Loans are a vital part of your financial life, whether you're buying a home or car, paying for college or growing a small business.

Our reviews and guides can help you with each stage of the loan application and repayment process, whether you're applying for a mortgage, personal loan or small business loan.

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What types of loans are available?

We take a look at some of most common reasons people take out loans and what you can expect for each type of loan.

Avg. Interest Rate
30-yr Mortgage4.0-4.5%
Auto loan3.6-15.2%
Student loan3.7-6.3%
Personal loan10.3-32.0%
Small business loan2.2-66.5%

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Loans 101

Before you apply for a loan, our guides can help explain what loans are, how they work and what you can expect throughout the application and repayment process.

Getting a Loan

Our guides will walk you through the process of applying for a loan, signing the loan agreement and repaying the loan.

Types of Loans

Loans can be used for almost anything from purchasing a house or car, to paying for school or expanding a business. Our guides explain the most common types of loans.

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Average Loan Interest Rates: Car, Home, Student, Small Business, and Personal Loans

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Loan Articles

EIN Lookup: How to Find Your Own and Other's EINs

We go over everything you need to know about EINs (sometimes called business tax ID numbers) and how to look them up for your business. Read More

Best Short-Term Business Loans

Looking for a short-term business loan? We've reviewed alternative lenders to find short-term business loans, lines of credit, loans for... Read More

The Best Small Business Startup Loans for Entrepreneurs

We outline the best business startup loans and financing available to get your new venture up, running and making money. Read More

VA Business Loans: Best Loans for Veterans

Veterans, even those with bad credit, have access to VA and other small-business loans. To help you make a decision, we assessed over 50... Read More

How to Get a Commercial Real Estate Loan: What Do Lenders Consider?

Purchasing property is one of the biggest investments a small business can undertake. Read our guide on what to expect when applying for a... Read More

What is a Commercial Auto Loan? How Can You Get One?

A commercial auto loan is a type of loan used by businesses to buy vehicles needed for work-related operations. Read more about how to get... Read More

Freedom Debt Relief Review: A Reputable Debt Settlement Company

Debt settlement companies like Freedom Debt Relief work on your behalf to either settle portions of your existing debt in exchange for a... Read More

Bank of America Personal Loan Review

Bank of America doesn't provide personal loans but has a variety of other products for you to consider, including auto loans, mortgages and... Read More

When Should You Use a Personal Loan to Pay off Credit Card Debt?

Thinking about getting a personal loan to consolidate credit card debt? Read our expert analysis about whether this solution is right for... Read More