Loans
Loans are a vital part of your financial life, whether you're buying a home or car, paying for college or growing a small business.
Our reviews and guides can help you with each stage of the loan application and repayment process, whether you're applying for a mortgage, personal loan or small business loan.
What types of loans are available?
We take a look at some of most common reasons people take out loans and what you can expect for each type of loan.
Loan | Avg. Interest Rate |
|---|---|
| 30-yr Mortgage | 4.0-4.5% |
| Auto loan | 3.6-15.2% |
| Student loan | 3.7-6.3% |
| Personal loan | 10.3-32.0% |
| Small business loan | 2.2-66.5% |
Loans 101
Before you apply for a loan, our guides can help explain what loans are, how they work and what you can expect throughout the application and repayment process.
Getting a Loan
Our guides will walk you through the process of applying for a loan, signing the loan agreement and repaying the loan.
Types of Loans
Loans can be used for almost anything from purchasing a house or car, to paying for school or expanding a business. Our guides explain the most common types of loans.
Average Loan Interest Rates: Car, Home, Student, Small Business, and Personal Loans
Loan Articles
Best Places to Get Secured Personal Loans
Most personal loans are unsecured, but you can find secured personal loans at banks, credit unions and even some online lenders. Read more... Read More
Debt Consolidation Loan Rates Vary by Credit Score, Loan Term
Debt consolidation loans are used to simplify payments and reduce outstanding debt. Did you know that the average debt consolidation loan... Read More
Average Commercial Real Estate Loan Rates for 2021
Currently, the average commercial real estate loan interest rate ranges from approximately 4% to 5%. Find out more about what the average... Read More
Personal Loans for Bad Credit
Even if you have a fair to poor credit score, it’s still possible to get a personal loan (and one with a competitive interest rate). Click... Read More
Rapid Finance Business Loan Review
Rapid Finance, formerly RapidAdvance, offers several financing options for small business owners with low personal credit but consistent... Read More
W2 vs. W4: What’s the Difference?
If you've had to apply to a new job recently, chances are you've heard about W-2's and W-4's. But what exactly are these documents? Click... Read More
SBA Disaster Loans: What You Need to Know
If you've been affected by a declared disaster, you may be eligible to apply for a disaster loan from the SBA. Click to read more about... Read More
OneMain Financial Personal Loan Review: Online and Traditional Lending for Poor Credit
If you have poor to fair credit, OneMain Financial can be a good choice for a personal loan. Click to read more about the products offered... Read More
What Is a CD Loan?
A CD loan allows you to borrow against your own savings. Find out how a CD loan can help access fast cash or build credit. Read More