Homeowners Insurance

Where Have Property Taxes Increased the Most?

The median home value in the United States has risen by over $18,000 from 2007 to 2017, and American homeowners saw an average increase of $481 in property taxes over the same period. The San Jose-Sunnyvale-Santa Clara, California, metro area has seen the largest rise in median property taxes, having increased $2,625. Residents had highest median home value in 2017—up over $200,000 in 10 years—but owners here are only paying a 0.15% higher property tax rate.

ValuePenguin’s analysis revealed that the U.S. metro areas with the largest increase in property tax was not proportional to those areas with the highest increase in median home value.

This tax is money above and beyond that of your home insurance and mortgage—a charge for the land and value of your home. While not all states levy income taxes, every state has property taxes. These funds tend to support local construction, education and services to better the community. For your home specifically, a way to calculate your estimated property tax cost is by multiplying your assessed value of the house by the property tax rate in your area.

Key Findings:

  • Kokomo, Indiana, saw the largest decrease in property taxes for median homeowner, decreasing by $376. Median property taxes decreased in less than 5% of metro areas we reviewed.
  • In 2017, Rochester, New York, had the highest effective tax rate at 2.95%—the median homeowner pays $4,259 on real estate taxes. This metropolitan area also had the costliest effective tax rate in 2007.
  • Residents of the Bridgeport-Stamford-Norwalk, Connecticut, metro area pay the highest property taxes in absolute terms at $7,436 in 2017.

Metro Areas with the Largest Increase in Effective Tax Rate

Northeast homeowners, and particularly those within Connecticut, faced some of the largest increases in their effective property tax rate. Across the top 10 metropolitan areas, there was a 0.61% increase in the effective property tax rate over the past decade. But residents of the Kingston, New York, metro area faced the largest increase of 0.82%, which helped lead to a $1,573 increase in median real estate taxes per year for homeowners.

Metro Area10-Year Change in Effective Tax Rate2017 Effective Property Tax RateChange in Median Home ValueDifference in Cost for Median Homeowner
Kingston, NY0.82%2.36%-$21,200$1,573
New Haven-Milford, CT0.77%2.32%-$36,800$1,308
Rockford, IL0.69%2.87%-$9,800$623
Norwich-New London, CT0.64%1.85%-$34,200$1,111
Hartford-West Hartford-East Hartford, CT0.61%2.19%-$7,400$1,402
Bridgeport-Stamford-Norwalk, CT0.55%1.75%-$73,100$1,474
Binghamton, NY0.55%2.78%$14,900$957
Ocean City, NJ0.50%1.49%-$42,400$1,054
Manchester-Nashua, NH0.49%2.17%-$5,000$1,293
Allentown-Bethlehem-Easton, PA-NJ0.48%1.96%-$2,000$992

In nine of the 10 metro areas with the largest effective tax rate increase, the median home value dropped over the last decade. However, larger decreases in home value didn't necessarily lead to more significant increases in property tax rates. For instance, the Salinas, California, metro area saw the largest decrease in median home value, $141,500, yet the effective tax rate increased by only 0.29%.

Similarly in Madera, California, home values had the largest percentage decrease, dropping by 28% over 10 years, though the effective tax rate increased by just 0.27%. And in Odessa, Texas, which had the largest percent increase in home values at 113%, the property tax rate declined by just 0.1%.

Metro Areas with the Biggest Change in Median Taxes Paid

Over the past 10 years, just 13 of the 283 metropolitan areas we surveyed in the U.S. experienced a decrease in median real estate taxes paid. In the majority of these regions, there was a relatively low difference in the effective tax rate—instead, the decrease was driven by a drop in median home values.

