Life Insurance

Life insurance can help protect your family financially if anything happens to you, but it’s important to make sure you’re not overpaying for the coverage you need. Compare life insurance quotes and find the best rates for a policy.

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What We Can Do for You

While life insurance is a valuable tool for financial planning, there are dozens of options available and it's easy to overpay for the wrong features. Our reviews and guides will help you to find the right policy and make sure your family is well-protected.

A Parent Dying Early Can Raise Your Life Insurance Rates by 41%

ValuePenguin found that a person who themselves is in perfect health would pay premiums for term life insurance that are 41% higher on...

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Life Insurance Policies

There are several types of life insurance policy and it’s important to find the one that best fits your financial situation. Whether you want a small policy to pay for your funeral or enough coverage to send your children to college, our life insurance guides can help you choose the right life insurance for your financial situation.


Reviews

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Life Insurance Research & Analysis

What is a Reduced Paid-Up Life Insurance Policy Option?

Insurers that offer whole life insurance usually provide three nonforfeiture options: reduced paid-up insurance, cash surrender and... Read More

What Is Adjustable Life Insurance? Pros and Cons of Flexible Premium Policies

Adjustable life insurance is a permanent policy that gives policyholders the flexibility to change the premiums, death benefit and cash... Read More

How to Find Affordable High-Risk Life Insurance

High-risk life insurance is a special category of insurance for individuals who are a greater risk to insure. Four major factors—health,... Read More

What is Insurable Interest in Life Insurance?

In life insurance, a person would have an insurable interest if the death of the insured would result in a financial or otherwise... Read More

What Is Single Premium Life Insurance? The Pros and Cons

Single premium life insurance policies offer the insured the ability to make one lump-sum premium payment in exchange for a guaranteed... Read More

What Is Decreasing Term Insurance? Is It Right for You?

Decreasing term insurance is a life insurance product that provides decreasing coverage over the term of the policy. A decreasing term life... Read More

Life Insurance for Overweight and Obese People: How Your BMI Affects Life Insurance Rates

Life insurance rates are higher if you're overweight or have a high BMI, since insurers take into account your weight and height. But... Read More

Cheap Life Insurance for Smokers: How Tobacco Use Affects Rates

Smokers pay an average of 215% more for coverage than nonsmokers. Depending on how frequently you smoke and your method, the best life... Read More

What is Dependent Life Insurance? Who Qualifies as a Dependent for Insurance?

Dependent life insurance is often made available as part of a benefits plan through employers. Voluntary dependent insurance can cover your... Read More

What Is Long-Term Care Insurance? Should I Buy It?

Long-term care insurance protects you against the risk that you may need long-term nursing home, assisted living or custodial care. Some... Read More

AAA Life Insurance Review: Wide Variety of No-Exam Policies, Plus Great Member Discounts

AAA offers a great variety of term, whole and universal life insurance policies, which you don't need to be a member in order to purchase.... Read More

Life Insurance for Diabetics: Best Policies for People with Type 1 and Type 2 Diabetes

Type 1 and Type 2 diabetics can get life insurance coverage, but the rates and types of policies you'll qualify for will depend on the age... Read More