Read more about how to prepare for the application process and which... Read More

How Much Down Payment is Required for a Business Loan?

by Kenny Zhu

Required down payments vary for business loans depending on the type of loan, purpose, and borrower profile. Read our guide which covers... Read More

Can You Use a Personal Loan for a Home Down Payment?

by Madison Miller

Taking out a personal loan to cover your down payment is generally not a good idea. Most mortgage lenders don't allow the use of personal... Read More

Pages