Loans are a vital part of your financial life, whether you're buying a home or car, paying for college or growing a small business.

Our reviews and guides can help you with each stage of the loan application and repayment process, whether you're applying for a mortgage, personal loan or small business loan.

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What types of loans are available?

We take a look at some of most common reasons people take out loans and what you can expect for each type of loan.

Avg. Interest Rate
30-yr Mortgage4.0-4.5%
Auto loan3.6-15.2%
Student loan3.7-6.3%
Personal loan10.3-32.0%
Small business loan2.2-66.5%

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Loans 101

Before you apply for a loan, our guides can help explain what loans are, how they work and what you can expect throughout the application and repayment process.

Getting a Loan

Our guides will walk you through the process of applying for a loan, signing the loan agreement and repaying the loan.

Types of Loans

Loans can be used for almost anything from purchasing a house or car, to paying for school or expanding a business. Our guides explain the most common types of loans.

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Average Loan Interest Rates: Car, Home, Student, Small Business, and Personal Loans

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Loan Articles

The Fed Reveals a Direct Link Between Student Loan Debt and a Decline in Homeownership

Student debt is responsible for nearly 20% of the decline in homeownership among young adults. Read More

Best Personal Loans for Veterans

Personal loans can help veterans afford certain expenses after they've maxed out their other resources. Read to find out about the best... Read More

States With Small Businesses Most Affected by Government Shutdowns in 2019

The government shutdown means the SBA's activities are on hold for the time being. We analyzed how small businesses in different states... Read More

Chase Personal Loan Review: Alternatives to Consider

Chase doesn't offer personal loans but has a variety of other loan products for consumers. Read to find out what they offer and to check... Read More

Small-Biz Talks: Simplifying Credit Card Processing with VizyPay

It's no secret that credit card processing is one of the most complex processes a small-business owner will run into. Thankfully, there are... Read More

Does a Coworking Space Actually Save Startups Money?

Coworking spaces have exploded in popularity in recent years and one of their biggest draws have been affordability. We analyzed data... Read More

How Much Does It Cost to Start a Business?

Wondering “How much does it cost to start a small business?” The answer varies greatly based on the type of business. Read on to learn more... Read More

Average Cost of College in America

The average cost of college is $20,770 for public schools (in-state) and $46,950 for nonprofit private schools. We compared average college... Read More

What DBA Means for Businesses: Does Your Company Need It?

We explain what filing a DBA (doing business as) means, who needs it and what are its benefits Read More