Loans
Loans are a vital part of your financial life, whether you're buying a home or car, paying for college or growing a small business.
Our reviews and guides can help you with each stage of the loan application and repayment process, whether you're applying for a mortgage, personal loan or small business loan.
What types of loans are available?
We take a look at some of most common reasons people take out loans and what you can expect for each type of loan.
Loan | Avg. Interest Rate |
|---|---|
| 30-yr Mortgage | 4.0-4.5% |
| Auto loan | 3.6-15.2% |
| Student loan | 3.7-6.3% |
| Personal loan | 10.3-32.0% |
| Small business loan | 2.2-66.5% |
Loans 101
Before you apply for a loan, our guides can help explain what loans are, how they work and what you can expect throughout the application and repayment process.
Getting a Loan
Our guides will walk you through the process of applying for a loan, signing the loan agreement and repaying the loan.
Types of Loans
Loans can be used for almost anything from purchasing a house or car, to paying for school or expanding a business. Our guides explain the most common types of loans.
Average Loan Interest Rates: Car, Home, Student, Small Business, and Personal Loans
Loan Articles
Best Equipment Loans and Financing for Small Businesses in 2022
Whether you own a bakery and are purchasing a commercial oven or are a dentist and need to purchase new dental chairs, you may need to take... Read More
SBA Microloans: What Are They? How Do You Get One?
SBA works with intermediary lenders across the U.S. to provide microloans up to $50,000. Learn more about this program, including how to... Read More
Best Small Business Loans for Minority Entrepreneurs
Small business loans can be a critical funding source for minority-owned small businesses to receive the funds they need. Read on to learn... Read More
Currency Equipment Financing Review: Loans for Construction and Agriculture Businesses
Currency is an online equipment financing marketplace that provides a variety of loan and financing products to businesses in the... Read More
Kabbage Small Business Loan Review: Lines of Credit With Low Minimum Credit Scores Required
Kabbage offers a business line of credit up to 150,000. With low time-in-business and credit requirements, Kabbage could be a good option... Read More
What is a Personal Line of Credit?: Pros and Cons
Unsecured personal lines of credit allow you to draw funds at your leisure, without the need to take the full loan as a lump sum. This is... Read More
How to Get a Loan to Start a Business: What to Know About Startup Loans
Looking to get a loan to start a business? Read our guide on what it takes to prepare for the application, what to do if you get rejected... Read More
Contract Financing: What is It and How Does it Work?
Contract financing is a way for your business to receive a cash advance on work you have yet to perform on a contracted job. Click to read... Read More
Net Operating Income (NOI): What Is It? How Do You Calculate It?
Net operating income, or NOI for short, is a measurement used to determine the profitability of a property in commercial real estate. NOI... Read More