Loans

Loans are a vital part of your financial life, whether you're buying a home or car, paying for college or growing a small business.

What We Can Do for You

Our reviews and guides can help you with each stage of the loan application and repayment process, whether you're applying for a mortgage, personal loan or small business loan.

What types of loans are available?


We take a look at some of most common reasons people take out loans and what you can expect for each type of loan.


Learn More

LoanAvg. Interest Rate
30-yr Mortgage4.0-4.5%
Auto loan3.6-15.2%
Student loan3.7-6.3%
Personal loan10.3-32.0%
Small business loan2.2-66.5%

Loans 101

Before you apply for a loan, our guides can help explain what loans are, how they work and what you can expect throughout the application and repayment process.


Getting a Loan

Our guides will walk you through the process of applying for a loan, signing the loan agreement and repaying the loan.


Types of Loans

Loans can be used for almost anything from purchasing a house or car, to paying for school or expanding a business. Our guides explain the most common types of loans.

Average Loan Interest Rates: Car, Home, Student, Small Business, and Personal Loans

Here we'll cover the average loan interest rates for car, home, student, small business, and personal loans. Click to learn more about how...

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Loan Articles

Debt Validation Letter: What It Is and When You Need It

A debt validation letter is what you send to a creditor or collection agency to get more information about a debt you owe or to challenge... Read More

Should You Save Money in Your Emergency Fund or Pay Off Debt First?

Deciding whether to put your money into an emergency fund or pay off your debt first can be complicated. There are times when it makes... Read More

Does Checking Your Credit Score Hurt Your Credit?

Checking your own credit score will not affect your credit. However, credit inquiries from other sources can affect it, depending on the... Read More

How Missed and Late Payments Affect Your Credit Score

If you miss a bill or credit card payment, your credit score will be affected. However, there is hope for recovery. Find out how to fix... Read More

5 Steps to Building Your Credit from Scratch

If you're just starting to build your credit, we've compiled five expert-backed ways to establish a good credit score from scratch. Read to... Read More

How to Check Your Credit Score

Checking your credit score is simple as many websites offer services to monitor your credit health. It's important to check your credit... Read More

How to Avoid Credit Repair Scams and Find a Trustworthy Service

If you have poor credit and are looking for ways to improve it, you should be wary of services offering to fix your credit. There are... Read More

4 Steps to Quickly Paying Off Your Debt

Paying off debt can take time, however, there are ways to speed up the process. Here are four steps to take that could help you pay off... Read More

How to Find and Apply for Personal Loans for Debt Consolidation

A debt consolidation loan is a good way to pay off existing debt as it can simplify repayment. Find out more about debt consolidation loans... Read More