Metro Area2017 Median Real Estate Taxes2007 Median Real Estate TaxesChange in Median Home ValueChange in Cost for Median Homeowner
Kokomo, IN Metro Area$743$1,119-$12,800-$376
Cape Coral-Fort Myers, FL Metro Area$2,006$2,209-$15,800-$203
Port St. Lucie, FL Metro Area$2,143$2,271-$23,200-$128
Gainesville, FL Metro Area$1,757$1,872-$27,900-$115
Muncie, IN Metro Area$872$981-$2,900-$109
Bismarck, ND Metro Area$2,115$2,202$116,000-$87
Tampa-St. Petersburg-Clearwater, FL Metro Area$1,665$1,732-$12,100-$67
Terre Haute, IN Metro Area$760$821$2,100-$61
South Bend-Mishawaka, IN-MI Metro Area$1,273$1,314$10,500-$41
Ocala, FL Metro Area$1,194$1,226-$25,400-$32
Palm Bay-Melbourne-Titusville, FL Metro Area$1,595$1,618-$7,200-$23
Michigan City-La Porte, IN Metro Area$1,142$1,159$8,900-$17
Columbia, SC Metro Area$949$951$20,200-$2

The influence of falling home prices on property tax was particularly pronounced in states like Florida, where the subprime mortgage crisis severely affected the value of real estate from 2008 onwards. While Florida's median home value bounced back by 2017, some places may have struggled to keep pace with the overall statewide recovery and ended up paying a lower level of property taxes.

In contrast, there were 22 metro areas in which the median homeowner paid at least $1,000 more in property taxes in 2017 than in 2007. The cause differed, with some regions experiencing a particularly large increase in home values, whereas others faced an above-average increase in the effective tax rate.

For instance, the San Jose-Sunnyvale-Santa Clara, California, Austin-Round Rock, Texas, and Corvallis, Oregon, metro areas each experienced over a $100,000 increase in their median home value since 2007. This rise in home prices caused the median real estate taxes in each metro area to increase by $2,625, $1,475 and $1,297, respectively, even though the average change in effective tax rate across these metro areas was 0%.

Metro AreaChange in Effective Tax RateChange in Median Home ValueDifference in Cost for Median Homeowner
San Jose-Sunnyvale-Santa Clara, CA0.15%$203,300$2,625
Kingston, NY0.82%-$21,200$1,573
Santa Cruz-Watsonville, CA0.19%$18,200$1,540
Ithaca, NY0.23%$45,700$1,487
Austin-Round Rock, TX-0.25%$106,100$1,475
Bridgeport-Stamford-Norwalk, CT0.55%-$73,100$1,474
Hartford-West Hartford-East Hartford, CT0.61%-$7,400$1,402
Iowa City, IA0.31%$54,800$1,381
Midland, TX0.05%$85,700$1,354
New Haven-Milford, CT0.77%-$36,800$1,308
Corvallis, OR0.08%$102,900$1,297
Manchester-Nashua, NH0.49%-$5,000$1,293
Des Moines-West Des Moines, IA0.40%$35,600$1,269
Albany-Schenectady-Troy, NY0.31%$31,800$1,233
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD0.42%$10,600$1,185
Burlington-South Burlington, VT0.24%$33,600$1,166
Norwich-New London, CT0.64%-$34,200$1,111
Lebanon, PA0.43%$25,800$1,057
Ocean City, NJ0.50%-$42,400$1,054
Elmira, NY0.30%$31,000$1,053
Seattle-Tacoma-Bellevue, WA0.12%$60,700$1,042
Springfield, MA0.36%$13,400$1,000

Metro Areas with the Biggest Decrease in Effective Tax Rate

The effective tax rate declined in just 45 of the 283 metropolitan areas we analyzed, or 16%. And across the 10 metro areas with the largest decline, the median real estate taxes paid still increased by an average of $395.

