Loans are a vital part of your financial life, whether you're buying a home or car, paying for college or growing a small business.

What We Can Do for You

Our reviews and guides can help you with each stage of the loan application and repayment process, whether you're applying for a mortgage, personal loan or small business loan.

What types of loans are available?

We take a look at some of most common reasons people take out loans and what you can expect for each type of loan.

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LoanAvg. Interest Rate
30-yr Mortgage4.0-4.5%
Auto loan3.6-15.2%
Student loan3.7-6.3%
Personal loan10.3-32.0%
Small business loan2.2-66.5%

Loans 101

Before you apply for a loan, our guides can help explain what loans are, how they work and what you can expect throughout the application and repayment process.

Getting a Loan

Our guides will walk you through the process of applying for a loan, signing the loan agreement and repaying the loan.

Types of Loans

Loans can be used for almost anything from purchasing a house or car, to paying for school or expanding a business. Our guides explain the most common types of loans.

Average Loan Interest Rates: Car, Home, Student, Small Business, and Personal Loans

Here we'll cover the average loan interest rates for car, home, student, small business, and personal loans. Click to learn more about how...

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Loan Articles

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How to Freeze (and Thaw) Your Credit

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Here's How to Finally Pay Off Your Credit Card Debt

Credit card debt continues to be an issue for many Americans. If you're struggling to pay off your credit cards, here are some payoff... Read More

What is a Perfect Credit Score?

A perfect credit score is seen by many as the ultimate achievement. However, it can be difficult to obtain and you don't need a perfect... Read More

FICO Score vs. Credit Score: What's the Difference?

A credit score is a three-digit number that represents your credit risk and credit history. A FICO score is a brand of credit scores that... Read More

Debt Forgiveness: Understanding All of Your Options

If you're struggling with debt, there are forgiveness options that you may be eligible for. Whether you qualify will depend on your type of... Read More

What You Need to Know About Unsecured Debt

Unsecured debt is money borrowed without collateral, meaning that there is no property for your lender to take away if you don't make... Read More

Disputing Credit Report Errors: Your Step-by-Step Guide

Credit report errors can do significant damage to your credit score and creditworthiness so, it's important to fix them as soon as possible... Read More

7 Tips to Help Improve Your Credit Score

If you're looking to improve your credit score, we've come up with some tips to help you get accomplish your goal. Read to learn more about... Read More