Loans are a vital part of your financial life, whether you're buying a home or car, paying for college or growing a small business.

What We Can Do for You

Our reviews and guides can help you with each stage of the loan application and repayment process, whether you're applying for a mortgage, personal loan or small business loan.

What types of loans are available?

We take a look at some of most common reasons people take out loans and what you can expect for each type of loan.

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LoanAvg. Interest Rate
30-yr Mortgage4.0-4.5%
Auto loan3.6-15.2%
Student loan3.7-6.3%
Personal loan10.3-32.0%
Small business loan2.2-66.5%

Loans 101

Before you apply for a loan, our guides can help explain what loans are, how they work and what you can expect throughout the application and repayment process.

Getting a Loan

Our guides will walk you through the process of applying for a loan, signing the loan agreement and repaying the loan.

Types of Loans

Loans can be used for almost anything from purchasing a house or car, to paying for school or expanding a business. Our guides explain the most common types of loans.

Average Loan Interest Rates: Car, Home, Student, Small Business, and Personal Loans

Here we'll cover the average loan interest rates for car, home, student, small business, and personal loans. Click to learn more about how...

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Loan Articles

How Does Student Loan Forgiveness Affect My Credit?

Student loan forgiveness will change your debt-to-income ratio but as long as you're paying your loans on time, it shouldn't have a... Read More

Nearly 1 in 2 College Students Are Putting Entrepreneurship Dreams on Hold Due to Student Loans

Despite the high interest in entrepreneurship, student loans are keeping college students from starting a business. Here's a breakdown of... Read More

How to Get a Preapproved Personal Loan

Being preapproved for a personal loan means that you meet the initial requirements for a loan but it doesn't guarantee approval. Read to... Read More

What Is a Personal Loan Agreement?

A personal loan agreement is a contractual agreement between two parties detailing the specifics of a loan. Before you make or sign a... Read More

What Is a Benefit of Obtaining a Personal Loan?

There are many benefits to getting a personal loan, including getting money to use immediately for various purposes. Find out more about... Read More

Short-Term Personal Loans: What You Need to Know

Short-term personal loans are generally unsecured loans that are expected to be paid off within a year. Read to find out more about short-... Read More

Why Debt Settlement Hurts Your Credit Score

Debt settlement is an option for borrowers that are having a hard time making their debt payments, however, there are many drawbacks that... Read More

Small-Biz Talks: Using Capital One Rewards for Growth

Pooling business expenses on a business credit card and earning rewards is often a no brainer. However, there aren’t many businesses that... Read More

5 Reasons to Consider Hiring Ex-Offenders at Your Small Business

Small business owners are responsible for the bulk of new job creation, but there’s a large candidate pool that tends to get overlooked.... Read More