Chris Moon

Chris is a Senior Research Analyst at ValuePenguin who has covered deposit accounts and home loans since 2016. He has contributed insights and opinions to the New York Times and many other publications.

Why To Consider A Money Market Account

Money market accounts are essentially bigger savings accounts: they have bigger APYs, but also bigger minimum balances, bigger opening...

How to Find the Best CD Rates

Finding the best CD rates is easiest to do online. We describe the average CD rates you can expect and the terms you should know when...

3 Things To Know Now About Mortgage Interest Deductibility

It’s been called the most cherished of all tax deductions, rivaled only by Social Security as the most politically perilous of government...

3 Flashpoint Issues Between Banks And Credit Unions

Ever since their introduction to the United States over a century ago, credit unions have had a contentious relationship with the banking...

3 Reasons The P2P App Zelle May Be Worth a Try

Zelle's partnership with the biggest banks in the country lends it institutional advantages that it hopes will offset Venmo's established...

7 FinTech Services that Can Help You Save Money

Whether savings and checking accounts originated in the branch or were set up online, most consumers prefer the ease of managing money...

The Pluses and Pitfalls of Paperless Statements

These days, "going paperless" is a ubiquitous phrase in the promotional materials that banks hand out to prospective customers. Whether you...

How the Chase-Intuit Deal Could Change Online Banking

Last Wednesday, JPMorgan Chase and Intuit Inc. announced a partnership to share customer bank account information, beginning what may be a...

3 Warnings about Bank Account Bonuses

These days, banks are big on advertising sign-up bonuses for new customers, offering an account credit of several hundred dollars for...

Getting the Most out of Your Budgeting App

Budgeting apps are only as helpful as you make them. Find out how you can get real value out of apps like Mint and You Need a Budget.

Why Laddering Your CDs May Pay Off in 2017

Laddering is an investment strategy that provides flexibility and potentially higher returns on certificates of deposit. Here's why it may...

3 Reasons to Avoid Money Market Accounts

The paltry interest rates for checking and even savings accounts these days may leave you tempted to sign up for the money market accounts...