Who Has The Cheapest Renters Insurance Quotes in Wyoming?

That's about half the price of other insurance companies, and saves $83 over the course of a year compared to the state average.

Cheapest renters insurance companies in Wyoming

The average price of coverage in Wyoming is $14 per month. The state’s most expensive insurance company is Farmers, where the average price is $18.

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Buying renters insurance in Wyoming is about $4 cheaper per month than in the country as a whole. Nationally, renters insurance costs about $18 per month, on average.

Cheapest renters insurance companies in Wyoming

Best renters insurance for most people: State Farm

State Farm is our top choice for renters insurance in Wyoming. Its affordable rates and dependable service make it the best option for most people.

The typical price of renters insurance at State Farm is about $7 per month. That's nearly half as much as the statewide average rate. Even compared to the next-cheapest option, Nationwide, State Farm saves you $45 per year.

State Farm's customer service is also well-rated. It received an overall rating of 4 1/2 out of 5 stars from ValuePenguin editors and was one of J.D. Power's best-rated companies for customer service. It also operates many in-person agencies across the state, so you'll be able to call or visit someone in person to answer your questions.

The main drawback to State Farm is its relative lack of coverage options, relative to its competitors. While it offers a few choices beyond basic property and liability coverage, it lacks some important benefits — such as replacement cost coverage and equipment breakdown.

Best rated: Amica

For Wyoming renters willing to pay a little more for great customer, we recommend Amica. It's the top-rated insurer we considered in Wyoming, though its rates are higher than average.

Amica received the best possible score in our service ratings for renters insurance, reflecting the positive experiences customers tend to report while buying a policy or making a claim. According to the NAIC, Amica receives just one-eighth as many complaints as an average U.S. home insurance company — suggesting customers are very likely to be satisfied with their experience.

The average price for Amica in Wyoming was about $15 per month, or $180 per year. That's only slightly more than the average statewide, but it makes Amica more than twice as expensive as State Farm.

However, it's worth noting that Amica doesn't operate in-person — you'll buy your policy online or over the phone, and manage claims the same way. If you prefer meeting with your agent in-person, State Farm is the better option.

Best coverage options: Nationwide

Renters who need insurance coverage beyond the basics will likely be happy with Nationwide. With the company, they'll find a wide selection of useful optional coverages at an affordable price.

The average renters insurance quote at Nationwide is $10 per month, the second-cheapest we found. Choosing Nationwide for renters insurance will save you $38 per year when compared to the average rate across all insurers.

Nationwide's optional coverages include water backup, replacement cost coverage and extended liability protection.

Nationwide’s minor drawback is that its customer service isn't quite as highly reviewed as our other picks. Customers are still fairly likely to be satisfied with their service, but it performed slightly worse overall than both State Farm and Amica.

Wyoming renters insurance: Cost by city

Meanwhile, Rock Springs is the cheapest city in the state at just $153 annually. That's $21 per year less than in Mills, despite their proximity.

Top-rated renters insurance companies in Wyoming

In our research, these companies were consistently well-rated by their customers, with few complaints. And USAA is J.D. Power's top overall pick in the country for customer satisfaction.

Methodology

We evaluated six major renters insurance companies in 25 major cities in Wyoming. All our sample quotes are for an unmarried 25-year-old renter who lives alone and has no recent renters insurance claims.

Top picks are determined by our experts, who analyze rates, customer service and coverage options.

Renters insurance star ratings are based on the National Association of Insurance Commissioners (NAIC) complaint index, the J.D. Power customer service satisfaction index and ValuePenguin's editors' ratings.