Metro Area10-Year Change in Effective Tax Rate2017 Effective Property Tax RateChange in Median Home ValueDifference in Cost for Median Homeowner
Bismarck, ND Metro Area-0.80%0.85%$116,000-$87
Fargo, ND-MN Metro Area-0.44%1.15%$71,200$183
Grand Forks, ND-MN Metro Area-0.38%1.13%$70,600$319
Dallas-Fort Worth-Arlington, TX Metro Area-0.35%1.79%$69,500$745
Kokomo, IN Metro Area-0.25%0.75%-$12,800-$376
Austin-Round Rock, TX Metro Area-0.25%1.80%$106,100$1,475
College Station-Bryan, TX Metro Area-0.22%1.57%$47,000$457
Laredo, TX Metro Area-0.18%1.92%$28,400$361
Sioux City, IA-NE-SD Metro Area-0.16%1.39%$41,600$423
Williamsport, PA Metro Area-0.16%1.43%$44,700$452

How Are Property Taxes Calculated? What Causes Them to Change?

Property taxes are levied by state and local governments on homeowners, and the taxes are often used to fund local public services. Therefore, the property tax rate for homeowners in a given year may vary based on the budget of your school district or county. They will also increase or decrease based on your property's value.

Property taxes are calculated by multiplying your home's assessed value by the sum of applicable millage rates, then subtracting any tax credits you're eligible for.

Calculating property taxes

Factors

  • Assessed Home Value: Depending on the county you live in, how your home's value is assessed and how frequently it's assessed will vary. Assessments typically take place every one to five years, and are often based on the market value of homes similar to yours that have been sold. However, we recommend referring to your local government's guidelines for how property taxes are assessed within the county.
  • Millage Rates: A millage rate represents how much you would pay in taxes per dollar-value of your home, with one mill representing a 1/1000th of a dollar. There are separate millage rates for the different parties your property taxes go to. For instance, say your county charged 10 mills, the local school board charged 20 mills and your municipality charged 5 mills. Your total millage rate from these three sources would be $0.035, meaning you'd pay $3,500 in property taxes on a home with a $100,000 assessed value, before accounting for tax credits.
  • Tax Credits: You may be eligible for tax credits for a number of reasons—for instance, they're frequently available to seniors or people with disabilities.

Property tax limits are in place in most of the U.S., 44 states, plus D.C. These limits are imposed at the state level and restrain either the rate at which assessed values can grow annually, the property tax rate or the rate of growth in property tax revenue annually.

How Do Property Taxes Impact Homeowners?

Assuming they took out a mortgage to finance their home purchase, property taxes can represent a significant additional monthly expense for homeowners. The taxes are usually paid by the homeowner as part of their monthly mortgage payments, along with principal, interest and insurance, into an escrow account. Someone with estimated annual property taxes of $4,200 a year, therefore, will contribute $350 per month into escrow as part of their mortgage payment. Homeowners who do not have a mortgage or forego the option to make escrow payments will have to pay the full annual tax on their own.

Property taxes can also give new homeowners sticker shock when they see the contribution they'll need to make when closing on their home purchase. Homeowners who borrow to finance their home purchase may have to pay their lender anywhere from two months to a year of property taxes up front. Additionally, lenders may require that borrowers also deposit several additional months of property tax payments in case tax bills are ultimately higher than lender estimates.

Property taxes aren't the only unexpected closing expenditures home buyers may face, either, as many insurance costs also need to be paid upfront. Lenders will require new buyers to pay up to a year's worth of homeowners insurance premiums before finalizing their purchase, along with two additional months of premiums as a deposit. Using the nationwide average annual home insurance premium of $1,083 as an example, this up-front payment for 14 months’ worth of homeowners insurance would come out to over $1,260. And title insurance, legally required in all real estate transactions, costs over $1,300, on average.

Methodology & Full Results

ValuePenguin calculated the effective tax rate in each metropolitan area by comparing a region's median real estate taxes paid and home value. We only used data for owner-occupied houses, and contrasted figures from 2007 and 2017, the most recent year for which data is currently available. Metropolitan areas were excluded from our analysis if data was missing for one or both years surveyed.

