Loans are a vital part of your financial life, whether you're buying a home or car, paying for college or growing a small business.

What We Can Do for You

Our reviews and guides can help you with each stage of the loan application and repayment process, whether you're applying for a mortgage, personal loan or small business loan.

What types of loans are available?

We take a look at some of most common reasons people take out loans and what you can expect for each type of loan.

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LoanAvg. Interest Rate
30-yr Mortgage4.0-4.5%
Auto loan3.6-15.2%
Student loan3.7-6.3%
Personal loan10.3-32.0%
Small business loan2.2-66.5%

Loans 101

Before you apply for a loan, our guides can help explain what loans are, how they work and what you can expect throughout the application and repayment process.

Getting a Loan

Our guides will walk you through the process of applying for a loan, signing the loan agreement and repaying the loan.

Types of Loans

Loans can be used for almost anything from purchasing a house or car, to paying for school or expanding a business. Our guides explain the most common types of loans.

Average Loan Interest Rates: Car, Home, Student, Small Business, and Personal Loans

Here we'll cover the average loan interest rates for car, home, student, small business, and personal loans. Click to learn more about how...

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Loan Articles

Debt Snowball Calculator: Is It the Best Way to Pay Down Your Debt?

Debt is an issue that plagues millions of Americans across the country. If you’re suffering from overwhelming debt, the debt snowball... Read More

Pay for Delete Letters: Are They a Good Idea?

If an old debt sneaks up on you, it can be burdensome and difficult to pay off, especially when trying to raise your credit score. Using a... Read More

Handling Debt: Government Debt Consolidation Programs

Struggling with debt, dealing with multiple lenders and being bombarded with due dates can be stressful. In this situation, considering... Read More

Tips for Paying Off Debt

Dealing with debt can be a difficult task to tackle. Debt is quick to snowball quickly if it isn't properly handled. With this guide, you... Read More

What is a 1099-C Form?

If you’ve had a debt discharged this year, you’ll likely need to fill out an IRS form 1099-C. It can be a confusing process, and it’s... Read More

How to Avoid Medical Bankruptcy

Medical emergencies, and even planned medical treatment, can be overwhelmingly expensive. One might consider filing for bankruptcy under... Read More

Debt to Income: How to Calculate Your Debt

If you are struggling with keeping tabs on your debt, then it’s best to find a way to calculate and keep track of it. Not all debts are... Read More

What is the Statute of Limitations on Debt?

If you are in debt, you may be wondering what the statute of limitations is on it. No one wants to end up in court over their debts, so... Read More

How to File for Chapter 11 Bankruptcy

A helpful option when your business is struggling, or in a mountain of debt, is to file for Chapter 11 bankruptcy. This guide will teach... Read More