Loans

Loans are a vital part of your financial life, whether you're buying a home or car, paying for college or growing a small business.

Our reviews and guides can help you with each stage of the loan application and repayment process, whether you're applying for a mortgage, personal loan or small business loan.

Loans 101

Before you apply for a loan, our guides can help explain what loans are, how they work and what you can expect throughout the application and repayment process.

Getting a Loan

Our guides will walk you through the process of applying for a loan, signing the loan agreement and repaying the loan.

Types of Loans

Loans can be used for almost anything from purchasing a house or car, to paying for school or expanding a business. Our guides explain the most common types of loans.

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Average Personal Loan Interest Rates

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Loan Articles

Average Small Business Loan Interest Rates: Comparing Top Options

The average interest rate for small business loans will vary based on the type of loan product, the lender and your qualifications as a... Read More

Kabbage Small Business Loan Review: Lines of Credit With Low Minimum Credit Scores Required

Kabbage offers a business line of credit up to 150,000. With low time-in-business and credit requirements, Kabbage could be a good option... Read More

What is a Personal Line of Credit? Pros and Cons

Unsecured personal lines of credit allow you to draw funds at your leisure, without the need to take the full loan as a lump sum. This is... Read More

What is a Surety Bond and When Do You Need One?

A surety bond is a legally binding contract that ensures obligations are met — or in the case of failure, that recompense will be paid to... Read More

How to Transfer Business Ownership: What You Need to Know

There are several methods of transferring business ownership. The method chosen depends on the business owner's needs and plans, the market... Read More

Equipment Financing: How Does It Work?

Equipment financing lets you purchase equipment and machinery necessary for your business. Find out more about how equipment loans work,... Read More

What is a UCC-1 Filing? How Do UCC Liens Work?

UCC-1 forms are filed to announce that a lender has a right to collateral on a loan. Read more about what these filings are and when... Read More

What is a Commercial Real Estate Loan? What Types are Available?

Commercial real estate loans are similar to residential mortgages in that they finance the purchase of property. Find out more about how... Read More

How Much Collateral Do You Need for a Business Loan?

Most business loans are secured with collateral, which can be property, cash or even future earnings. Read more about how collateral on... Read More