How Much Does Jeep Wrangler Insurance Cost?
How Much Does Jeep Wrangler Insurance Cost?
Find Cheap Jeep Wrangler Insurance Quotes
We surveyed auto quotes across seven model years, and found the average cost of car insurance for a Jeep Wrangler to be $2,316 per year. Our research found that Progressive offered the cheapest car insurance for Wrangler owners—with an annual rate of $913. Progressive's quote was 60% cheaper than the average across the companies we surveyed.
Cheapest Insurance Company for Jeep Wranglers: Progressive
Across the insurance companies considered in our survey, we found that Progressive offered the cheapest auto insurance quotes for a Jeep Wrangler. This insurer's average annual insurance rate across the Jeep Wrangler models we considered was $1,403 less than what we found to be the average car insurance cost for a Jeep Wrangler.
Find Cheap Jeep Wrangler Insurance Quotes
Though Progressive consistently provided the cheapest auto insurance quotes across the different model years we considered, GEICO also featured low cost car insurance for a Jeep Wrangler. GEICO's quotes were, on average, 41% less than the average cost of insurance for a Jeep Wrangler—amounting to a annual cost difference of $950.
| Insurer | 2012 | 2015 | 2018 |
|---|---|---|---|
| Progressive | $820 | $914 | $968 |
| GEICO | $1,072 | $1,547 | $1,628 |
| State Farm | $2,843 | $2,851 | $2,812 |
| Allstate | $3,032 | $4,293 | $4,911 |
Average Cost of Jeep Wrangler Insurance
On average, we found that older Wranglers were cheaper to insure than newer models. The 2012 Jeep Wrangler Sport, for example, had insurance costs 27% less than the comparable 2018 model. This makes sense, considering insurance rate are typically higher for more expensive vehicles, and the 2018 Wrangler has a 49% higher market value than the 2012 model.
|
Vehicle | Vehicle Price | Average Annual Car Insurance Cost |
|---|---|---|
| 2018 Jeep Wrangler | $26,797 | $2,700 |
| 2017 Jeep Wrangler | $25,841 | $2,415 |
| 2016 Jeep Wrangler | $24,308 | $2,476 |
| 2015 Jeep Wrangler | $22,902 | $2,519 |
| 2014 Jeep Wrangler | $21,406 | $2,111 |
| 2013 Jeep Wrangler | $19,566 | $2,030 |
| 2012 Jeep Wrangler | $17,929 | $1,962 |
The quotes above represent how much it costs to insure a Jeep Wrangler Sport, however insurance costs can vary based on which trim level you have. One of the main reasons for this is that trim level has a big impact on the value of your vehicle, which affects auto insurance costs. More expensive trim levels will typically have higher insurance costs, so Wrangler Rubicon or Sahara owners—the more expensive trim options—can expect higher premiums than Wrangler Sport drivers, which is the cheapest trim version.
Insurance rates will also vary based on if you have two-door or four-door Wrangler model—called the Jeep Wrangler Unlimited. We found that—for the Sport trim level—the two-door model also had an insurance rate 14% greater than the Jeep Wrangler Unlimited's insurance cost.
How Jeep Wrangler Insurance Costs Compare to Other Vehicles'
Jeep Wrangler has average insurance compared to comparable vehicles. We found that the mean insurance cost across the most popular small SUV models of 2018 was exactly equal to that of the 2018 Wrangler Sport—with an annual rate of $2,700. However, the Wrangler's rates were 15% more expensive and the SUV with the most affordable car insurance: the 2018 Honda CRV.
Methodology
We compiled quotes from the four largest auto insurers: State Farm, Progressive, GEICO and Allstate. The quotes were for a 30-year-old male with no violations or accidents living in each of New York, Los Angeles, Chicago and Dallas. The rates listed represent the cost of a full coverage policy with liability insurance limits above the state minimums. Average Jeep Wrangler values were obtained from CarGurus.
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