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The world of insurance and personal finance can often be difficult to get a handle on. With our diverse set of guides, you can get in-depth information on a range of topics to help you put your money to its best use.
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How Variable Life Insurance Works: Pros and Cons
Variable life insurance, also called variable appreciable life insurance, provides lifelong coverage, as well as a cash value account. See... Read More
Life Insurance for Your Family and Children
There are several ways to purchase life insurance for your family, including whole life insurance for your children, a joint life insurance... Read More
Do You Have to Pay Taxes on Life Insurance?
In most cases, life insurance death benefits are not taxed. But you may owe taxes if the estate is very large or you sell your own policy... Read More
Should I Buy Group and Supplemental Life Insurance?
Group and supplemental life insurance from your employer can provide coverage at discounted rates. But should you buy individual term life... Read More
How Much Life Insurance Do You Actually Need?
Your life insurance policy should include enough to cover the money your family relies on you for, plus your end-of-life expenses, if... Read More
Flood Zones & How They Affect Insurance
Your FEMA flood zone is used to determine whether you have to buy flood insurance. But it's no longer used to calculate your rates.... Read More
What is Universal Life Insurance? Pros and Cons
Universal life insurance offers permanent coverage similar to whole life insurance, but it has better rates and the opportunity to pay... Read More
What Happens to my Debt When I Die? Is it Forgiven or Transferable?
When you die, some debts are forgiven, but most are collected from your estate. If your loans are larger than the value of your estate,... Read More
What Does Fire Insurance Cover?
Fire insurance pays for damage to the structure of your home and your stuff, like furniture and clothing. Fire coverage is included in most... Read More
How to Choose a Life Insurance Beneficiary & How Claims Work
When you purchase a life insurance policy, you’ll be given the option of designating one or multiple beneficiaries to receive a death... Read More
What Insurers Look for in a Life Insurance Blood Test & Exam
Life insurance companies use medical exams, like blood tests, to check for disease and drug use when you apply for coverage. The results of... Read More
What is Credit Life and Disability Insurance? Do I Need It?
Credit life insurance is primarily sold by lenders and pays off the balance of a particular debt if you pass away. Similarly, credit... Read More
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