Loans

Loans are a vital part of your financial life, whether you're buying a home or car, paying for college or growing a small business.

Our reviews and guides can help you with each stage of the loan application and repayment process, whether you're applying for a mortgage, personal loan or small business loan.

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What types of loans are available?

We take a look at some of most common reasons people take out loans and what you can expect for each type of loan.

Loan
Avg. Interest Rate
30-yr Mortgage4.0-4.5%
Auto loan3.6-15.2%
Student loan3.7-6.3%
Personal loan10.3-32.0%
Small business loan2.2-66.5%

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Loans 101

Before you apply for a loan, our guides can help explain what loans are, how they work and what you can expect throughout the application and repayment process.

Getting a Loan

Our guides will walk you through the process of applying for a loan, signing the loan agreement and repaying the loan.

Types of Loans

Loans can be used for almost anything from purchasing a house or car, to paying for school or expanding a business. Our guides explain the most common types of loans.

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Average Loan Interest Rates: Car, Home, Student, Small Business, and Personal Loans

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Loan Articles

Best Equipment Loans and Financing for Small Businesses in 2022

Whether you own a bakery and are purchasing a commercial oven or are a dentist and need to purchase new dental chairs, you may need to take... Read More

SBA Microloans: What Are They? How Do You Get One?

SBA works with intermediary lenders across the U.S. to provide microloans up to $50,000. Learn more about this program, including how to... Read More

Best Small Business Loans for Minority Entrepreneurs

Small business loans can be a critical funding source for minority-owned small businesses to receive the funds they need. Read on to learn... Read More

Currency Equipment Financing Review: Loans for Construction and Agriculture Businesses

Currency is an online equipment financing marketplace that provides a variety of loan and financing products to businesses in the... Read More

Kabbage Small Business Loan Review: Lines of Credit With Low Minimum Credit Scores Required

Kabbage offers a business line of credit up to 150,000. With low time-in-business and credit requirements, Kabbage could be a good option... Read More

What is a Personal Line of Credit?: Pros and Cons

Unsecured personal lines of credit allow you to draw funds at your leisure, without the need to take the full loan as a lump sum. This is... Read More

How to Get a Loan to Start a Business: What to Know About Startup Loans

Looking to get a loan to start a business? Read our guide on what it takes to prepare for the application, what to do if you get rejected... Read More

Contract Financing: What is It and How Does it Work?

Contract financing is a way for your business to receive a cash advance on work you have yet to perform on a contracted job. Click to read... Read More

Net Operating Income (NOI): What Is It? How Do You Calculate It?

Net operating income, or NOI for short, is a measurement used to determine the profitability of a property in commercial real estate. NOI... Read More