Loans

Loans are a vital part of your financial life, whether you're buying a home or car, paying for college or growing a small business.

Our reviews and guides can help you with each stage of the loan application and repayment process, whether you're applying for a mortgage, personal loan or small business loan.

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What types of loans are available?

We take a look at some of most common reasons people take out loans and what you can expect for each type of loan.

Loan
Avg. Interest Rate
30-yr Mortgage4.0-4.5%
Auto loan3.6-15.2%
Student loan3.7-6.3%
Personal loan10.3-32.0%
Small business loan2.2-66.5%

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Loans 101

Before you apply for a loan, our guides can help explain what loans are, how they work and what you can expect throughout the application and repayment process.

Getting a Loan

Our guides will walk you through the process of applying for a loan, signing the loan agreement and repaying the loan.

Types of Loans

Loans can be used for almost anything from purchasing a house or car, to paying for school or expanding a business. Our guides explain the most common types of loans.

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Average Loan Interest Rates: Car, Home, Student, Small Business, and Personal Loans

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Loan Articles

National Funding Review: Flexible Small Business Funding for Profitable Businesses

National Funding provides flexible short term business loans for entrepreneurs. Read our review to see whether it might be a good lender... Read More

Best Personal Lines of Credit

Looking for a flexible personal line of credit to cover your spending needs? Read our analysis of the best places to get a personal line of... Read More

What is Quick Ratio? How Do You Calculate It?

The quick ratio is an indicator of a company's short-term liquidity; it's also known as the acid-test ratio and the quick liquidity ratio.... Read More

Net Operating Income: What is it? How Do You Calculate it?

Net operating income is a measure that shows a real estate property's ability to generate income. Read more about how to calculate net... Read More

Digital Federal Credit Union Personal Loan Review: Competitive Rates for Member-Qualifying Borrowers

Digital Federal Credit Union (DCU) offers personal loans with no credit score requirement to qualifying members. Click to read more about... Read More

Plastic Surgery Loans: Should You Use a Personal Loan to Pay for Cosmetic Surgery?

If you're getting a cosmetic procedure done, you have considered using a loan to finance it. Read more about when using a loan makes sense... Read More

Mariner Finance Personal Loan Review: Online and In-Person Loans for Borrowers with Bad Credit

We reviewed Mariner Finance's rates and terms and compared them to other personal loan providers. Mariner Finance reviews all applications... Read More

SBA Export Loans: 3 SBA Loan Programs to Know About

If your business is starting or expanding its export activities, you may want to consider an SBA export loan. Learn more about the three... Read More

How Much Collateral Do You Need for a Business Loan?

Most business loans are secured with collateral, which can be property, cash or even future earnings. Read more about how collateral on... Read More