Loans
Loans are a vital part of your financial life, whether you're buying a home or car, paying for college or growing a small business.
What We Can Do for You
Our reviews and guides can help you with each stage of the loan application and repayment process, whether you're applying for a mortgage, personal loan or small business loan.
What types of loans are available?
We take a look at some of most common reasons people take out loans and what you can expect for each type of loan.
| Loan | Avg. Interest Rate |
|---|---|
| 30-yr Mortgage | 4.0-4.5% |
| Auto loan | 3.6-15.2% |
| Student loan | 3.7-6.3% |
| Personal loan | 10.3-32.0% |
| Small business loan | 2.2-66.5% |
Loans 101
Before you apply for a loan, our guides can help explain what loans are, how they work and what you can expect throughout the application and repayment process.
Guides
Getting a Loan
Our guides will walk you through the process of applying for a loan, signing the loan agreement and repaying the loan.
Guides
Types of Loans
Loans can be used for almost anything from purchasing a house or car, to paying for school or expanding a business. Our guides explain the most common types of loans.
Guides
Loan Articles
What Is a Benefit of Obtaining a Personal Loan?
There are many benefits to getting a personal loan, including getting money to use immediately for various purposes. Find out more about... Read More
Short-Term Personal Loans: What You Need to Know
Short-term personal loans are generally unsecured loans that are expected to be paid off within a year. Read to find out more about short-... Read More
5 Reasons to Consider Hiring Ex-Offenders at Your Small Business
Small business owners are responsible for the bulk of new job creation, but there’s a large candidate pool that tends to get overlooked.... Read More
ADP Payroll Review: What Is It and How Can It Help?
ADP is one of the most established brands in payroll services. Its one of the most comprehensive services small-business owners utilize to... Read More
Credit Repair: How It Works, How to Vet Companies and Do It Yourself
Credit repair companies can help you fix errors on your credit report and improve your credit score. However, there are many scams out... Read More
Cost of Debt: Why It's Important and How to Calculate It
Your cost of debt both pre- and post-tax is important to know, as it'll give an indication of how much external financing costs your... Read More
Soft vs. Hard Credit Inquiry: What They Are and How They Differ
Soft and credit inquiries are used to check your credit score. The main difference between the two is the effect on your credit score, hard... Read More
USAA Student Loans: What You Should Know
USAA no longer offers student loans in partnership with Wells Fargo. If you're looking for a private student loan or want to refinance,... Read More
Why a New Social Security Number Won’t Affect Your Credit
Getting a new social security number won't erase your credit and allow you to start from scratch. Find out more about what happens to your... Read More