Loans

Loans are a vital part of your financial life, whether you're buying a home or car, paying for college or growing a small business.

Our reviews and guides can help you with each stage of the loan application and repayment process, whether you're applying for a mortgage, personal loan or small business loan.

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What types of loans are available?

We take a look at some of most common reasons people take out loans and what you can expect for each type of loan.

Loan
Avg. Interest Rate
30-yr Mortgage4.0-4.5%
Auto loan3.6-15.2%
Student loan3.7-6.3%
Personal loan10.3-32.0%
Small business loan2.2-66.5%

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Loans 101

Before you apply for a loan, our guides can help explain what loans are, how they work and what you can expect throughout the application and repayment process.

Getting a Loan

Our guides will walk you through the process of applying for a loan, signing the loan agreement and repaying the loan.

Types of Loans

Loans can be used for almost anything from purchasing a house or car, to paying for school or expanding a business. Our guides explain the most common types of loans.

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Average Loan Interest Rates: Car, Home, Student, Small Business, and Personal Loans

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Loan Articles

What is the Best Business Line of Credit in 2021?

A business line of credit can be an excellent tool for a small business owner who’s tired of dealing with cash flow issues. Here’s how to... Read More

States That Could Be Hurt the Most by a Trade War with China

We looked at the top exports to China by state from last year in order to help pinpoint which states and industries stand to lose the most... Read More

Getting an Unsecured Loan After Bankruptcy: Can it be Done?

The period following a bankruptcy is a stressful time; it can often take years to repair your credit. Borrowers forced to declared... Read More

What is a Surety Bond and When Do You Need One?

Independent contractors and small business owners often hear the terms "surety bonds" or "surety bonding" thrown around, but did you know... Read More

How to Write a Business Plan: A Step-by-Step Guide

A business plan is a mix of objective data and projections that illustrates your best thinking about the future of your business. Read more... Read More

Best Unsecured Personal Loans for Fair Credit

If you’re looking for a unsecured personal loan with fair credit, you’ll want to consult a variety of lenders to get the best rates and... Read More

How to Transfer Business Ownership: What You Need to Know

There are numerous ways you can transfer ownership of a business, including selling the company or adding a new partner. Read more about... Read More

What is Collateral Coverage Ratio? How Do You Calculate It?

Collateral coverage ratio compares the value of collateral to the loan it is meant to secure. Read more about what this ratio tells you and... Read More

How to Find Commercial Property Value

Figuring out a commercial property value is part art and part science. Here are different methods for valuing commercial real estate. Read More