Metro AreaChange in Effective Tax RateChange in Median Home ValueDifference in Cost for Median Homeowner
Abilene, TX-0.03%$38,600$512
Akron, OH0.28%-$200$401
Albany-Schenectady-Troy, NY0.31%$31,800$1,233
Albany, GA0.41%$16,400$609
Albuquerque, NM0.29%$11,300$636
Alexandria, LA0.26%$41,800$421
Allentown-Bethlehem-Easton, PA-NJ0.48%-$2,000$992
Altoona, PA0.15%$33,400$526
Amarillo, TX-0.01%$38,000$624
Ames, IA0.17%$43,800$921
Anchorage, AK0.02%$36,200$510
Ann Arbor, MI0.00%$27,900$463
Appleton, WI0.01%$17,700$326
Asheville, NC0.05%$37,000$327
Athens-Clarke County, GA0.11%$16,600$339
Auburn-Opelika, AL0.07%$25,200$219
Augusta-Richmond County, GA-SC0.10%$27,300$311
Austin-Round Rock, TX-0.25%$106,100$1,475
Bakersfield, CA0.34%-$51,100$366
Bangor, ME0.35%$11,200$601
Barnstable Town, MA0.20%-$14,500$712
Baton Rouge, LA0.33%$36,600$672
Battle Creek, MI0.34%$2,600$429
Bay City, MI0.40%-$14,500$209
Beaumont-Port Arthur, TX0.17%$25,300$518
Bellingham, WA0.16%$50,000$892
Billings, MT-0.05%$62,100$462
Binghamton, NY0.55%$14,900$957
Birmingham-Hoover, AL0.12%$20,800$276
Bismarck, ND-0.80%$116,000-$87
Blacksburg-Christiansburg-Radford, VA0.11%$45,900$462
Bloomington, IN0.04%$43,000$392
Boulder, CO-0.02%$162,400$806
Bowling Green, KY0.16%$25,400$385
Bremerton-Silverdale, WA0.07%$29,900$475
Bridgeport-Stamford-Norwalk, CT0.55%-$73,100$1,474
Brownsville-Harlingen, TX0.01%$17,700$296
Brunswick, GA0.24%-$9,700$308
Burlington-South Burlington, VT0.24%$33,600$1,166
Burlington, NC0.17%$14,000$356
Canton-Massillon, OH0.25%$2,600$366
Cape Coral-Fort Myers, FL-0.03%-$15,800-$203
Casper, WY0.15%$35,800$480
Cedar Rapids, IA0.42%$24,100$967
Champaign-Urbana, IL0.23%$24,700$826
Charleston-North Charleston, SC-0.02%$45,300$195
Charleston, WV0.16%$9,200$215
Charlottesville, VA0.17%-$10,700$412
Chattanooga, TN-GA0.11%$24,400$350
Cheyenne, WY-0.03%$46,700$237
Chico, CA0.19%-$19,200$434
Clarksville, TN-KY0.06%$44,900$438
Cleveland, TN0.01%$33,600$202
Coeur d'Alene, ID0.02%$21,900$167
College Station-Bryan, TX-0.22%$47,000$457
Colorado Springs, CO0.01%$57,900$290
Columbia, MO0.02%$40,500$402
Columbia, SC-0.09%$20,200-$2
Columbus, GA-AL0.33%$14,000$515
Columbus, IN-0.01%$19,600$156
Columbus, OH0.28%$16,300$750
Corpus Christi, TX0.14%$36,400$800
Corvallis, OR0.08%$102,900$1,297
Cumberland, MD-WV0.19%$19,000$395
Dallas-Fort Worth-Arlington, TX-0.35%$69,500$745
Dalton, GA0.21%$1,900$279
Danville, IL0.15%$4,900$196
Davenport-Moline-Rock Island, IA-IL0.37%$17,400$778
Dayton, OH0.42%$5,000$631
Decatur, AL0.04%$32,800$155
Decatur, IL0.44%$8,000$581
