Loans

Loans are a vital part of your financial life, whether you're buying a home or car, paying for college or growing a small business.

Our reviews and guides can help you with each stage of the loan application and repayment process, whether you're applying for a mortgage, personal loan or small business loan.

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What types of loans are available?

We take a look at some of most common reasons people take out loans and what you can expect for each type of loan.

Loan
Avg. Interest Rate
30-yr Mortgage4.0-4.5%
Auto loan3.6-15.2%
Student loan3.7-6.3%
Personal loan10.3-32.0%
Small business loan2.2-66.5%

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Loans 101

Before you apply for a loan, our guides can help explain what loans are, how they work and what you can expect throughout the application and repayment process.

Getting a Loan

Our guides will walk you through the process of applying for a loan, signing the loan agreement and repaying the loan.

Types of Loans

Loans can be used for almost anything from purchasing a house or car, to paying for school or expanding a business. Our guides explain the most common types of loans.

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Average Loan Interest Rates: Car, Home, Student, Small Business, and Personal Loans

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Loan Articles

Bank of America Personal Loan Review

Bank of America doesn't provide personal loans but has a variety of other products for you to consider, including auto loans, mortgages and... Read More

When Should You Use a Personal Loan to Pay off Credit Card Debt?

Thinking about getting a personal loan to consolidate credit card debt? Read our expert analysis about whether this solution is right for... Read More

Best Places to Get Secured Personal Loans

Most personal loans are unsecured, but you can find secured personal loans at banks, credit unions and even some online lenders. Read more... Read More

Average Debt Consolidation Loan Interest Rates: By Credit Score and Loan Term

Debt consolidation loans are used to simplify payments and reduce outstanding debt. Did you know that the average debt consolidation loan... Read More

Average Commercial Real Estate Loan Rates for 2021

Currently, the average commercial real estate loan interest rate ranges from approximately 4% to 5%. Find out more about what the average... Read More

Personal Loans for Bad Credit in 2021

Even if you have a fair to poor credit score, it’s still possible to get a personal loan (and one with a competitive interest rate). Click... Read More

Best Unsecured Business Loans for 2021

Most traditional lenders (and even many alternative lenders) require collateral or a blanket lien on business assets from small business... Read More

What Are Current SBA Loan Rates in 2021?

Loans provided by the U.S. Small Business Administration (SBA) offer some of the best rates among all small business financing options.... Read More

Average Small Business Loan Interest Rates in 2021: Comparing Top Lenders

The average interest rate for small business loans will vary based on the type of loan product, the lender and your qualifications as a... Read More