Loans

Loans are a vital part of your financial life, whether you're buying a home or car, paying for college or growing a small business.

What We Can Do for You

Our reviews and guides can help you with each stage of the loan application and repayment process, whether you're applying for a mortgage, personal loan or small business loan.

What types of loans are available?


We take a look at some of most common reasons people take out loans and what you can expect for each type of loan.


Learn More

LoanAvg. Interest Rate
30-yr Mortgage4.0-4.5%
Auto loan3.6-15.2%
Student loan3.7-6.3%
Personal loan10.3-32.0%
Small business loan2.2-66.5%

Loans 101

Before you apply for a loan, our guides can help explain what loans are, how they work and what you can expect throughout the application and repayment process.


Getting a Loan

Our guides will walk you through the process of applying for a loan, signing the loan agreement and repaying the loan.


Types of Loans

Loans can be used for almost anything from purchasing a house or car, to paying for school or expanding a business. Our guides explain the most common types of loans.

Average Loan Interest Rates: Car, Home, Student, Small Business, and Personal Loans

Here we'll cover the average loan interest rates for car, home, student, small business, and personal loans. Click to learn more about how...

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Loan Articles

Debt Relief Options for Senior Citizens

If you're a senior citizen with debt, find out which programs and methods can help you tackle it. Read More

Do You Have Too Much Debt? 5 Signs That You May

Most Americans have some form of debt but sometimes it can get out of control. Here are five signs to figure out if you have to much debt... Read More

Debt Collectors Calling You? How to Make Them Stop

Are debt collectors calling you non-stop? Find out why they call and discover ways to get them to stop contacting you. Read More

Still Carrying Holiday Debt? How to Finally Repay It and Plan for Christmas 2019

Letting your holiday debt sit around is a dangerous habit. The last thing you want to do is deal with interest payments long after the... Read More

The Fastest Way to Pay Off $10,000 or Less in Credit Card Debt

One of the most common financial pitfalls in America is letting credit card debt pile up. Reducing that debt is extremely difficult to do... Read More

How to Get Out of Debt When You’re Short on Cash

Escaping debt piling is hard but doing so on a low income can seem impossible. We've outlined actionable steps that you can take today to... Read More

Married with Debt: How to Tackle Your Debt as a Couple

Dealing with debt as a couple isn't easy. Luckily, there's a number of steps to take to help ease the stress from that situation. Read More

Sued by a Debt Collector? Take These 3 Steps First

Facing debt collectors can be extremely stressful and even more frightening when they take legal action. However, there are tangible steps... Read More

How the Fair Debt Collection Practices Act Protects You From Debt Collectors

Facing debt collection can be scary and time consuming. Luckily there are a few laws in place to help protect consumers from aggressive... Read More