Loans

Loans are a vital part of your financial life, whether you're buying a home or car, paying for college or growing a small business.

What We Can Do for You

Our reviews and guides can help you with each stage of the loan application and repayment process, whether you're applying for a mortgage, personal loan or small business loan.

What types of loans are available?


We take a look at some of most common reasons people take out loans and what you can expect for each type of loan.


Learn More

Loan
Avg. Interest Rate
30-yr Mortgage4.0-4.5%
Auto loan3.6-15.2%
Student loan3.7-6.3%
Personal loan10.3-32.0%
Small business loan2.2-66.5%
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Loans 101

Before you apply for a loan, our guides can help explain what loans are, how they work and what you can expect throughout the application and repayment process.

Guides

Getting a Loan

Our guides will walk you through the process of applying for a loan, signing the loan agreement and repaying the loan.

Guides

Types of Loans

Loans can be used for almost anything from purchasing a house or car, to paying for school or expanding a business. Our guides explain the most common types of loans.

Guides

Average Loan Interest Rates: Car, Home, Student, Small Business, and Personal Loans

Here we'll cover the average loan interest rates for car, home, student, small business, and personal loans. Click to learn more about how...

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Loan Articles

How to Transfer Business Ownership: What You Need to Know

by Justin Song

There are numerous ways you can transfer ownership of a business, including selling the company or adding a new partner. Read more about... Read More

What is Collateral Coverage Ratio? How Do You Calculate It?

by Justin Song

Collateral coverage ratio compares the value of collateral to the loan it is meant to secure. Read more about what this ratio tells you and... Read More

How to Find Commercial Property Value

by Justin Song

Figuring out a commercial property value is part art and part science. Here are different methods for valuing commercial real estate. Read More

National Funding Review: Flexible Small Business Funding for Profitable Businesses

by Kenny Zhu

National Funding provides flexible short term business loans for entrepreneurs. Read our review to see whether it might be a good lender... Read More

Best Personal Lines of Credit

by Kenny Zhu

Looking for a flexible personal line of credit to cover your spending needs? Read our analysis of the best places to get a personal line of... Read More

What is Quick Ratio? How Do You Calculate It?

by Justin Song

The quick ratio is an indicator of a company's short-term liquidity; it's also known as the acid-test ratio and the quick liquidity ratio.... Read More

Net Operating Income: What is it? How Do You Calculate it?

by Justin Song

Net operating income is a measure that shows a real estate property's ability to generate income. Read more about how to calculate net... Read More

Digital Federal Credit Union Personal Loan Review: Competitive Rates for Member-Qualifying Borrowers

by Madison Miller

Digital Federal Credit Union (DCU) offers personal loans with no credit score requirement to qualifying members. Click to read more about... Read More

Plastic Surgery Loans: Should You Use a Personal Loan to Pay for Cosmetic Surgery?

by Madison Miller

If you're getting a cosmetic procedure done, you have considered using a loan to finance it. Read more about when using a loan makes sense... Read More

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