Deltona-Daytona Beach-Ormond Beach, FL0.10%-$19,200$42
Des Moines-West Des Moines, IA0.40%$35,600$1,269
Dothan, AL0.10%$34,300$207
Dover, DE0.15%$17,400$392
Dubuque, IA0.35%$36,100$996
Duluth, MN-WI0.25%$16,200$543
Eau Claire, WI0.05%$27,600$530
El Centro, CA0.33%-$46,300$426
El Paso, TX0.22%$23,700$750
Elkhart-Goshen, IN-0.01%$15,700$132
Elmira, NY0.30%$31,000$1,053
Erie, PA0.02%$31,100$595
Evansville, IN-KY0.00%$27,900$222
Fairbanks, AK-0.06%$25,500$179
Fargo, ND-MN-0.44%$71,200$183
Farmington, NM0.37%$8,100$600
Fayetteville-Springdale-Rogers, AR-MO0.19%$14,200$406
Fayetteville, NC0.05%$26,700$349
Flagstaff, AZ0.16%-$11,100$412
Flint, MI0.34%-$19,300$98
Florence-Muscle Shoals, AL0.05%$42,100$211
Florence, SC-0.06%$22,000$32
Fond du Lac, WI0.13%$11,300$392
Fort Smith, AR-OK0.14%$25,500$293
Fort Wayne, IN-0.09%$19,500$67
Fresno, CA0.27%-$47,600$404
Gadsden, AL0.11%$19,600$193
Gainesville, FL0.09%-$27,900-$115
Gainesville, GA0.12%$16,900$366
Glens Falls, NY0.27%$16,800$744
Goldsboro, NC0.08%$16,000$222
Grand Forks, ND-MN-0.38%$70,600$319
Grand Junction, CO0.03%$1,400$73
Grand Rapids-Wyoming, MI0.08%$27,600$507
Great Falls, MT-0.01%$34,700$308
Greeley, CO-0.13%$97,800$225
Green Bay, WI0.00%$14,000$232
Greensboro-High Point, NC0.14%$11,900$311
Greenville, NC0.05%$42,100$445
Hagerstown-Martinsburg, MD-WV0.27%-$27,000$377
Hanford-Corcoran, CA0.20%-$16,200$365
Harrisburg-Carlisle, PA0.18%$29,800$725
Harrisonburg, VA0.17%$11,600$409
Hartford-West Hartford-East Hartford, CT0.61%-$7,400$1,402
Hattiesburg, MS0.27%$28,700$549
Hickory-Lenoir-Morganton, NC0.11%$17,600$252
Hot Springs, AR0.25%$13,400$401
Huntington-Ashland, WV-KY-OH0.11%$30,700$318
Huntsville, AL0.08%$31,200$245
Idaho Falls, ID0.00%$29,000$218
Iowa City, IA0.31%$54,800$1,381
Ithaca, NY0.23%$45,700$1,487
Jackson, MI0.30%-$11,500$270
Jackson, MS0.31%$26,600$592
Jackson, TN0.04%$9,000$101
Jacksonville, FL0.11%$3,700$257
Jacksonville, NC0.19%$29,300$465
Jefferson City, MO-0.04%$35,400$232
Johnson City, TN0.10%$32,900$327
Johnstown, PA0.17%$2,000$180
Jonesboro, AR0.09%$35,900$296
Joplin, MO0.08%$22,500$244
Kalamazoo-Portage, MI0.27%$5,900$505
Kansas City, MO-KS0.11%$20,800$449
Kingsport-Bristol-Bristol, TN-VA0.06%$32,700$284
Kingston, NY0.82%-$21,200$1,573
Knoxville, TN-0.04%$26,100$101
Kokomo, IN-0.25%-$12,800-$376
Lafayette, LA0.29%$19,000$503
Lake Charles, LA0.32%$54,700$603
Lake Havasu City-Kingman, AZ0.20%-$47,500$121
Lancaster, PA0.31%$24,000$962
Lansing-East Lansing, MI0.21%$600$324
Laredo, TX-0.18%$28,400$361
Las Cruces, NM0.27%$13,100$452
Lawrence, KS0.09%$32,200$580
