How Much Does Jeep Wrangler Insurance Cost?

How Much Does Jeep Wrangler Insurance Cost?

Find Cheap Jeep Wrangler Insurance Quotes

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We surveyed auto quotes across seven model years and found the average cost of car insurance for a Jeep Wrangler to be $1,617 per year. Our research found Geico offered the cheapest car insurance for Wrangler owners — with an annual rate of $1,393. Geico's quote was 14% cheaper than the average across the companies we surveyed.

Cheapest insurance company for Jeep Wranglers: Geico

Across the insurance companies considered in our survey, we found that Geico offered the cheapest auto insurance quotes for a Jeep Wrangler. This insurer's average annual insurance rate across the seven Jeep Wrangler models we considered was $224 lower than what we found to be the average car insurance cost for a Jeep Wrangler.

The Cheapest Auto Insurance Companies for a Jeep Wrangler

Find Cheap Jeep Wrangler Insurance Quotes

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2019 model
2020 model
2021 model
State Farm$1,992$2,033$2,080

Rates reflect average premiums for most recent three of the seven models in our study.

Though Geico usually provided the cheapest auto insurance quotes across the seven different model years we considered, Progressive also featured low-cost car insurance for a Jeep Wrangler. Progressive's quotes were, on average, 12% lower than the average cost of insurance for a Jeep Wrangler — amounting to an annual cost difference of $187.

Average cost of Jeep Wrangler insurance

On average, we found that older Wranglers were cheaper to insure than newer models. The 2015 Jeep Wrangler Sport, for example, had insurance costs 27% lower than the comparable 2021 model. This makes sense considering insurance rates are typically higher for more expensive vehicles, and the 2021 Wrangler Sport has a 26% higher price than the 2015 model.

Vehicle price
Average annual car insurance cost
Jeep 2021 Wrangler JL Sport$28,900$1,916
Jeep 2020 Wrangler Sport$28,295$1,782
Jeep 2019 Wrangler Sport$28,045$1,685
Jeep 2018 Wrangler Sport$27,945$1,564
Jeep 2017 Wrangler Sport$23,995$1,524
Jeep 2016 Wrangler Sport$23,895$1,454
Jeep 2015 Wrangler Sport$22,995$1,397

The quotes above represent how much it costs to insure a Jeep Wrangler Sport; however, insurance costs can vary based on which trim level you have. One of the main reasons for this is that trim level has a big impact on the value of your vehicle, which affects auto insurance costs. More expensive trim levels will typically have higher insurance costs, so Wrangler Rubicon or Sahara — the more expensive trim options — owners can expect higher premiums than Wrangler Sport drivers, as the Sport is the cheapest trim version.

Insurance rates will also vary based on if you have the two-door Wrangler model or the four-door Jeep Wrangler Unlimited. We found that — for the Sport trim level — the four-door Unlimited model had an insurance rate 3% greater than the two door Sport model's insurance cost — a $62 per year difference.

Jeep Wrangler Auto Insurance Cost Comparison: Sport vs. Unlimited Sport

How Jeep Wrangler insurance costs compare to costs for other vehicles

The 2021 Jeep Wrangler has slightly more expensive than average insurance compared to similar vehicles. The average insurance cost across some of the most popular small SUV models of 2021 was $1,836 per year. However, the Wrangler's rates were 4% more expensive than average and 15% more expensive than the SUV with the most affordable car insurance: the 2021 Honda CR-V.

How Jeep Wrangler Insurance Costs Compare to Other SUVs
Vehicle price
Average annual car insurance cost
2021 Honda CR-V LX$25,350$1,673
2021 Ford Escape S$24,885$1,768
2021 Chevrolet Equinox$23,800$1,823
2021 Toyota RAV4 LE$26,250$1,831
2021 Jeep Wrangler JL Sport$28,900$1,916
2021 Toyota Highlander L$35,085$2,007


We compiled quotes from the four largest auto insurers: State Farm, Progressive, Geico and Allstate. The quotes were for a 30-year-old male with no violations or accidents living in California. The rates listed represent the cost of a full coverage policy with the following coverage limits:

Bodily injury liability$50,000 per person/$100,000 per accident
Personal injury protection$10,000
Property damage liability$25,000 per accident
Uninsured/underinsured motorist bodily injury$50,000 per person/$100,000 per accident
Comprehensive and collision$500 deductible

Car prices were obtained from Unless otherwise noted, the most affordable trim level was selected.

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