Flood Insurance

Research & Advice

Cost of Flood Insurance in Georgia and How to Get Coverage

The average cost of flood insurance in Georgia is $684 per year. State law doesn't require flood insurance, but mortgage lenders often do.... Read More

Excess Flood Insurance: What Is It? Who Needs It?

If you have a high-value home located in a high-risk flood area, you may need excess flood insurance. This insurance covers damage to your... Read More

What Should You Do If You Have Uninsured Flood Damage? Will FEMA Help?

If your home was damaged by a flood but you don't have flood insurance, you can apply for grant money from FEMA or a loan from the SBA to... Read More

Do I Need Flood Insurance in North Carolina? How Much Does it Cost?

Though flood insurance isn't a legal requirement for North Carolina homeowners, some homes at high risk of flooding may need it in order to... Read More

Cost of Flood Insurance in Louisiana and How Coverage Works

Flood insurance is optional for most Louisiana homeowners, but it's worth considering even if you do not live in a high-risk flood area.... Read More

Choosing a Flood Insurance Deductible

A flood insurance deductible is the amount of money you will have to pay before your flood insurance policy covers damage to your home. A... Read More

What Is An Elevation Certificate for Flood Insurance?

If you have a mortgage and live in a high-risk area for floods, you almost certainly need an elevation certificate. Learn about when flood... Read More

Flood Insurance in New Jersey

Flood insurance is not a legal requirement to own a home in New Jersey, but if you live in an area that is likely to flood, you may be... Read More

Cost of Flood Insurance in Texas and How Coverage Works

The average cost of flood insurance in Texas is about $634 per year. You may need to purchase a policy to get a mortgage if your house is... Read More