Lawton, OK0.08%$36,800$396
Lebanon, PA0.43%$25,800$1,057
Lewiston-Auburn, ME0.43%$3,500$706
Lexington-Fayette, KY0.11%$29,800$444
Lima, OH-0.03%$16,200$165
Lincoln, NE-0.12%$35,600$453
Little Rock-North Little Rock-Conway, AR0.12%$28,800$353
Logan, UT-ID0.11%$48,900$484
Longview, TX0.02%$38,300$471
Longview, WA0.04%$31,400$363
Lubbock, TX0.04%$38,600$726
Lynchburg, VA0.09%$21,000$258
Madera, CA0.27%-$91,400$237
Madison, WI0.15%$26,200$829
Manchester-Nashua, NH0.49%-$5,000$1,293
Mansfield, OH0.26%-$14,300$114
McAllen-Edinburg-Mission, TX0.10%$16,400$397
Medford, OR0.29%-$10,200$786
Memphis, TN-MS-AR0.03%$16,400$212
Merced, CA0.22%-$70,000$213
Michigan City-La Porte, IN-0.08%$8,900-$17
Midland, TX0.05%$85,700$1,354
Milwaukee-Waukesha-West Allis, WI0.01%$10,100$211
Minneapolis-St. Paul-Bloomington, MN-WI0.13%$10,100$442
Missoula, MT0.07%$69,500$824
Mobile, AL0.14%$16,500$248
Modesto, CA0.25%-$70,300$364
Monroe, LA0.31%$36,600$479
Monroe, MI0.08%-$4,500$84
Montgomery, AL0.08%$14,500$146
Morgantown, WV0.06%$62,100$357
Morristown, TN0.05%$35,700$238
Mount Vernon-Anacortes, WA0.20%$14,700$721
Muncie, IN-0.09%-$2,900-$109
Napa, CA0.16%-$14,900$962
Nashville-Davidson--Murfreesboro--Franklin, TN-0.12%$76,500$275
New Haven-Milford, CT0.77%-$36,800$1,308
Niles-Benton Harbor, MI0.22%$11,700$460
Norwich-New London, CT0.64%-$34,200$1,111
Ocala, FL0.12%-$25,400-$32
Ocean City, NJ0.50%-$42,400$1,054
Odessa, TX-0.10%$79,200$893
Ogden-Clearfield, UT0.02%$57,500$421
Oklahoma City, OK0.18%$35,700$594
Omaha-Council Bluffs, NE-IA0.08%$28,000$649
Oshkosh-Neenah, WI0.08%$18,300$483
Owensboro, KY0.08%$28,200$331
Oxnard-Thousand Oaks-Ventura, CA0.20%-$48,800$948
Palm Bay-Melbourne-Titusville, FL0.02%-$7,200-$23
Pensacola-Ferry Pass-Brent, FL0.07%$1,100$126
Peoria, IL0.41%$15,900$849
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD0.42%$10,600$1,185
Phoenix-Mesa-Scottsdale, AZ0.10%-$13,400$188
Pine Bluff, AR0.01%$12,900$86
Pittsburgh, PA-0.13%$37,200$462
Pittsfield, MA0.41%$13,600$998
Pocatello, ID-0.02%$29,900$249
Port St. Lucie, FL0.05%-$23,200-$128
Prescott, AZ0.07%$7,500$212
Provo-Orem, UT0.02%$58,700$341
Pueblo, CO-0.06%$23,800$65
Punta Gorda, FL0.09%-$5,500$136
Racine, WI0.30%-$10,500$329
Rapid City, SD0.01%$44,500$608
Reading, PA0.34%$600$597
Redding, CA0.26%-$6,600$604
Richmond, VA0.08%$15,900$311
Riverside-San Bernardino-Ontario, CA0.31%-$54,400$746
Roanoke, VA0.04%$29,900$311
Rochester, MN0.12%$39,800$651
Rochester, NY0.21%$22,400$917
Rockford, IL0.69%-$9,800$623
Rocky Mount, NC0.26%$16,000$426
Rome, GA0.17%$12,300$326
Salem, OR0.20%$30,300$751
