Loans

Loans are a vital part of your financial life, whether you're buying a home or car, paying for college or growing a small business.

What We Can Do for You

Our reviews and guides can help you with each stage of the loan application and repayment process, whether you're applying for a mortgage, personal loan or small business loan.

What types of loans are available?


We take a look at some of most common reasons people take out loans and what you can expect for each type of loan.


Learn More

LoanAvg. Interest Rate
30-yr Mortgage4.0-4.5%
Auto loan3.6-15.2%
Student loan3.7-6.3%
Personal loan10.3-32.0%
Small business loan2.2-66.5%

Loans 101

Before you apply for a loan, our guides can help explain what loans are, how they work and what you can expect throughout the application and repayment process.


Getting a Loan

Our guides will walk you through the process of applying for a loan, signing the loan agreement and repaying the loan.


Types of Loans

Loans can be used for almost anything from purchasing a house or car, to paying for school or expanding a business. Our guides explain the most common types of loans.

Average Loan Interest Rates: Car, Home, Student, Small Business, and Personal Loans

Here we'll cover the average loan interest rates for car, home, student, small business, and personal loans. Click to learn more about how...

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Loan Articles

Student Loan Interest Deduction: Your Guide for 2019

Using the student loan interest deduction can reduce your taxable income by $2,500. To qualify, you will need to meet certain income... Read More

Student Loan Delinquencies Surge to Record Highs

But the effect of student defaults may be milder than last decade’s subprime mortgage crisis. Read More

Personal Loans for Unemployed Borrowers: What Are Your Options?

Personal loans for unemployed borrowers can be hard to come by but they do exist. However, whether you should apply for a personal loan and... Read More

Personal Loans for Students: Should You Get One?

Students have multiple resources that they can use to pay for college, including scholarships, grants, federal student loans and private... Read More

The Fed Reveals a Direct Link Between Student Loan Debt and a Decline in Homeownership

Student debt is responsible for a nearly 20% decline in homeownership among young adults. Read More

Best Personal Loans for Veterans in 2019

Personal loans can help veterans afford certain expenses after they've maxed out their other resources. Read to find out about the best... Read More

Do You Have to Pay Your Student Loans During the Government Shutdown?

Borrowers are still on the hook even though Washington’s closed for business. Read More

How Your Student Loans Could Change in 2019

A combination of new rules and shifting economic realities could reshape the student loan landscape this year. Read More

States With Small Businesses Most Affected by Government Shutdowns in 2019

The government shutdown means the SBA's activities are on hold for the time being. We analyzed how small businesses in different states... Read More