Loans
Loans are a vital part of your financial life, whether you're buying a home or car, paying for college or growing a small business.
Our reviews and guides can help you with each stage of the loan application and repayment process, whether you're applying for a mortgage, personal loan or small business loan.
What types of loans are available?
We take a look at some of most common reasons people take out loans and what you can expect for each type of loan.
Loan | Avg. Interest Rate |
|---|---|
| 30-yr Mortgage | 4.0-4.5% |
| Auto loan | 3.6-15.2% |
| Student loan | 3.7-6.3% |
| Personal loan | 10.3-32.0% |
| Small business loan | 2.2-66.5% |
Loans 101
Before you apply for a loan, our guides can help explain what loans are, how they work and what you can expect throughout the application and repayment process.
Getting a Loan
Our guides will walk you through the process of applying for a loan, signing the loan agreement and repaying the loan.
Types of Loans
Loans can be used for almost anything from purchasing a house or car, to paying for school or expanding a business. Our guides explain the most common types of loans.
Average Loan Interest Rates: Car, Home, Student, Small Business, and Personal Loans
Loan Articles
The Fed Reveals a Direct Link Between Student Loan Debt and a Decline in Homeownership
Student debt is responsible for nearly 20% of the decline in homeownership among young adults. Read More
Best Personal Loans for Veterans
Personal loans can help veterans afford certain expenses after they've maxed out their other resources. Read to find out about the best... Read More
States With Small Businesses Most Affected by Government Shutdowns in 2019
The government shutdown means the SBA's activities are on hold for the time being. We analyzed how small businesses in different states... Read More
Chase Personal Loan Review: Alternatives to Consider
Chase doesn't offer personal loans but has a variety of other loan products for consumers. Read to find out what they offer and to check... Read More
Small-Biz Talks: Simplifying Credit Card Processing with VizyPay
It's no secret that credit card processing is one of the most complex processes a small-business owner will run into. Thankfully, there are... Read More
Does a Coworking Space Actually Save Startups Money?
Coworking spaces have exploded in popularity in recent years and one of their biggest draws have been affordability. We analyzed data... Read More
How Much Does It Cost to Start a Business?
Wondering “How much does it cost to start a small business?” The answer varies greatly based on the type of business. Read on to learn more... Read More
Average Cost of College in America
The average cost of college is $20,770 for public schools (in-state) and $46,950 for nonprofit private schools. We compared average college... Read More
What DBA Means for Businesses: Does Your Company Need It?
We explain what filing a DBA (doing business as) means, who needs it and what are its benefits Read More