Salinas, CA0.29%-$141,500$914
Salt Lake City, UT0.05%$52,900$477
San Angelo, TX0.18%$54,300$973
San Jose-Sunnyvale-Santa Clara, CA0.15%$203,300$2,625
Santa Cruz-Watsonville, CA0.19%$18,200$1,540
Santa Fe, NM0.25%-$10,100$687
Savannah, GA0.18%$16,900$465
Seattle-Tacoma-Bellevue, WA0.12%$60,700$1,042
Sebastian-Vero Beach, FL0.06%-$13,500$21
Sheboygan, WI-0.06%$5,600$9
Sherman-Denison, TX-0.03%$40,700$558
Shreveport-Bossier City, LA0.28%$38,300$537
Sioux City, IA-NE-SD-0.16%$41,600$423
Sioux Falls, SD-0.06%$51,500$597
South Bend-Mishawaka, IN-MI-0.13%$10,500-$41
Spartanburg, SC-0.04%$20,000$82
Springfield, IL0.22%$22,600$695
Springfield, MA0.36%$13,400$1,000
Springfield, MO0.13%$18,000$318
Springfield, OH0.04%$10,800$188
St. Cloud, MN0.25%-$4,600$401
St. George, UT0.11%$31,100$457
St. Joseph, MO-KS0.04%$15,600$181
St. Louis, MO-IL0.24%$12,900$560
State College, PA-0.11%$66,400$618
Sumter, SC-0.04%$26,700$120
Syracuse, NY0.15%$27,500$896
Tallahassee, FL0.13%$3,500$256
Tampa-St. Petersburg-Clearwater, FL0.02%-$12,100-$67
Terre Haute, IN-0.09%$2,100-$61
Toledo, OH0.31%-$3,700$354
Topeka, KS0.15%$19,200$457
Tucson, AZ0.30%-$28,400$347
Tulsa, OK0.14%$31,000$467
Tuscaloosa, AL0.13%$21,600$258
Tyler, TX0.08%$35,700$606
Utica-Rome, NY0.30%$20,900$815
Valdosta, GA0.47%$7,600$622
Vallejo-Fairfield, CA0.29%-$67,800$813
Victoria, TX0.14%$45,200$826
Virginia Beach-Norfolk-Newport News, VA-NC0.15%$6,800$425
Visalia-Porterville, CA0.23%-$30,800$323
Waco, TX0.09%$35,400$653
Warner Robins, GA0.28%-$4,100$310
Washington-Arlington-Alexandria, DC-VA-MD-WV0.25%-$33,900$829
Waterloo-Cedar Falls, IA0.20%$32,600$741
Wausau, WI0.04%$7,200$184
Weirton-Steubenville, WV-OH0.05%$8,500$120
Wenatchee, WA0.04%$66,200$647
Wheeling, WV-OH0.03%$25,100$207
Wichita Falls, TX0.27%$18,600$581
Wichita, KS0.10%$26,100$465
Williamsport, PA-0.16%$44,700$452
Wilmington, NC0.15%$19,500$445
Winchester, VA-WV0.12%-$19,000$186
Winston-Salem, NC-0.01%$7,500$44
Yakima, WA0.05%$32,400$401
York-Hanover, PA0.38%$9,900$843
Youngstown-Warren-Boardman, OH-PA0.07%$8,600$196
Yuba City, CA0.21%-$24,000$433
Yuma, AZ0.37%-$19,100$391
Maxime Croll

Maxime is a Product Manager at ValuePenguin focusing on insurance. Previously she was the Director of Product Marketing at CoverWallet.

Editorial Note: The editorial content on this page is not provided or commissioned by any financial institution. Any opinions, analyses, reviews, statements or recommendations expressed in this article are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by any of these entities prior to publication.