Loans

Loans are a vital part of your financial life, whether you're buying a home or car, paying for college or growing a small business.

Our reviews and guides can help you with each stage of the loan application and repayment process, whether you're applying for a mortgage, personal loan or small business loan.

Loans 101

Before you apply for a loan, our guides can help explain what loans are, how they work and what you can expect throughout the application and repayment process.

Getting a Loan

Our guides will walk you through the process of applying for a loan, signing the loan agreement and repaying the loan.

Types of Loans

Loans can be used for almost anything from purchasing a house or car, to paying for school or expanding a business. Our guides explain the most common types of loans.

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Average Personal Loan Interest Rates

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Loan Articles

Interchange-Plus Pricing: What You Need To Know

Find out everything there is to know about interchange-plus pricing and how it compares to other credit card processing fee models. We go... Read More

What Does It Mean to Refinance a Loan?

Loan refinancing refers to the process of taking out a new loan to pay off one or more outstanding loans. Read More

What Does it Mean to Default on a Loan? What Happens When You Default?

Loan default happens after a loan is left unpaid for a certain period of time. Click to learn tips and strategies for avoiding default. Read More

Fixed vs. Variable Interest Rates: What's the Difference?

A fixed rate loan has the same interest rate for the entirety of the borrowing period, while variable rate loans have an interest rate that... Read More

Average Auto Loan Interest Rates: Facts & Figures

We break down statistics regarding average auto loan rates in America, carving the data up term length, credit scores and other facts. We... Read More

How to Choose the Best Personal Loan

If you’re looking for a personal loan, you’ll definitely want to consult a variety of lenders to get the best rates and terms. Find out... Read More

Average Personal Loan Interest Rates

The average personal loan interest rates were between 10% to 28%. Click to find out more about what affects your interest rate and what... Read More

Best Cities for Small Business

There are more than five million companies in the U.S. And more than 76% of them have less than 10 employees, according to the U.S. Census... Read More

Student Loan Interest Rates: Your Guide to Understanding the Numbers

Undergraduate students can expect to pay 5.05% on federal loans and between 3.50% and 12% on private student loans. Find out the current... Read More