Loans
Loans are a vital part of your financial life, whether you're buying a home or car, paying for college or growing a small business.
What We Can Do for You
Our reviews and guides can help you with each stage of the loan application and repayment process, whether you're applying for a mortgage, personal loan or small business loan.
What types of loans are available?
We take a look at some of most common reasons people take out loans and what you can expect for each type of loan.
| Loan | Avg. Interest Rate |
|---|---|
| 30-yr Mortgage | 4.0-4.5% |
| Auto loan | 3.6-15.2% |
| Student loan | 3.7-6.3% |
| Personal loan | 10.3-32.0% |
| Small business loan | 2.2-66.5% |
Loans 101
Before you apply for a loan, our guides can help explain what loans are, how they work and what you can expect throughout the application and repayment process.
Guides
Getting a Loan
Our guides will walk you through the process of applying for a loan, signing the loan agreement and repaying the loan.
Guides
Types of Loans
Loans can be used for almost anything from purchasing a house or car, to paying for school or expanding a business. Our guides explain the most common types of loans.
Guides
Average Loan Interest Rates: Car, Home, Student, Small Business, and Personal Loans
Here we'll cover the average loan interest rates for car, home, student, small business, and personal loans. Click to learn more about how...
See StudyLoan Articles
How Does Student Loan Forgiveness Affect My Credit?
Student loan forgiveness will change your debt-to-income ratio but as long as you're paying your loans on time, it shouldn't have a... Read More
Nearly 1 in 2 College Students Are Putting Entrepreneurship Dreams on Hold Due to Student Loans
Despite the high interest in entrepreneurship, student loans are keeping college students from starting a business. Here's a breakdown of... Read More
How to Get a Preapproved Personal Loan
Being preapproved for a personal loan means that you meet the initial requirements for a loan but it doesn't guarantee approval. Read to... Read More
What Is a Personal Loan Agreement?
A personal loan agreement is a contractual agreement between two parties detailing the specifics of a loan. Before you make or sign a... Read More
What Is a Benefit of Obtaining a Personal Loan?
There are many benefits to getting a personal loan, including getting money to use immediately for various purposes. Find out more about... Read More
Short-Term Personal Loans: What You Need to Know
Short-term personal loans are generally unsecured loans that are expected to be paid off within a year. Read to find out more about short-... Read More
Why Debt Settlement Hurts Your Credit Score
Debt settlement is an option for borrowers that are having a hard time making their debt payments, however, there are many drawbacks that... Read More
Small-Biz Talks: Using Capital One Rewards for Growth
Pooling business expenses on a business credit card and earning rewards is often a no brainer. However, there aren’t many businesses that... Read More
5 Reasons to Consider Hiring Ex-Offenders at Your Small Business
Small business owners are responsible for the bulk of new job creation, but there’s a large candidate pool that tends to get overlooked.... Read More