What Is An Insurance Rating Area?
One of the factors health insurance companies are allowed to consider when setting premiums is where you live. The area you live in that's... Read More
Student Loans
Our guides and reviews will help you navigate and pay off your student loans.
Our guides equip you with everything you need. Whether you’re a student taking out your first loan or someone dealing with monthly loan payments, we'll help you make smarter financial choices.
The Facts About Student Loans
More and more people continue to take out loans to pay for their education, and many end up struggling to pay their monthly bills. The outstanding loan debt in the US is over $1.7 trillion. That's why we're working to provide you with free, high-quality, educational resources.
Get the StatsStudent Loan Articles
The Affordable Care Act Individual Mandate and Penalties
The individual mandate of the Affordable Care Act requires that all Americans maintain health insurance but no longer assesses tax... Read More
Privacy Policy
Your privacy is important to us at ValuePenguin, and we work to protect the privacy of our visitors. Here’s our privacy... Read More
Best Cheap Car Insurance for High-Risk Drivers
If you have a ticket on your record, lack driving experience or have poor credit, then insurers may consider you a high-risk driver — and... Read More
Types of Auto Insurance
Each auto insurance policy can contain several types of vehicle insurance, including collision, comprehensive, liability and uninsured... Read More
Auto Insurance Deductibles: How Do They Work?
An auto insurance deductible is the amount of money you have to pay before the insurance company begins to cover costs. Unlike health... Read More
Collision vs. Comprehensive Car Insurance
Collision insurance protects you when your car is involved in a direct crash, while comprehensive insurance covers you if your car is... Read More