Loans
Loans are a vital part of your financial life, whether you're buying a home or car, paying for college or growing a small business.
What We Can Do for You
Our reviews and guides can help you with each stage of the loan application and repayment process, whether you're applying for a mortgage, personal loan or small business loan.
What types of loans are available?
We take a look at some of most common reasons people take out loans and what you can expect for each type of loan.
| Loan | Avg. Interest Rate |
|---|---|
| 30-yr Mortgage | 4.0-4.5% |
| Auto loan | 3.6-15.2% |
| Student loan | 3.7-6.3% |
| Personal loan | 10.3-32.0% |
| Small business loan | 2.2-66.5% |
Loans 101
Before you apply for a loan, our guides can help explain what loans are, how they work and what you can expect throughout the application and repayment process.
Guides
Getting a Loan
Our guides will walk you through the process of applying for a loan, signing the loan agreement and repaying the loan.
Guides
Types of Loans
Loans can be used for almost anything from purchasing a house or car, to paying for school or expanding a business. Our guides explain the most common types of loans.
Guides
Loan Articles
Paragon Financial Group Review: Invoice Factoring for High-Volume Businesses
Paragon Financial offers factoring solutions for a wide variety of businesses. It serves numerous industries with competitive terms. Click... Read More
Should You Get a Personal Bank Loan? Here's How to Decide
Many banks offer personal loans, however, getting a personal loan from a bank may not always be the best option. Read to find out when to... Read More
How to Calculate Your Business's Profit Margin
Calculating your profit margin is crucial to understand where your business stands at a basic level. It is important for both internal... Read More
Where to Get Long-Term Personal Loans
Many lenders offer personal loans with terms longer than five or seven years. Read to find out how to get a long-term personal loan and... Read More
5 Types of Insurance Your Business (Probably) Needs
Your business began as a great idea, and has now proceeded to funding. Now, among other priorities, you need to insure the enterprise. Read More
How to Close a Business in the U.S.
The process of closing a business in the United States will vary based on the business entity but it will generally involve working with... Read More
Schedule C Instructions: How to Complete the 1040 Schedule C
Schedule C tax forms are required for all owners of sole proprietorships and single-member limited liability companies. In addition to the... Read More
How to Get a Preapproved Personal Loan
Being preapproved for a personal loan means that you meet the initial requirements for a loan but it doesn't guarantee approval. Read to... Read More
What Is a Personal Loan Agreement?
A personal loan agreement is a contractual agreement between two parties detailing the specifics of a loan. Before you make or sign a... Read More