Loans are a vital part of your financial life, whether you're buying a home or car, paying for college or growing a small business.

What We Can Do for You

Our reviews and guides can help you with each stage of the loan application and repayment process, whether you're applying for a mortgage, personal loan or small business loan.

What types of loans are available?

We take a look at some of most common reasons people take out loans and what you can expect for each type of loan.

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LoanAvg. Interest Rate
30-yr Mortgage4.0-4.5%
Auto loan3.6-15.2%
Student loan3.7-6.3%
Personal loan10.3-32.0%
Small business loan2.2-66.5%

Loans 101

Before you apply for a loan, our guides can help explain what loans are, how they work and what you can expect throughout the application and repayment process.

Getting a Loan

Our guides will walk you through the process of applying for a loan, signing the loan agreement and repaying the loan.

Types of Loans

Loans can be used for almost anything from purchasing a house or car, to paying for school or expanding a business. Our guides explain the most common types of loans.

Average Loan Interest Rates: Car, Home, Student, Small Business, and Personal Loans

Here we'll cover the average loan interest rates for car, home, student, small business, and personal loans. Click to learn more about how...

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Loan Articles

What Is a Debt Snowball?

The debt snowball method is a debt payoff strategy where you focus on repaying your smallest debt first, while making regular payments on... Read More

Disputing Credit Report Errors: Your Step-by-Step Guide

Credit report errors can do significant damage to your credit score and creditworthiness so, it's important to fix them as soon as possible... Read More

7 Tips to Help Improve Your Credit Score

If you're looking to improve your credit score, we've come up with some tips to help you get accomplish your goal. Read to learn more about... Read More

Using Your Tax Refund to Boost Your Credit Score

If you receive a tax refund, you should consider using it to better your financial situation. Here are ways that you can use your refund to... Read More

Delinquent on Debt? Here's What It Means and How to Get Out

If you're delinquent on your debt or worry that you're at risk of becoming delinquent, find out what your timeline looks like and how to... Read More

How Does Debt Restructuring Work?

There are various types of debt restructuring but the goal is to help you manage your debt and get back on your feet. Read to learn about... Read More

Cash-Out Refinancing for Debt Consolidation: What It Is and How to Do It

Cash-out refinancing for consolidating debt may help you save interest or reduce your monthly payment by taking out a larger mortgage,... Read More

The Definition of Debt, And Its Role in Your Finances

Debt is money owed or due. Credit cards, car loans, mortgages and student loans are common examples of debt that many Americans have. Read... Read More

Debt Validation Letter: What It Is and When You Need It

A debt validation letter is what you send to a creditor or collection agency to get more information about a debt you owe or to challenge... Read More